nominal value

简明释义

公称值

英英释义

例句

1.The bond was issued at a nominal value, which is the face value of the bond.

这只债券是以名义价值发行的，即债券的面值。

2.Investors often look beyond the nominal value of stocks to assess their real worth.

投资者通常超越股票的名义价值来评估其真实价值。

3.The nominal value of the currency remains the same despite inflation.

尽管通货膨胀，货币的名义价值保持不变。

4.In accounting, the nominal value of assets may not reflect their actual market value.

在会计中，资产的名义价值可能无法反映其实际市场价值。

5.The nominal value of shares can be misleading if the company has not performed well.

如果公司表现不佳，股票的名义价值可能会产生误导。

作文

In the world of finance and economics, understanding various terms is crucial for making informed decisions. One such term is nominal value, which refers to the face value of a financial instrument or the stated value of an asset without taking into account factors such as inflation or market fluctuations. For instance, if a bond has a face value of $1,000, its nominal value is also $1,000, irrespective of what it may sell for in the market. This concept is vital for investors, as it helps them assess the basic worth of their investments before considering other influencing factors.The nominal value plays a significant role in various financial calculations. For example, when calculating interest payments on bonds, the payments are often based on the nominal value. If a bond with a nominal value of $1,000 has an interest rate of 5%, the annual interest payment would be $50. However, if the bond is traded at a premium or discount in the market, the effective yield that an investor receives may differ from the stated interest rate. Therefore, while the nominal value provides a starting point for evaluation, it does not reflect the actual return on investment.Moreover, the nominal value is essential in the context of inflation. Inflation erodes the purchasing power of money over time, meaning that the same amount of money will buy fewer goods and services in the future. For example, if you hold a bond with a nominal value of $1,000 and the inflation rate is 3% per year, the real value of that bond decreases each year. In this case, investors must consider the real value of their investments, which is adjusted for inflation, rather than solely relying on the nominal value.In addition to bonds, the nominal value is also relevant in other areas, such as stocks and real estate. For stocks, the nominal value can refer to the par value assigned to shares, which is often a minimal amount and does not reflect the market price. Real estate properties may also have a nominal value based on their assessed value for taxation purposes, but the actual market value can vary significantly based on location, demand, and other factors.Understanding the distinction between nominal value and real value is crucial for investors. While the nominal value provides a baseline for assessing the worth of an asset, it is essential to look beyond this figure to understand the true economic implications. Investors should analyze market conditions, inflation rates, and potential returns to make sound investment decisions.In conclusion, the term nominal value is fundamental in finance and economics. It serves as a reference point for the value of financial instruments and assets, but it is important to recognize its limitations. By considering factors such as inflation and market dynamics, investors can gain a more comprehensive understanding of their investments and make better-informed choices. The nominal value is just one piece of the puzzle, and a thorough analysis will lead to more successful financial outcomes.

在金融和经济的世界中，理解各种术语对于做出明智的决策至关重要。其中一个术语是名义价值，指的是金融工具的面值或资产的声明价值，而不考虑通货膨胀或市场波动等因素。例如，如果一只债券的面值为1000美元，则其名义价值也为1000美元，无论它在市场上的售价如何。这个概念对投资者来说至关重要，因为它帮助他们在考虑其他影响因素之前评估投资的基本价值。名义价值在各种金融计算中发挥着重要作用。例如，在计算债券的利息支付时，支付通常基于名义价值。如果一只面值为1000美元的债券的利率为5%，则年度利息支付将为50美元。然而，如果债券在市场上以溢价或折价交易，投资者所获得的实际收益率可能与声明的利率不同。因此，虽然名义价值提供了评估的起点，但它并不反映投资的实际回报。此外，名义价值在通货膨胀的背景下也至关重要。通货膨胀会随着时间的推移侵蚀货币的购买力，这意味着相同数量的钱在未来能够购买的商品和服务会减少。例如，如果您持有一只面值为1000美元的债券，而通货膨胀率为每年3%，那么该债券的实际价值每年都会下降。在这种情况下，投资者必须考虑投资的实际价值，即经过通货膨胀调整后的价值，而不仅仅依赖于名义价值。除了债券，名义价值在其他领域也很相关，例如股票和房地产。对于股票来说，名义价值可以指分配给股份的面值，这通常是一个最低金额，并不反映市场价格。房地产可能也有基于税务目的的评估价值而产生的名义价值，但实际市场价值可能因地点、需求和其他因素而大相径庭。理解名义价值和实际价值之间的区别对投资者至关重要。虽然名义价值提供了评估资产价值的基线，但重要的是超越这一数字，以理解其真正的经济含义。投资者应分析市场条件、通货膨胀率和潜在回报，以做出合理的投资决策。总之，术语名义价值在金融和经济中是基础性的。它作为金融工具和资产价值的参考点，但重要的是要认识到它的局限性。通过考虑通货膨胀和市场动态等因素，投资者可以更全面地理解他们的投资，并做出更好的决策。名义价值只是拼图的一部分，全面的分析将导致更成功的财务结果。