primary liquidity

简明释义

最佳流动性［指在一个月内可以变现的资产］

英英释义

例句

1.Regulators monitor banks to ensure they have adequate primary liquidity to avoid crises.

监管机构监测银行，以确保它们拥有足够的初级流动性以避免危机。

2.Investors often look for assets that provide primary liquidity during market downturns.

投资者在市场下跌时通常寻找能够提供初级流动性的资产。

3.During financial uncertainty, maintaining primary liquidity becomes a top priority for firms.

在金融不确定时期，保持初级流动性成为公司的首要任务。

4.A company's primary liquidity is crucial for its operational stability.

公司的初级流动性对其运营稳定性至关重要。

5.The bank ensures that it maintains sufficient primary liquidity to meet withdrawal demands.

银行确保保持足够的初级流动性以满足提款需求。

作文

In the world of finance, understanding concepts such as liquidity is crucial for both investors and businesses. One term that often arises in discussions about market efficiency and investment strategies is primary liquidity. This term refers to the availability of cash or cash-equivalent assets that can be quickly accessed or utilized to meet immediate financial obligations. In simpler terms, primary liquidity (初级流动性) is the ability of an entity to convert its assets into cash swiftly without significant loss in value. The importance of primary liquidity cannot be overstated. For businesses, having sufficient primary liquidity ensures that they can cover operational expenses, pay employees, and manage unforeseen costs effectively. For investors, it means having the capacity to seize opportunities in the market, such as buying undervalued stocks or participating in new investment ventures. A lack of primary liquidity can lead to missed opportunities or even financial distress, which is why maintaining a healthy level of this liquidity is vital.Moreover, primary liquidity plays a significant role during economic downturns. In times of crisis, markets can become volatile, and access to cash becomes even more critical. Businesses with strong primary liquidity are better positioned to weather financial storms, as they can continue operations without the immediate pressure of raising funds or selling off assets at unfavorable prices. Investors with adequate primary liquidity can also take advantage of lower asset prices during market dips, positioning themselves for future gains when the market recovers.To manage primary liquidity, companies often maintain a balance between liquid assets and their short-term liabilities. This involves careful financial planning and forecasting to ensure that they have enough cash on hand to meet their obligations while still investing in growth opportunities. Financial analysts frequently assess a company's primary liquidity by examining ratios such as the current ratio and quick ratio, which provide insights into the firm’s ability to cover its short-term debts with its most liquid assets.Investors, on the other hand, must also keep an eye on their primary liquidity. This means having a portion of their portfolio in cash or cash-equivalents to ensure they can act quickly when investment opportunities arise. It is a balancing act, as too much cash can lead to missed investment returns, while too little can result in being unable to capitalize on sudden market shifts. In conclusion, primary liquidity (初级流动性) is a fundamental concept in finance that affects both businesses and investors alike. It signifies the ease with which assets can be converted into cash to meet immediate needs. Understanding and managing primary liquidity is essential for financial health and strategic decision-making, allowing entities to navigate through both prosperous and challenging economic landscapes effectively. As we continue to observe fluctuations in global markets, the significance of maintaining robust primary liquidity will remain a key focus for anyone engaged in financial activities.

在金融世界中，理解流动性等概念对投资者和企业至关重要。在讨论市场效率和投资策略时，常常会提到一个术语——初级流动性。该术语指的是现金或现金等价资产的可用性，这些资产可以迅速被获取或利用，以满足即时的财务义务。简单来说，初级流动性（primary liquidity）是一个实体迅速将其资产转换为现金而不会显著损失价值的能力。初级流动性的重要性不容小觑。对于企业而言，拥有足够的初级流动性确保它们能够有效地覆盖运营费用、支付员工工资和管理意外成本。对于投资者而言，这意味着有能力抓住市场机会，例如购买被低估的股票或参与新的投资项目。缺乏初级流动性可能导致错失机会，甚至财务困境，因此维持健康的流动性水平至关重要。此外，初级流动性在经济衰退期间也发挥着重要作用。在危机时期，市场可能变得不稳定，现金的获取变得更加关键。拥有强大初级流动性的企业更能抵御财务风暴，因为它们可以在没有立即筹集资金或以不利价格出售资产压力的情况下继续运营。拥有充足初级流动性的投资者也可以在市场下跌时利用较低的资产价格，为未来的收益做好准备。为了管理初级流动性，公司通常在流动资产与短期负债之间保持平衡。这涉及到细致的财务规划和预测，以确保它们拥有足够的现金来满足义务，同时仍能投资于增长机会。金融分析师经常通过检查当前比率和速动比率等指标来评估公司的初级流动性，这些指标提供了对公司用其最流动的资产覆盖短期债务能力的见解。另一方面，投资者也必须关注他们的初级流动性。这意味着在他们的投资组合中保持一部分现金或现金等价物，以确保他们能够在投资机会出现时迅速采取行动。这是一种平衡，因为过多的现金可能导致错失投资回报，而过少则可能导致无法抓住突发的市场变化。总之，初级流动性（primary liquidity）是金融中的一个基本概念，影响着企业和投资者。它标志着资产转化为现金以满足即时需求的便利性。理解和管理初级流动性对于财务健康和战略决策至关重要，使实体能够有效应对繁荣和挑战的经济环境。随着我们继续观察全球市场的波动，维持强大初级流动性的重要性将始终是从事金融活动的任何人的关注焦点。