at ruling rate

简明释义

现行折合率

英英释义

例句

1.Investors can expect returns at ruling rate when they invest in government bonds.

投资者在投资政府债券时可以期待按现行利率的回报。

2.The mortgage will be adjusted annually at ruling rate based on market conditions.

抵押贷款将根据市场情况每年调整一次，按现行利率进行调整。

3.When calculating the cost of borrowing, make sure to use the amount at ruling rate.

在计算借款成本时，请确保使用按现行利率的金额。

4.The company decided to set the interest on its new savings account at ruling rate to attract more customers.

公司决定将其新储蓄账户的利息设定为按现行利率，以吸引更多客户。

5.The bank offers loans at ruling rate for customers with good credit history.

银行为信用良好的客户提供按现行利率的贷款。

作文

In today's rapidly changing economic landscape, understanding financial terms is crucial for both individuals and businesses. One such term that often comes up in discussions about loans and interest rates is at ruling rate. This phrase refers to the current prevailing interest rate set by financial institutions or regulatory bodies. When an individual takes out a loan or a mortgage, they may encounter this term in their agreement, indicating that the interest charged will be based on the current market rate rather than a fixed rate. For example, if someone applies for a variable-rate mortgage, the interest they pay will fluctuate as the at ruling rate changes over time.Understanding how the at ruling rate works can help borrowers make informed decisions. If the ruling rate is low, it might be an opportune time to borrow money, as the cost of borrowing will be less. Conversely, if the ruling rate is high, potential borrowers may decide to wait until rates decrease before taking on new debt. This dynamic nature of interest rates can significantly impact personal finances and business operations.For businesses, the at ruling rate can affect everything from cash flow management to investment strategies. Companies that rely on loans for expansion must keep a close eye on the ruling rates to ensure they are not overpaying on interest. A higher ruling rate can lead to increased costs, which may deter companies from pursuing new projects or hiring additional staff. On the other hand, a favorable ruling rate can encourage growth and innovation, as businesses feel more confident in their financial commitments.Moreover, understanding the at ruling rate is essential for those involved in real estate. Investors often look at prevailing interest rates when deciding whether to purchase property. A lower ruling rate can make home buying more accessible, leading to increased demand in the housing market. This can create a ripple effect, influencing property values and overall market trends. Conversely, if the ruling rate rises sharply, it may cool off a previously heated market, leading to a slowdown in sales and a potential decrease in property values.In conclusion, the term at ruling rate plays a significant role in various financial contexts, impacting individuals, businesses, and markets alike. By understanding this term and its implications, borrowers can make more strategic financial decisions, whether they are considering a mortgage, a business loan, or investing in real estate. Staying informed about the current ruling rates and how they affect financial products is vital for anyone looking to navigate the complexities of modern finance effectively. As we continue to witness fluctuations in interest rates due to economic changes, the importance of grasping the concept of at ruling rate becomes even more pronounced. Knowledge of this term empowers consumers and businesses alike to make choices that align with their financial goals and circumstances.

在当今快速变化的经济环境中，理解金融术语对个人和企业都至关重要。其中一个在贷款和利率讨论中经常出现的术语是at ruling rate。这个短语指的是由金融机构或监管机构设定的当前普遍利率。当个人申请贷款或抵押贷款时，他们可能会在协议中遇到这个术语，表示所收取的利息将基于当前市场利率，而不是固定利率。例如，如果某人申请可变利率抵押贷款，他们支付的利息将随着at ruling rate的变化而波动。理解at ruling rate的运作方式可以帮助借款人做出明智的决策。如果 ruling rate 较低，可能是借款的好时机，因为借款成本将较低。相反，如果 ruling rate 较高，潜在借款人可能会决定在利率下降之前等待再承担新债务。这种利率的动态特性对个人财务和商业运营产生重大影响。对于企业而言，at ruling rate可能影响从现金流管理到投资策略的方方面面。依赖贷款进行扩展的公司必须密切关注 ruling rates，以确保他们没有支付过多的利息。较高的 ruling rate 可能导致成本增加，这可能会阻止公司追求新项目或招聘更多员工。另一方面，有利的 ruling rate 可以鼓励增长和创新，因为企业对其财务承诺感到更加自信。此外，理解at ruling rate对于房地产相关人士至关重要。投资者通常会在决定是否购买物业时考虑当前利率。较低的 ruling rate 可以使购房更具可及性，从而导致住房市场需求增加。这可能会产生连锁反应，影响房产价值和整体市场趋势。相反，如果 ruling rate 急剧上升，可能会冷却之前过热的市场，导致销售放缓和房产价值可能下降。总之，术语at ruling rate在各种金融背景中发挥着重要作用，影响个人、企业和市场。通过理解这个术语及其影响，借款人可以做出更具战略性的财务决策，无论他们是在考虑抵押贷款、商业贷款还是投资房地产。了解当前 ruling rates 及其如何影响金融产品对于任何希望有效应对现代金融复杂性的人来说都是至关重要的。随着我们继续目睹由于经济变化而导致的利率波动，掌握at ruling rate概念的重要性愈发明显。对这个术语的了解使消费者和企业能够做出与其财务目标和情况相一致的选择。