least payment

简明释义

最低限额缴款数

英英释义

例句

1.The company offers a flexible plan where the least payment 最低付款 is $50 per month.

公司提供一个灵活的计划，最低付款 least payment 为每月50美元。

2.If you pay more than the least payment 最低付款, you will reduce your principal balance faster.

如果您支付超过最低付款 least payment，您将更快减少本金余额。

3.You can choose a plan with a least payment 最低付款 of $20 for basic services.

您可以选择一个基本服务的计划，最低付款 least payment 为20美元。

4.To avoid late fees, ensure that your least payment 最低付款 is made by the due date.

为了避免滞纳金，请确保在到期日前支付您的最低付款 least payment。

5.The least payment 最低付款 required to maintain your subscription is $10 each month.

保持订阅所需的最低付款 least payment 是每月10美元。

作文

In today's fast-paced world, managing finances effectively is crucial for maintaining a stable lifestyle. One important concept that often comes up in financial discussions is the idea of making the least payment (最少付款). This term refers to the minimum amount of money that one can pay towards a debt or obligation, such as a loan or credit card bill, without incurring penalties or negatively affecting their credit score.Understanding the least payment is essential for anyone who wants to manage their debts wisely. For instance, when it comes to credit cards, the least payment is usually calculated as a small percentage of the total outstanding balance. Many people mistakenly believe that paying only the least payment will help them get out of debt quickly. However, this is a common misconception. Paying just the least payment can lead to a cycle of debt that becomes increasingly difficult to escape.When individuals opt to make the least payment, they may feel a temporary sense of relief, but in the long run, they are likely to pay much more in interest. Credit card companies often charge high-interest rates, and by only paying the minimum amount, the remaining balance continues to accrue interest. This means that what might seem like a manageable payment can quickly grow into a much larger debt over time.To illustrate this point, consider a scenario where someone has a credit card balance of $5,000 with an annual percentage rate (APR) of 18%. If they decide to make only the least payment, which might be around $100 per month, it could take them many years to pay off the entire balance. During this time, they would end up paying thousands of dollars in interest alone. This example highlights the importance of understanding the implications of making the least payment versus paying more than the minimum.Moreover, the concept of least payment extends beyond credit cards. It applies to various types of loans, including mortgages and personal loans. Borrowers should always strive to pay more than the least payment to reduce the overall interest paid and shorten the loan term. By doing so, they can achieve financial freedom sooner and save significant amounts of money in the long run.In conclusion, while making the least payment (最少付款) may seem like an easy solution to managing debt, it is essential to recognize the long-term consequences of this approach. Financial literacy plays a vital role in helping individuals understand the significance of making larger payments whenever possible. By prioritizing paying more than the least payment, individuals can take control of their financial situation, reduce their debt more effectively, and ultimately secure a brighter financial future. Therefore, it is crucial to educate ourselves about these concepts to make informed decisions regarding our finances.

在当今快节奏的世界中，有效管理财务对于维持稳定的生活方式至关重要。一个在财务讨论中经常出现的重要概念是支付最少付款(least payment)的想法。这个术语指的是一个人可以在不产生处罚或对其信用评分产生负面影响的情况下，向债务或义务（如贷款或信用卡账单）支付的最低金额。理解最少付款对于任何希望明智管理债务的人来说都是至关重要的。例如，在信用卡方面，最少付款通常是根据未偿还余额的一小部分来计算的。许多人错误地认为，仅支付最少付款将帮助他们快速摆脱债务。然而，这是一种常见的误解。仅支付最少付款可能导致越来越难以逃脱的债务循环。当个人选择支付最少付款时，他们可能会感到暂时的缓解，但从长远来看，他们可能会支付更多的利息。信用卡公司通常会收取高额的利率，而通过仅支付最低金额，剩余余额将继续累积利息。这意味着，看似可管理的付款很快就会变成更大的债务。为了说明这一点，考虑一个场景，其中某人的信用卡余额为5000美元，年利率为18%。如果他们决定仅支付最少付款，这可能每月约为100美元，那么他们可能需要很多年才能偿还整个余额。在此期间，他们将仅支付数千美元的利息。这个例子突显了理解支付最少付款与支付超过最低金额的影响的重要性。此外，最少付款的概念不仅适用于信用卡。它适用于各种类型的贷款，包括抵押贷款和个人贷款。借款人应始终努力支付超过最少付款的金额，以减少总体利息支出并缩短贷款期限。通过这样做，他们可以更早地实现财务自由，并在长期内节省大量资金。总之，虽然支付最少付款(最少付款)可能看起来是管理债务的简单解决方案，但认识到这种方法的长期后果至关重要。金融素养在帮助个人理解优先支付超过最少付款的重要性方面发挥着关键作用。通过优先考虑支付超过最少付款，个人可以控制他们的财务状况，更有效地减少债务，并最终确保更光明的财务未来。因此，教育自己有关这些概念以便在财务上做出明智的决策至关重要。