bank measure

简明释义

实土方

英英释义

例句

1.To combat inflation, the central bank implemented a strict bank measure 银行措施 by raising interest rates.

为了应对通货膨胀，中央银行通过提高利率实施了一项严格的银行措施。

2.The bank measure 银行措施 aimed at reducing fees has been well received by customers.

旨在减少费用的银行措施受到了客户的好评。

3.As part of their sustainability efforts, the bank announced a new bank measure 银行措施 to support green projects.

作为可持续发展努力的一部分，该银行宣布了一项新的银行措施以支持绿色项目。

4.The new loan policy is a significant bank measure 银行措施 to enhance customer retention.

新的贷款政策是一项重要的银行措施，旨在增强客户留存率。

5.The bank measure 银行措施 introduced last year has successfully increased savings accounts.

去年推出的银行措施成功地增加了储蓄账户。

作文

In today's rapidly changing economic landscape, financial institutions play a crucial role in maintaining stability and growth. One of the key tools that banks utilize to achieve this is the concept known as bank measure. This term refers to various strategies and metrics that banks employ to assess their financial health and manage risks effectively. Understanding bank measure is essential for both banking professionals and consumers alike, as it directly impacts lending practices, interest rates, and overall economic conditions.To begin with, bank measure encompasses a range of indicators that reflect a bank's performance. These can include capital adequacy ratios, liquidity ratios, and asset quality assessments. By analyzing these metrics, banks can determine their ability to absorb losses, meet short-term obligations, and maintain a healthy balance sheet. For instance, a higher capital adequacy ratio indicates that a bank has a strong buffer against potential losses, which can instill confidence among depositors and investors.Moreover, bank measure also involves risk management practices. Banks must continuously evaluate the risks associated with their lending activities and investments. This includes assessing credit risk, market risk, and operational risk. By implementing robust risk management frameworks, banks can mitigate potential losses and ensure that they operate within regulatory guidelines. This is particularly important in times of economic uncertainty, where the likelihood of defaults may increase.Another critical aspect of bank measure is its influence on monetary policy. Central banks closely monitor the performance of commercial banks through these measures to make informed decisions regarding interest rates and other monetary policies. For example, if banks are showing signs of weakness based on their bank measure metrics, central banks may lower interest rates to encourage lending and stimulate economic activity. Conversely, if banks are performing well, central banks might consider raising interest rates to prevent overheating in the economy.Furthermore, bank measure is not only relevant to banks themselves but also to consumers and businesses. Understanding how banks assess their health can help individuals make informed decisions about where to deposit their money or which loans to pursue. For businesses, being aware of the bank measure used by their financial partners can aid in negotiating better loan terms and conditions.In conclusion, the concept of bank measure is integral to the functioning of the banking sector and the broader economy. It encapsulates the various metrics and strategies that banks use to evaluate their performance and manage risks. As we navigate through an ever-evolving financial landscape, a solid grasp of bank measure will empower both banking professionals and consumers to make informed decisions that contribute to economic stability and growth. Understanding these measures not only enhances financial literacy but also fosters a more resilient banking system that can withstand economic challenges.

在当今快速变化的经济环境中，金融机构在维护稳定和增长方面发挥着至关重要的作用。银行实现这一目标的关键工具之一就是被称为银行指标的概念。这个术语指的是银行用来评估其财务健康状况和有效管理风险的各种策略和指标。理解银行指标对银行专业人士和消费者来说都至关重要，因为它直接影响贷款实践、利率和整体经济条件。首先，银行指标包括一系列反映银行业绩的指标。这些可以包括资本充足率、流动性比率和资产质量评估。通过分析这些指标，银行能够确定其吸收损失、满足短期义务和维持健康资产负债表的能力。例如，较高的资本充足率表明银行有强大的缓冲以应对潜在损失，这可以增强存款人和投资者的信心。此外，银行指标还涉及风险管理实践。银行必须不断评估与其贷款活动和投资相关的风险。这包括评估信用风险、市场风险和操作风险。通过实施强有力的风险管理框架，银行能够降低潜在损失，并确保其在监管指南内运营。这在经济不确定时期尤为重要，因为违约的可能性可能会增加。银行指标的另一个关键方面是其对货币政策的影响。中央银行密切监测商业银行的表现，通过这些指标做出有关利率和其他货币政策的明智决策。例如，如果银行根据其银行指标显示出疲软迹象，中央银行可能会降低利率以鼓励贷款并刺激经济活动。相反，如果银行表现良好，中央银行可能会考虑提高利率以防止经济过热。此外，银行指标不仅与银行本身相关，也与消费者和企业相关。了解银行如何评估其健康状况可以帮助个人做出明智的决策，比如将钱存入哪里或追求哪种贷款。对于企业而言，了解其金融合作伙伴使用的银行指标可以帮助谈判更好的贷款条款和条件。总之，银行指标的概念对银行业和更广泛经济的运作至关重要。它概括了银行用来评估其表现和管理风险的各种指标和策略。在我们穿越不断演变的金融环境时，深入了解银行指标将使银行专业人士和消费者能够做出有助于经济稳定和增长的明智决策。理解这些指标不仅增强了金融素养，还促进了一个能够抵御经济挑战的更具韧性的银行体系。