margin of safety

简明释义

安全系数

英英释义

例句

1.A good financial plan includes a margin of safety for unexpected expenses.

一个好的财务计划包括应对意外开支的安全边际。

2.Investors often look for stocks with a good margin of safety to minimize their risks.

投资者通常寻找具有良好安全边际的股票，以降低风险。

3.The engineer designed the bridge with a large margin of safety to ensure it could withstand heavy loads.

工程师设计了这座桥，留出了较大的安全边际以确保它能够承受重载。

4.The pilot maintained a margin of safety in altitude to avoid potential collisions.

飞行员保持了一定的安全边际高度，以避免潜在的碰撞。

5.In construction, a margin of safety is crucial to prevent accidents and ensure worker safety.

在建筑中，安全边际对防止事故和确保工人安全至关重要。

作文

In the world of finance and investing, the term margin of safety refers to the principle of allowing for a buffer between the intrinsic value of an asset and its market price. This concept is crucial for investors as it provides a cushion against potential losses. The margin of safety acts as a protective measure, ensuring that even if the investment does not perform as expected, there is still a level of security that can mitigate financial risks.To better understand the importance of margin of safety, let us consider a practical example. Imagine an investor who is evaluating a stock that they believe is worth $100 per share based on their analysis of the company's fundamentals. However, the current market price of the stock is $70. In this case, the investor has a margin of safety of $30. This margin indicates that even if the stock's value were to decline, the investor still has a buffer that protects them from immediate loss. The concept of margin of safety is not limited to just stocks; it can also be applied in various fields such as engineering, construction, and even personal finance. For instance, in engineering, a bridge might be designed to hold a certain weight with a margin of safety to ensure that it can withstand unexpected loads or stresses. Similarly, in personal finance, having an emergency fund can serve as a margin of safety against unforeseen expenses, such as medical emergencies or job loss.One of the key reasons why maintaining a margin of safety is essential is that it helps investors avoid emotional decision-making. When markets are volatile, fear and greed can cloud judgment, leading to hasty decisions that may not align with long-term goals. By having a margin of safety, investors can remain calm and collected, knowing that they have taken precautions to protect their investments.Moreover, the margin of safety encourages disciplined investing. It promotes thorough research and analysis before making investment decisions. Investors who prioritize a margin of safety are more likely to seek undervalued assets and conduct comprehensive evaluations rather than succumbing to market trends or hype. This disciplined approach can lead to more informed choices and ultimately, better financial outcomes.In conclusion, the margin of safety is a vital concept in investing and beyond. It serves as a protective barrier against potential losses, fosters disciplined decision-making, and encourages thorough analysis. By understanding and applying the margin of safety, investors can navigate the complexities of financial markets with greater confidence and resilience. As a result, they are better equipped to achieve their financial goals while minimizing risks along the way.

在金融和投资的世界中，术语安全边际指的是在资产的内在价值与其市场价格之间留出缓冲的原则。这个概念对投资者至关重要，因为它提供了一个缓冲，以应对潜在的损失。安全边际充当了一种保护措施，确保即使投资未能如预期那样表现，仍然有一定的安全水平可以减轻财务风险。为了更好地理解安全边际的重要性，让我们考虑一个实际的例子。想象一下，一个投资者正在评估一只他们认为基于公司基本面分析价值100美元的股票。然而，该股票的当前市场价格为70美元。在这种情况下，投资者有30美元的安全边际。这个边际表明，即使股票的价值下降，投资者仍然有一个缓冲，保护他们免受即时损失。安全边际的概念不仅限于股票；它还可以应用于工程、建筑甚至个人财务等各个领域。例如，在工程中，一座桥可能被设计为承受特定重量，并留有安全边际以确保它能够承受意外的负荷或压力。同样，在个人财务中，拥有应急基金可以作为安全边际，应对突发费用，例如医疗紧急情况或失业。保持安全边际至关重要的一个主要原因是，它帮助投资者避免情绪化的决策。当市场波动时，恐惧和贪婪可能会模糊判断，导致草率的决定，这些决定可能与长期目标不符。通过拥有安全边际，投资者可以保持冷静，知道他们已采取预防措施来保护他们的投资。此外，安全边际鼓励有纪律的投资。它促进在做出投资决策之前进行彻底的研究和分析。优先考虑安全边际的投资者更有可能寻找被低估的资产，并进行全面的评估，而不是屈从于市场趋势或炒作。这种有纪律的方法可以导致更明智的选择，最终获得更好的财务结果。总之，安全边际是投资及其他领域的重要概念。它作为潜在损失的保护屏障，促进有纪律的决策，鼓励全面分析。通过理解和应用安全边际，投资者可以更自信和韧性地驾驭复杂的金融市场。因此，他们更有能力在最小化风险的同时实现财务目标。