average bond

简明释义

海损协议

英英释义

例句

1.The yield on the average bond 平均债券 is currently at a historical low.

当前平均债券的收益率处于历史低点。

2.Investors often compare the performance of their portfolios to the average bond 平均债券 index.

投资者通常将他们的投资组合表现与平均债券指数进行比较。

3.A diversified portfolio should include an allocation to the average bond 平均债券 market.

多样化的投资组合应包括对平均债券市场的配置。

4.When interest rates rise, the value of the average bond 平均债券 typically falls.

当利率上升时，平均债券的价值通常会下降。

5.The average bond 平均债券 has a lower risk compared to stocks.

平均债券的风险低于股票。

作文

In the world of finance, understanding different types of investments is crucial for making informed decisions. One term that often comes up in discussions about fixed income securities is average bond. An average bond refers to a bond that has a typical yield and risk profile compared to other bonds in the market. This concept is essential for investors who want to gauge the performance of their bond investments relative to the broader market.

To comprehend what an average bond entails, one must first understand what a bond is. A bond is essentially a loan made by an investor to a borrower, typically a corporation or government. The borrower pays interest on the bond and returns the principal amount at maturity. Bonds are generally considered safer than stocks, but they still come with their own set of risks, including credit risk, interest rate risk, and inflation risk.

The average bond serves as a benchmark for comparing the performance of individual bonds. For instance, if an investor holds a corporate bond that yields significantly higher than the average bond, it may indicate that the bond carries more risk. On the other hand, if a bond yields less than the average bond, it could suggest that the bond is a safer investment, albeit with lower returns.

Investors often look at the average bond yield as a way to assess market conditions. When interest rates rise, the yields on new bonds increase, which can lead to a decrease in the prices of existing bonds. Conversely, when interest rates fall, the yields on new bonds decrease, often resulting in an increase in the prices of existing bonds. Therefore, understanding the average bond yield helps investors make strategic decisions about buying or selling bonds based on current economic conditions.

Moreover, the average bond can also reflect the overall health of the economy. For example, during times of economic growth, investors may be more inclined to invest in stocks rather than bonds, leading to a lower demand for bonds and potentially higher yields on the average bond. Conversely, during economic downturns, investors may flock to the safety of bonds, causing prices to rise and yields to fall.

In conclusion, the concept of the average bond is a fundamental aspect of bond investing. It provides investors with a reference point for evaluating their bond portfolios and understanding market dynamics. By keeping an eye on the average bond yield and its fluctuations, investors can make more informed decisions that align with their financial goals. In a world where financial literacy is increasingly important, grasping the significance of the average bond can empower investors to navigate the complexities of the bond market effectively.

在金融世界中，理解不同类型的投资对于做出明智的决策至关重要。在关于固定收益证券的讨论中，一个常常出现的术语是平均债券。平均债券指的是与市场上其他债券相比，具有典型收益和风险特征的债券。这个概念对于希望评估其债券投资相对于更广泛市场表现的投资者来说至关重要。

要理解平均债券的含义，首先必须了解债券是什么。债券本质上是投资者向借款人（通常是公司或政府）发放的贷款。借款人对债券支付利息，并在到期时返还本金。债券通常被认为比股票更安全，但它们仍然伴随着一系列风险，包括信用风险、利率风险和通货膨胀风险。

平均债券作为比较个别债券表现的基准。例如，如果投资者持有的公司债券的收益率显著高于平均债券，这可能表明该债券承担了更大的风险。另一方面，如果一只债券的收益率低于平均债券，这可能意味着该债券是一项更安全的投资，尽管回报较低。

投资者通常将平均债券收益视为评估市场状况的一种方式。当利率上升时，新债券的收益率增加，这可能导致现有债券价格下降。相反，当利率下降时，新债券的收益率降低，通常会导致现有债券的价格上涨。因此，理解平均债券收益有助于投资者根据当前经济条件做出战略性的买卖决策。

此外，平均债券也可以反映整体经济的健康状况。例如，在经济增长时期，投资者可能更倾向于投资股票而非债券，从而导致债券需求降低，进而使平均债券的收益率提高。相反，在经济衰退期间，投资者可能会涌向债券的安全性，导致价格上涨，收益率下降。

总之，平均债券的概念是债券投资的一个基本方面。它为投资者提供了一个评估其债券投资组合和理解市场动态的参考点。通过关注平均债券收益及其波动，投资者可以做出与其财务目标相一致的更明智的决策。在一个金融素养日益重要的世界中，掌握平均债券的重要性可以使投资者有效地驾驭债券市场的复杂性。