gross debt

简明释义

总债务

英英释义

例句

1.Investors are concerned about the gross debt 总债务 levels of the country.

投资者对该国的总债务水平感到担忧。

2.The government plans to reduce its gross debt 总债务 by implementing new fiscal policies.

政府计划通过实施新财政政策来减少其总债务。

3.The company's gross debt 总债务 has increased significantly over the past year.

公司的总债务在过去一年中显著增加。

4.To assess financial health, analysts often look at the gross debt 总债务 ratio.

为了评估财务健康，分析师通常会查看总债务比率。

5.The gross debt 总债务 of the household has reached an alarming rate.

家庭的总债务已达到令人 alarm 的水平。

作文

Understanding the concept of gross debt is crucial for both individuals and governments. In simple terms, gross debt refers to the total amount of money that is owed by an entity, without taking into account any assets or financial resources that might offset this liability. This term is often used in discussions about national finances, where it represents the overall debt carried by a government before any deductions are made for assets such as cash reserves or investments. For individuals, gross debt can include mortgages, credit card balances, student loans, and other forms of borrowing. It is important to understand that while gross debt gives a clear picture of how much one owes, it does not provide a complete picture of financial health. To fully assess one's financial situation, it is also necessary to consider net debt, which subtracts assets from gross debt. When analyzing a country's economy, gross debt is a critical indicator. It helps economists and policymakers understand the scale of borrowing and the potential risks associated with high levels of debt. For instance, a country with a high gross debt relative to its Gross Domestic Product (GDP) may face challenges in meeting its debt obligations, especially if economic growth slows down. This can lead to increased interest rates and reduced investor confidence, which can further exacerbate economic problems. Moreover, understanding gross debt is essential for making informed decisions about personal finance. Individuals should be aware of their total liabilities when applying for loans or mortgages. Lenders often look at gross debt to evaluate an applicant's creditworthiness. A high level of gross debt can result in higher interest rates or even denial of credit, as lenders perceive a greater risk in lending to someone with significant outstanding debts. In addition, tracking gross debt over time can provide insights into spending habits and financial discipline. Individuals who consistently increase their gross debt without a corresponding increase in income may find themselves in a precarious financial situation. Therefore, it is advisable to regularly review and manage gross debt, ensuring that it remains at a sustainable level. Governments also need to monitor their gross debt closely. High levels of national gross debt can limit a government's ability to invest in public services, infrastructure, and social programs. It can also lead to higher taxes in the future, as governments may need to raise revenue to service their debts. Additionally, countries with high gross debt may find it difficult to respond to economic crises, as they have less fiscal space to maneuver. In conclusion, understanding gross debt is vital for both individuals and governments. It serves as a key indicator of financial health and stability. By recognizing the implications of gross debt, individuals can make better financial decisions, while governments can develop more effective economic policies. Ultimately, being aware of gross debt allows for more informed choices that can lead to improved financial outcomes for all parties involved.

理解gross debt的概念对于个人和政府都至关重要。简单来说，gross debt指的是一个实体所欠的总金额，而不考虑可能抵消这一负债的任何资产或财务资源。这个术语通常用于有关国家财政的讨论中，它代表了一个政府在没有扣除现金储备或投资等资产的情况下所承担的整体债务。对于个人而言，gross debt可以包括抵押贷款、信用卡余额、学生贷款以及其他形式的借款。重要的是要理解，虽然gross debt清晰地展示了一个人欠多少钱，但它并没有提供完整的财务健康状况。因此，要全面评估一个人的财务状况，还需要考虑净债务，即从gross debt中减去资产。在分析一个国家的经济时，gross debt是一个关键指标。它帮助经济学家和政策制定者了解借款的规模及高债务水平可能带来的风险。例如，一个国家的gross debt与其国内生产总值（GDP）相比处于高位，可能会面临履行债务义务的挑战，尤其是在经济增长放缓的情况下。这可能导致利率上升和投资者信心下降，从而进一步加剧经济问题。此外，理解gross debt对于做出明智的个人财务决策至关重要。当个人申请贷款或抵押贷款时，应当清楚自己的总负债。贷方通常会查看gross debt来评估申请人的信用worthiness。高水平的gross debt可能导致更高的利率，甚至拒绝信贷，因为贷方认为向负债较重的人放贷风险更大。此外，定期跟踪gross debt变化可以提供关于消费习惯和财务纪律的见解。那些在没有相应收入增加的情况下持续增加gross debt的人，可能会发现自己处于危险的财务状况。因此，建议定期审查和管理gross debt，确保其保持在可持续水平。政府也需要密切监控其gross debt。国家的高水平gross debt可能限制政府对公共服务、基础设施和社会项目的投资能力。它还可能导致未来税收的增加，因为政府可能需要提高收入以偿还债务。此外，拥有高水平gross debt的国家在应对经济危机时可能会发现困难，因为它们的财政空间较小。总之，理解gross debt对个人和政府都至关重要。它作为财务健康和稳定的关键指标。通过认识到gross debt的含义，个人可以做出更好的财务决策，而政府则可以制定更有效的经济政策。最终，意识到gross debt使各方能够做出更明智的选择，从而改善财务结果。