general reserve funds; aggregate reserve

简明释义

总预备费

英英释义

例句

1.The company allocated a portion of its profits to the general reserve funds 一般准备金 to ensure financial stability.

公司将一部分利润分配到一般准备金 general reserve funds以确保财务稳定。

2.During the annual audit, the accountant reviewed the aggregate reserve 总准备金 to assess potential liabilities.

在年度审计期间，会计师审核了总准备金 aggregate reserve以评估潜在负债。

3.The government requires banks to maintain a certain level of aggregate reserve 总准备金 to protect against economic downturns.

政府要求银行维持一定水平的总准备金 aggregate reserve以防范经济衰退。

4.Investors prefer companies with substantial general reserve funds 一般准备金 as it indicates good financial health.

投资者更喜欢拥有充足的一般准备金 general reserve funds的公司，因为这表明良好的财务状况。

5.A healthy general reserve funds 一般准备金 can help a business weather unexpected financial storms.

健康的一般准备金 general reserve funds可以帮助企业应对意外的财务危机。

作文

In the realm of finance and accounting, understanding the various types of reserves is crucial for both businesses and organizations. One important concept that often arises is the idea of general reserve funds, which refers to the portion of a company's profits that are set aside for future use. These funds are not earmarked for any specific purpose but are intended to provide a cushion against unexpected financial challenges. Similarly, the term aggregate reserve encompasses the total amount of reserves held by an organization, combining various types of reserves into one comprehensive figure. The importance of general reserve funds cannot be overstated. Companies face numerous uncertainties in their operations, including market fluctuations, unexpected expenses, and economic downturns. By maintaining a general reserve, a company can ensure that it has the necessary resources to navigate through tough times without compromising its operational integrity. This reserve acts as a safety net, allowing companies to maintain stability and continue their activities even when faced with unforeseen challenges.Moreover, aggregate reserve provides a holistic view of a company's financial health. It includes not only the general reserve funds but also other specific reserves such as legal reserves, contingency reserves, and capital reserves. Understanding the aggregate reserve helps stakeholders assess the overall liquidity and risk management strategies of an organization. Investors, creditors, and management can analyze how well a company is prepared to handle financial adversities based on its total reserves.Furthermore, the relationship between general reserve funds and aggregate reserve highlights the importance of prudent financial management. Companies must regularly review their reserve policies to ensure they are adequately funded. This involves analyzing past performance, forecasting future needs, and adjusting the reserves accordingly. For instance, during periods of high profitability, a company may choose to increase its general reserve funds to bolster its aggregate reserve. Conversely, in times of economic strain, it may need to draw from these reserves to sustain operations.In conclusion, both general reserve funds and aggregate reserve play critical roles in the financial landscape of an organization. They serve as indicators of financial stability and preparedness for future uncertainties. By effectively managing these reserves, companies can enhance their resilience and ensure long-term sustainability. Stakeholders should pay close attention to these figures when evaluating a company's financial statements, as they provide valuable insights into the organization's ability to weather financial storms and capitalize on future opportunities.

在财务和会计领域，理解各种类型的准备金对企业和组织至关重要。一个经常出现的重要概念是一般准备金，它指的是公司利润中留存的一部分，用于未来的支出。这些资金并不指定用于任何特定目的，而是旨在为应对意外的财务挑战提供缓冲。同样，术语总准备金涵盖了组织持有的所有准备金的总额，将各种类型的准备金合并为一个综合数字。一般准备金的重要性不容小觑。公司在运营中面临众多不确定性，包括市场波动、意外开支和经济衰退。通过保持一般准备金，公司可以确保在面临意外挑战时，拥有必要的资源来应对，而不会影响其运营完整性。这种准备金充当安全网，使公司能够在面对不可预见的挑战时保持稳定，继续其活动。此外，总准备金提供了公司财务健康状况的整体视图。它不仅包括一般准备金，还包括其他特定准备金，如法定准备金、应急准备金和资本准备金。理解总准备金可以帮助利益相关者评估组织的整体流动性和风险管理策略。投资者、债权人和管理层可以根据公司的总准备金分析公司在处理财务逆境方面的准备程度。此外，一般准备金与总准备金之间的关系突显了审慎财务管理的重要性。公司必须定期审查其准备金政策，以确保其资金充足。这涉及分析过去的业绩、预测未来需求，并相应地调整准备金。例如，在盈利能力高的时期，公司可能会选择增加其一般准备金以增强其总准备金。相反，在经济压力时期，它可能需要从这些准备金中提取资金以维持运营。总之，一般准备金和总准备金在组织的财务格局中发挥着关键作用。它们作为财务稳定性和应对未来不确定性的指标。通过有效管理这些准备金，公司可以增强其韧性，确保长期可持续发展。利益相关者在评估公司的财务报表时，应密切关注这些数字，因为它们提供了有关组织应对金融风暴和把握未来机会能力的宝贵见解。