minimum rate (of accumulation)

简明释义

最低线

英英释义

例句

1.The investment strategy aims for a minimum rate (of accumulation) that outpaces inflation.

该投资策略旨在实现超过通胀的最低累积率。

2.To qualify for the loan, you must show that your assets are growing at a minimum rate (of accumulation) of 5%.

为了获得贷款，你必须证明你的资产以最低累积率5%增长。

3.The pension plan specifies a minimum rate (of accumulation) of 3% to ensure adequate retirement savings.

养老金计划规定了最低累积率为3%，以确保足够的退休储蓄。

4.Investors should look for funds that guarantee a minimum rate (of accumulation) to protect their capital.

投资者应寻找保证有最低累积率的基金，以保护他们的资本。

5.The bank offers a savings account with a minimum rate (of accumulation) of 2% per annum.

这家银行提供的储蓄账户年利率为最低累积率2%。

作文

In the world of economics and finance, understanding the concept of the minimum rate (of accumulation) is crucial for both investors and policymakers. The minimum rate (of accumulation) refers to the lowest rate at which capital can grow over time through investment or savings. This rate is significant because it helps individuals and organizations determine how much they need to save or invest to achieve their financial goals.To illustrate the importance of the minimum rate (of accumulation), let us consider a simple example. Imagine two individuals, Alice and Bob, who both want to save for retirement. Alice starts saving $5,000 a year at an interest rate of 5%, while Bob saves the same amount but at a lower interest rate of 3%. Over time, the difference in their savings will be determined by the minimum rate (of accumulation). After 30 years, Alice's investments would have grown significantly due to the higher rate of accumulation. In contrast, Bob's savings would yield a much smaller amount. This scenario highlights how the minimum rate (of accumulation) can impact long-term financial outcomes. If either individual had not understood the importance of this rate, they might have made poor investment choices that could jeopardize their financial future.Furthermore, the minimum rate (of accumulation) is not only relevant to individual savers but also to businesses and governments. Companies often analyze their expected rates of return on investments to ensure they meet or exceed the minimum rate (of accumulation). If a business consistently falls below this threshold, it may struggle to grow and compete in the market. Similarly, governments must consider the minimum rate (of accumulation) when planning infrastructure projects or social programs, as these initiatives require careful financial forecasting to ensure sustainability.Additionally, the minimum rate (of accumulation) can vary based on economic conditions. For instance, during periods of high inflation, the real rate of return on investments may decrease, affecting the minimum rate (of accumulation). Investors must stay informed about economic indicators to adjust their strategies accordingly. Understanding these dynamics can empower individuals and organizations to make better financial decisions.In conclusion, the minimum rate (of accumulation) plays a vital role in financial planning and investment strategies. By understanding this concept, individuals like Alice and Bob can make informed decisions about their savings and investments. Furthermore, businesses and governments must also consider the minimum rate (of accumulation) to ensure long-term growth and sustainability. Ultimately, recognizing the significance of the minimum rate (of accumulation) can lead to more successful financial outcomes in various contexts.

在经济和金融领域，理解最低积累率的概念对投资者和政策制定者来说至关重要。最低积累率指的是资本通过投资或储蓄随时间增长的最低速率。这个比率很重要，因为它帮助个人和组织确定他们需要存多少钱或投资多少钱以实现他们的财务目标。为了说明最低积累率的重要性，让我们考虑一个简单的例子。想象一下两个个人，爱丽丝和鲍勃，他们都想为退休储蓄。爱丽丝每年存入5000美元，利率为5%；而鲍勃以3%的较低利率存入同样的金额。随着时间的推移，他们储蓄的差异将由最低积累率决定。 经过30年，爱丽丝的投资将由于更高的积累率而显著增长。相比之下，鲍勃的储蓄将产生较小的金额。这个场景突显了最低积累率对长期财务结果的影响。如果任何一位个人没有理解这一比率的重要性，他们可能会做出不良的投资选择，从而危及他们的财务未来。此外，最低积累率不仅与个人储户相关，也与企业和政府息息相关。公司通常会分析其投资预期回报率，以确保达到或超过最低积累率。如果一家企业持续低于这一阈值，它可能会在市场上挣扎以实现增长和竞争。同样，政府在规划基础设施项目或社会计划时也必须考虑最低积累率，因为这些倡议需要仔细的财务预测以确保可持续性。此外，最低积累率可能会根据经济条件而有所不同。例如，在高通胀时期，投资的实际回报率可能会下降，从而影响最低积累率。投资者必须关注经济指标，以便相应调整他们的策略。理解这些动态可以使个人和组织做出更好的财务决策。总之，最低积累率在财务规划和投资策略中扮演着至关重要的角色。通过理解这一概念，像爱丽丝和鲍勃这样的个人可以就他们的储蓄和投资做出明智的决定。此外，企业和政府也必须考虑最低积累率以确保长期增长和可持续性。最终，认识到最低积累率的重要性可以在各种背景下带来更成功的财务结果。