actual rate

简明释义

实际运费率

英英释义

例句

1.Our team found that the actual rate 实际利率 of customer satisfaction was lower than our surveys indicated.

我们的团队发现客户满意度的实际利率 actual rate低于我们的调查结果。

2.During the meeting, we discussed the actual rate 实际利率 of employee turnover in the last quarter.

在会议中，我们讨论了上个季度员工流失的实际利率 actual rate。

3.The actual rate 实际利率 of inflation has been higher than predicted, affecting purchasing power.

通货膨胀的实际利率 actual rate高于预测，影响了购买力。

4.The bank offers a loan with an interest rate of 5%, but the actual rate 实际利率 may vary based on your credit score.

银行提供5%的贷款利率，但实际利率 actual rate可能会根据你的信用评分而有所不同。

5.When calculating the return on investment, it’s important to consider the actual rate 实际利率 of return after taxes.

在计算投资回报时，考虑税后实际利率 actual rate是很重要的。

作文

In today's world, understanding various financial terms is crucial for making informed decisions. One such term that often comes up in discussions about economics and finance is the actual rate, which refers to the real interest rate or the effective rate of return on an investment after accounting for inflation and other factors. The significance of the actual rate cannot be overstated, as it directly impacts how we assess the profitability of our investments and savings. To illustrate the importance of the actual rate, consider a scenario where an individual invests $1,000 in a fixed deposit account that offers a nominal interest rate of 5% per annum. At first glance, it seems like a good deal, but if the inflation rate during that period is 3%, the actual rate of return becomes crucial to understand. To calculate the actual rate, one must subtract the inflation rate from the nominal interest rate. In this case, the calculation would be: 5% (nominal rate) - 3% (inflation rate) = 2%. This means that the real growth of the investment is only 2%, not the initially perceived 5%. This example highlights why the actual rate is a vital concept for investors. It allows them to see beyond the surface and understand the true value of their money over time. By focusing on the actual rate, individuals can make better investment choices, ensuring that their money works effectively for them. Moreover, businesses also rely on the actual rate when making financial decisions. For instance, a company considering a new project will look at the projected returns and compare them against the actual rate of similar projects in the market. If the actual rate of return on comparable investments is lower than expected, the company may decide to allocate its resources elsewhere. This strategic decision-making process is essential for maintaining competitiveness in the market. Additionally, understanding the actual rate can help individuals plan for retirement. Many people underestimate the impact of inflation on their savings. If someone saves $100,000 for retirement, expecting a nominal return of 6%, but the inflation rate is also 4%, the actual rate of return is only 2%. This realization emphasizes the need for individuals to invest wisely and consider inflation when planning their financial futures. In conclusion, the actual rate is a critical concept in finance that reflects the true return on investments after adjusting for inflation. Whether for personal finance, business strategies, or retirement planning, understanding the actual rate enables individuals and organizations to make more informed financial decisions. As we navigate an ever-changing economic landscape, being aware of the actual rate will empower us to protect and grow our wealth effectively.

在当今世界，理解各种金融术语对于做出明智的决定至关重要。其中一个常常出现在经济和金融讨论中的术语是实际利率，它指的是在考虑通货膨胀和其他因素后，投资的真实利率或有效回报率。实际利率的重要性不容小觑，因为它直接影响我们如何评估投资和储蓄的盈利能力。为了说明实际利率的重要性，考虑一个场景：一个人将1000美元投资于一个提供年利率5%的定期存款账户。乍一看，这似乎是个不错的交易，但如果在此期间的通货膨胀率为3%，那么实际利率的回报变得至关重要。要计算实际利率，必须从名义利率中减去通货膨胀率。在这种情况下，计算为：5%（名义利率）- 3%（通货膨胀率）= 2%。这意味着投资的实际增长仅为2%，而不是最初认为的5%。这个例子突显了实际利率对投资者的重要性。它使他们能够超越表面，了解自己资金随时间的真实价值。通过关注实际利率，个人可以做出更好的投资选择，确保他们的资金有效地为他们工作。此外，企业在做出财务决策时也依赖于实际利率。例如，一家公司在考虑一个新项目时，会查看预计回报并与市场上类似项目的实际利率进行比较。如果可比投资的实际利率低于预期，公司可能会决定将资源分配到其他地方。这种战略决策过程对于保持市场竞争力至关重要。此外，理解实际利率还可以帮助个人规划退休。许多人低估了通货膨胀对其储蓄的影响。如果某人储蓄10万美元用于退休，预计名义回报为6%，但通货膨胀率也为4%，则实际利率的回报仅为2%。这一认识强调了个人需要明智投资，并在规划财务未来时考虑通货膨胀。总之，实际利率是金融中的一个关键概念，反映了调整通货膨胀后的投资真实回报。无论是个人财务、商业战略还是退休规划，理解实际利率使个人和组织能够做出更明智的财务决策。在我们应对不断变化的经济环境时，意识到实际利率将使我们能够有效地保护和增长我们的财富。