appraised value

简明释义

估值

英英释义

例句

1.Before making an offer, I checked the appraised value of the property online.

在出价之前，我在线查看了该物业的评估价值。

2.When selling your home, it’s important to know its appraised value to set a competitive price.

在出售您的房屋时，了解其评估价值以设定一个具有竞争力的价格是很重要的。

3.Insurance companies often use the appraised value to determine coverage limits.

保险公司通常使用评估价值来确定保险限额。

4.The bank requires an assessment of the property's appraised value before approving the mortgage.

银行在批准抵押贷款之前需要对该物业的评估价值进行评估。

5.The appraised value of the land increased significantly after the new highway was built.

在新高速公路建成后，该土地的评估价值显著增加。

作文

The concept of appraised value is crucial in various fields, particularly in real estate and finance. When we talk about appraised value (评估价值), we refer to the estimated worth of a property or asset determined by a professional appraiser. This valuation process is essential for buyers, sellers, lenders, and investors as it provides a benchmark against which the market price can be compared.To better understand the significance of appraised value, let’s consider a scenario involving the purchase of a home. Imagine a family is looking to buy their dream house. They find a beautiful property listed at $500,000. However, before making such a significant investment, they decide to get an appraisal done. The professional appraiser evaluates the property based on various factors, including its location, condition, size, and comparable sales in the neighborhood.After thorough analysis, the appraiser determines that the appraised value (评估价值) of the house is $475,000. This figure is critical because it informs the family whether the asking price is reasonable. If the appraised value is significantly lower than the listing price, the family might negotiate with the seller or reconsider their offer altogether.In addition to helping buyers make informed decisions, the appraised value also plays a vital role for lenders. When a buyer applies for a mortgage, the lender will require an appraisal to ensure that the loan amount is justified by the property’s value. If the appraised value (评估价值) comes in lower than expected, it may affect the loan approval process or the amount that the lender is willing to finance.Furthermore, understanding appraised value is not limited to homebuyers and lenders; it also benefits sellers. For instance, if a homeowner decides to sell their property, obtaining an appraisal can help them set a competitive asking price. An accurate appraised value allows sellers to avoid overpricing, which can lead to prolonged listings and potential losses. Conversely, pricing too low can result in missed profits. Thus, having a clear understanding of the appraised value (评估价值) enables sellers to make strategic decisions in the real estate market.Moreover, the importance of appraised value extends beyond residential properties. In commercial real estate, businesses often rely on appraisals to assess the worth of their assets for financial reporting, tax assessments, and investment purposes. Accurate appraisals ensure that companies have a clear picture of their assets' values, which is essential for making sound financial decisions.In conclusion, the term appraised value (评估价值) embodies a fundamental aspect of property transactions and asset management. Whether one is buying, selling, or financing a property, understanding the appraised value is essential for making informed decisions. As the real estate market continues to evolve, the role of appraisals remains pivotal in ensuring transparency and fairness in property valuations.