final average remuneration

简明释义

最后平均报酬

英英释义

例句

1.To determine eligibility for retirement, the company looks at your final average remuneration over the last five years.

为了确定退休资格，公司查看您过去五年的最终平均薪酬。

2.When calculating your severance package, the HR department uses your final average remuneration as a basis.

在计算您的遣散费时，人力资源部门以您的最终平均薪酬作为基础。

3.The pension plan calculates benefits based on your final average remuneration, which is the average of your highest earning years.

养老金计划根据您的最终平均薪酬计算福利，这是您最高收入年份的平均值。

4.The formula for your retirement benefit includes a factor for final average remuneration to ensure fair compensation.

您的退休福利公式包括最终平均薪酬的因素，以确保公平赔偿。

5.Employees should be aware that their final average remuneration can significantly impact their retirement payouts.

员工应该意识到，他们的最终平均薪酬会显著影响他们的退休支付。

作文

In today's world, understanding various financial terms is essential for making informed decisions about our future. One such term that often comes up in discussions about retirement and pensions is final average remuneration. This term refers to the average salary that an employee earns over a specified period, usually the last few years of their employment, which is then used to calculate retirement benefits. Understanding final average remuneration is crucial for employees who want to ensure they receive adequate retirement income.When planning for retirement, many individuals focus on how much they need to save. However, it is also important to consider how retirement benefits are calculated. Most pension plans use the final average remuneration method to determine the payout amount. This means that the more an employee earns in their final years, the higher their pension will be. Therefore, it is in the best interest of employees to maximize their earnings during this time.For instance, let’s say an employee has a final average remuneration of $70,000 based on their salary over the last three years of employment. If their pension plan states that they will receive 60% of their final average remuneration upon retirement, they would be entitled to $42,000 annually. This example illustrates why understanding this concept is vital for employees as they approach retirement age.Moreover, different companies and organizations may have varying formulas for calculating final average remuneration. Some might average the highest three years of salary, while others might consider the highest five or even ten years. This variability can significantly impact the retirement benefits an employee receives. Therefore, employees should seek clarity on how their specific employer calculates final average remuneration to better prepare for their financial future.Additionally, it is essential to note that the final average remuneration can also be influenced by factors such as bonuses, overtime pay, and other forms of compensation. Employees should be aware of these components when assessing their potential retirement benefits. For example, if an employee typically receives a year-end bonus that contributes to their overall salary, this could positively affect their final average remuneration and, consequently, their pension payout.In conclusion, the concept of final average remuneration plays a crucial role in determining retirement benefits. By understanding how this term is defined and applied, employees can make informed decisions about their careers and financial futures. It is advisable for individuals to review their employment contracts and pension plans to comprehend how their final average remuneration will be calculated. This knowledge empowers employees to take proactive steps in maximizing their retirement benefits, ensuring a more secure and comfortable future after their working years.

在当今世界，理解各种财务术语对我们做出明智的未来决策至关重要。其中一个常常出现在退休和养老金讨论中的术语是最终平均薪酬。这个术语指的是员工在规定时间内（通常是其就业的最后几年）所赚取的平均工资，然后用于计算退休福利。理解最终平均薪酬对于希望确保获得足够退休收入的员工来说至关重要。在退休规划中，许多人专注于他们需要储蓄多少。然而，考虑退休福利是如何计算的同样重要。大多数养老金计划使用最终平均薪酬方法来确定支付金额。这意味着员工在最后几年赚得越多，他们的养老金就会越高。因此，员工在此期间最大化他们的收入是符合他们最佳利益的。例如，假设一名员工的最终平均薪酬为70,000美元，这基于他们最后三年的工资。如果他们的养老金计划规定他们在退休时将获得其最终平均薪酬的60%，那么他们每年将有权获得42,000美元。这个例子说明了为什么理解这个概念对于接近退休年龄的员工至关重要。此外，不同的公司和组织可能有不同的公式来计算最终平均薪酬。有些可能会计算最高的三年薪水的平均值，而其他可能考虑最高的五年甚至十年。这种可变性可能会显著影响员工所获得的退休福利。因此，员工应寻求明确了解其特定雇主如何计算最终平均薪酬，以便更好地为他们的财务未来做好准备。此外，需要注意的是，最终平均薪酬也可能受到奖金、加班费和其他形式补偿等因素的影响。员工在评估其潜在退休福利时应意识到这些组成部分。例如，如果一名员工通常会获得年终奖金，这会对他们的整体薪水产生影响，这可能会积极影响他们的最终平均薪酬，从而影响他们的养老金支付。总之，最终平均薪酬的概念在确定退休福利方面起着至关重要的作用。通过理解这个术语的定义和应用，员工可以对自己的职业和财务未来做出明智的决定。建议个人审查他们的雇佣合同和养老金计划，以理解他们的最终平均薪酬将如何计算。这种知识使员工能够采取主动措施，最大化他们的退休福利，确保在工作年限结束后拥有更安全和舒适的未来。