overall budget

简明释义

总体预算

英英释义

例句

1.The overall budget for the annual conference was set at $50,000, covering venue, catering, and speakers.

年度会议的整体预算定为50,000美元，涵盖场地、餐饮和演讲者费用。

2.The project manager presented the overall budget for the new software development, which includes all costs associated with the project.

项目经理展示了新软件开发的整体预算，其中包括与项目相关的所有费用。

3.It's crucial to stick to the overall budget if we want to avoid overspending on this project.

如果我们想避免在这个项目上超支，遵守整体预算是至关重要的。

4.The finance team will provide a detailed breakdown of the overall budget by the end of the week.

财务团队将在本周末提供整体预算的详细分解。

5.Before we proceed, we need to review the overall budget to ensure we have enough funds for marketing.

在我们继续之前，我们需要审查一下整体预算，以确保我们有足够的资金用于市场营销。

作文

In today's world, managing finances is an essential skill for both individuals and organizations. One of the most critical aspects of financial management is creating and adhering to an overall budget. An overall budget refers to a comprehensive plan that outlines expected income and expenditures over a specific period. This concept is fundamental in ensuring that resources are allocated efficiently and that financial goals are met.Creating an overall budget begins with understanding one's financial situation. For individuals, this means assessing monthly income sources such as salaries, bonuses, and any side hustles. For businesses, it involves analyzing revenue streams from sales, investments, and other operations. Once the income is established, the next step is to identify fixed and variable expenses. Fixed expenses include rent or mortgage payments, utilities, and insurance, while variable expenses might encompass groceries, entertainment, and discretionary spending.Once all income and expenses are documented, the next phase is to create the actual overall budget. This involves categorizing expenses and allocating specific amounts to each category based on priorities. For instance, essential needs such as housing and food should be prioritized over luxury items. By doing so, individuals and organizations can ensure that they live within their means and avoid unnecessary debt.Monitoring the overall budget is equally important. Regularly reviewing financial statements and comparing them against the budget helps identify areas where spending may have exceeded expectations. This practice allows for adjustments to be made promptly, ensuring that financial goals remain achievable. For example, if an individual finds that they are consistently overspending on dining out, they might decide to cut back in that area and allocate more funds towards savings or debt repayment.In addition to personal finance, the concept of an overall budget is crucial in business settings. Companies often prepare annual budgets that guide their financial decisions throughout the year. These budgets help businesses plan for future growth, manage cash flow, and allocate resources effectively. A well-structured overall budget can also serve as a benchmark for performance evaluation, allowing businesses to measure their progress against financial targets.Moreover, having an overall budget fosters accountability. When individuals and teams are aware of the financial constraints and goals, they are more likely to make informed decisions that align with those parameters. This sense of responsibility can lead to improved financial discipline and ultimately contribute to long-term financial stability.In conclusion, an overall budget is a vital tool for effective financial management. Whether for personal use or within an organization, it provides a clear framework for understanding income and expenses, prioritizing spending, and achieving financial goals. By creating, monitoring, and adjusting the overall budget, individuals and businesses can navigate their financial journeys with confidence and clarity. Ultimately, mastering the art of budgeting can lead to greater financial security and success in various aspects of life.

在当今世界，管理财务是一项对个人和组织都至关重要的技能。财务管理中最关键的方面之一是制定和遵循一个整体预算。整体预算是指一项全面的计划，概述了在特定时期内预期的收入和支出。这个概念对于确保资源的有效分配以及实现财务目标至关重要。制定整体预算的第一步是了解自己的财务状况。对于个人而言，这意味着评估每月的收入来源，如薪水、奖金和任何副业。而对于企业来说，则涉及分析来自销售、投资和其他运营的收入流。一旦确定了收入，下一步就是识别固定和可变支出。固定支出包括租金或抵押贷款、公共事业费用和保险，而可变支出可能包括杂货、娱乐和可自由支配的开支。在记录所有收入和支出后，下一阶段是制定实际的整体预算。这涉及将支出进行分类，并根据优先级为每个类别分配特定金额。例如，住房和食品等基本需求应优先于奢侈品。通过这样做，个人和组织可以确保他们在经济能力范围内生活，避免不必要的债务。监控整体预算同样重要。定期审查财务报表并将其与预算进行比较，有助于识别支出超出预期的领域。这种做法使得能够及时进行调整，确保财务目标保持可实现性。例如，如果一个人发现自己在外出就餐方面经常超支，他们可能会决定在这一领域减少开支，并将更多资金分配到储蓄或偿还债务上。除了个人财务外，整体预算的概念在商业环境中也至关重要。公司通常会准备年度预算，以指导它们在整个年度的财务决策。这些预算帮助企业规划未来的增长、管理现金流和有效分配资源。一个结构良好的整体预算也可以作为绩效评估的基准，使企业能够衡量其与财务目标的进展。此外，拥有整体预算有助于促进责任感。当个人和团队意识到财务限制和目标时，他们更有可能做出符合这些参数的明智决策。这种责任感可以导致改善财务纪律，并最终有助于长期的财务稳定。总之，整体预算是有效财务管理的重要工具。无论是个人使用还是在组织内，它都提供了一个清晰的框架，以了解收入和支出、优先考虑支出和实现财务目标。通过创建、监控和调整整体预算，个人和企业可以自信而清晰地导航他们的财务旅程。最终，掌握预算的艺术可以带来更大的财务安全和在生活各个方面的成功。