final balance

简明释义

最后结余，最后余额

英英释义

例句

1.Before you close your account, please check your final balance.

在您关闭账户之前，请检查您的最终余额。

2.You can view your final balance on the bank's mobile app.

您可以在银行的移动应用程序上查看您的最终余额。

3.I need to confirm the final balance before making any payments.

在进行任何付款之前，我需要确认最终余额。

4.After all transactions are processed, your final balance will be updated.

所有交易处理完毕后，您的最终余额将被更新。

5.The final balance of your savings account will determine your interest rate.

您的储蓄账户的最终余额将决定您的利率。

作文

In the world of finance, understanding your finances is crucial for making informed decisions. One of the most important concepts in accounting and personal finance is the term final balance. The final balance refers to the amount of money remaining in an account after all transactions have been accounted for, including deposits, withdrawals, and any applicable fees. This figure is essential for individuals and businesses alike, as it provides a clear picture of financial health at any given moment.When managing personal finances, knowing your final balance helps you understand how much money you have available for spending or saving. For instance, if you frequently check your bank account and see your final balance, you can make better decisions about budgeting your expenses. If you find that your final balance is lower than expected, it may prompt you to cut back on unnecessary spending or look for ways to increase your income.For businesses, the final balance plays a critical role in cash flow management. Companies must keep track of their final balance to ensure they have enough liquidity to cover their operational costs. A business with a healthy final balance can invest in growth opportunities, pay off debts, and provide returns to shareholders. Conversely, a negative or low final balance can signal financial distress, leading to tough decisions about layoffs, budget cuts, or even bankruptcy.To calculate the final balance, one must consider all transactions within a specific period. For example, if you start with an opening balance of $1,000, deposit $500, withdraw $300, and incur a fee of $50, the calculation would be as follows:Opening Balance: $1,000+ Deposits: $500- Withdrawals: $300- Fees: $50= Final Balance: $1,150This simple arithmetic illustrates how various activities impact the overall financial standing. Understanding this process is vital for anyone looking to maintain a healthy financial life.Moreover, it is also important to regularly review your final balance to identify any discrepancies or unauthorized transactions. Regular monitoring can prevent potential issues such as overdraft fees or identity theft. Many banks offer online banking tools that allow customers to track their final balance in real-time, making it easier to stay on top of finances.In conclusion, the concept of final balance is fundamental in both personal and business finance. It serves as a snapshot of financial health, guiding decisions and strategies for future financial planning. By regularly checking and understanding your final balance, you can take control of your financial destiny, ensuring that you are prepared for both opportunities and challenges that may arise. Whether you are an individual managing your household budget or a business owner overseeing company finances, keeping a close eye on your final balance is essential for success.

在金融世界中，理解自己的财务状况对于做出明智的决策至关重要。在会计和个人财务中，一个最重要的概念是术语最终余额。最终余额指的是在所有交易被计算后账户中剩余的金额，包括存款、取款和任何适用的费用。这个数字对个人和企业来说都是至关重要的，因为它提供了在任何特定时刻的财务健康状况的清晰图景。在管理个人财务时，了解你的最终余额可以帮助你理解可用于消费或储蓄的钱有多少。例如，如果你经常检查银行账户并看到你的最终余额，你可以更好地决定如何制定预算。如果你发现你的最终余额低于预期，这可能会促使你削减不必要的开支或寻找增加收入的方法。对于企业来说，最终余额在现金流管理中起着关键作用。公司必须跟踪其最终余额以确保他们有足够的流动资金来覆盖运营成本。拥有健康的最终余额的企业可以投资于增长机会、偿还债务，并为股东提供回报。相反，负值或低值的最终余额可能会发出财务困境的信号，导致关于裁员、预算削减甚至破产的艰难决定。要计算最终余额，必须考虑特定时期内的所有交易。例如，如果你从1000美元的起始余额开始，存入500美元，取出300美元，并产生50美元的费用，计算如下：起始余额：1000美元+ 存款：500美元- 取款：300美元- 费用：50美元= 最终余额：1150美元这个简单的算术演示了各种活动如何影响整体财务状况。理解这个过程对任何希望保持健康财务生活的人来说至关重要。此外，定期审查你的最终余额也很重要，以识别任何差异或未经授权的交易。定期监控可以防止潜在问题，如透支费用或身份盗窃。许多银行提供在线银行工具，让客户实时跟踪他们的最终余额，使得更容易掌握财务状况。总之，最终余额的概念在个人和商业财务中都是基础。它作为财务健康的快照，引导未来财务规划的决策和策略。通过定期检查和理解你的最终余额，你可以掌控自己的财务命运，确保你为可能出现的机会和挑战做好准备。无论你是管理家庭预算的个人，还是监督公司财务的企业主，密切关注你的最终余额对于成功都是至关重要的。