hire-purchase price

简明释义

租购价格

英英释义

The hire-purchase price is the total amount paid for an item over time, including both the initial deposit and the subsequent installment payments required to own the item at the end of the hire-purchase agreement.

分期付款价格是指在一段时间内为某项物品支付的总金额,包括初始押金和在分期付款协议结束时所需的后续分期付款,以便最终拥有该物品。

例句

1.The store offered a flexible payment plan with a low hire-purchase price 分期付款价格 for the new furniture.

商店提供了一个灵活的付款计划,新的家具的hire-purchase price 分期付款价格很低。

2.You should compare the hire-purchase price 分期付款价格 from different retailers before making a decision.

在做出决定之前,您应该比较不同零售商的hire-purchase price 分期付款价格

3.Before signing the contract, make sure you understand the total hire-purchase price 分期付款价格 including interest.

在签署合同之前,请确保您了解包括利息在内的总hire-purchase price 分期付款价格

4.The dealership advertised a competitive hire-purchase price 分期付款价格 for their latest car model.

经销商为他们最新的汽车型号宣传了具有竞争力的hire-purchase price 分期付款价格

5.Many customers prefer to pay the hire-purchase price 分期付款价格 over time rather than paying upfront.

许多客户更喜欢分期支付hire-purchase price 分期付款价格,而不是一次性支付。

作文

In today's consumer-driven society, many individuals find themselves in need of various goods, such as furniture, electronics, or vehicles. However, not everyone has the financial means to purchase these items outright. This is where the concept of hire purchase comes into play. The term hire-purchase price refers to the total cost associated with acquiring an item through a hire purchase agreement. This arrangement allows consumers to pay for an item in installments while enjoying its use immediately. The hire-purchase price typically includes the initial deposit and subsequent monthly payments, which may also cover interest charges and other fees. For instance, when someone decides to buy a car through a hire purchase agreement, they usually make an initial down payment and then agree to pay a monthly fee over a specified period. The total amount paid over time, including interest, constitutes the hire-purchase price. This can be advantageous for those who may not have the full amount available at once but still wish to obtain the product. One of the primary benefits of a hire purchase agreement is that it makes expensive items more accessible to a broader range of consumers. For example, a family might need a new refrigerator but cannot afford to pay the full retail price upfront. By opting for a hire purchase plan, they can spread the cost over several months or years, making it easier to manage their budget. Additionally, the ability to use the item while still paying for it can significantly enhance the consumer's quality of life. However, it is essential for consumers to understand the implications of entering into a hire purchase agreement. The hire-purchase price can sometimes be higher than the item's cash price due to added interest and fees. Therefore, potential buyers should carefully review the terms and conditions before committing to such an arrangement. It is advisable to calculate the total cost of the hire purchase agreement and compare it with other financing options, such as personal loans or credit cards, to ensure they are making a financially sound decision. Moreover, consumers should be aware that failure to keep up with the installment payments can lead to serious consequences, including the repossession of the item. This risk emphasizes the importance of assessing one's financial situation before entering into a hire purchase agreement. Consumers should only proceed if they are confident in their ability to meet the payment schedule without compromising their financial stability. In conclusion, the concept of hire-purchase price plays a significant role in modern consumer behavior, offering a viable option for those who wish to acquire goods without the burden of upfront costs. Understanding the total hire-purchase price and its implications is crucial for making informed financial decisions. While hire purchase agreements can provide immediate access to essential items, they also require careful consideration and planning to avoid potential pitfalls. Ultimately, being well-informed about the hire-purchase price and its associated terms can empower consumers to make choices that align with their financial goals and needs.

在当今以消费为驱动的社会中,许多人发现自己需要各种商品,例如家具、电子产品或车辆。然而,并不是每个人都有能力一次性购买这些物品。这就是分期付款的概念发挥作用的地方。术语hire-purchase price指的是通过分期付款协议获得物品的总成本。这种安排允许消费者在立即享用物品的同时分期付款。hire-purchase price通常包括初始定金和随后的月供,这些费用也可能涵盖利息和其他费用。例如,当某人决定通过分期付款协议购买汽车时,他们通常会支付初始定金,然后同意在规定的时间内支付月费。随时间推移支付的总金额,包括利息,构成了hire-purchase price。这对于那些可能没有全额资金的人来说是有利的,但仍希望获得产品。分期付款协议的主要好处之一是它使昂贵的商品对更广泛的消费者群体更具可及性。例如,一个家庭可能需要一台新冰箱,但无法负担一次性支付全价。通过选择分期付款计划,他们可以将成本分摊到几个月或几年中,使预算管理更加容易。此外,在仍在支付的同时使用该物品,可以显著提高消费者的生活质量。然而,消费者必须理解签订分期付款协议的影响。由于附加的利息和费用,hire-purchase price有时可能高于物品的现金价格。因此,潜在买家在承诺此类安排之前,应仔细审查条款和条件。建议计算分期付款协议的总成本,并与其他融资选项(例如个人贷款或信用卡)进行比较,以确保他们做出财务上明智的决定。此外,消费者应意识到,未能按时支付分期付款可能会导致严重后果,包括物品的被收回。这一风险强调了在签订分期付款协议之前评估自身财务状况的重要性。消费者只有在确信能够按时履行付款计划而不影响财务稳定的情况下,才应继续进行。总之,hire-purchase price的概念在现代消费行为中发挥着重要作用,为希望在不承担前期成本的情况下获得商品的人提供了一种可行的选择。了解总的hire-purchase price及其影响对于做出明智的财务决策至关重要。虽然分期付款协议可以立即获得必需品,但它们也需要仔细考虑和规划,以避免潜在的陷阱。最终,深入了解hire-purchase price及其相关条款可以使消费者能够做出符合其财务目标和需求的选择。