gross income

简明释义

总收益

英英释义

例句

1.To budget effectively, you need to know your gross income each month.

要有效预算，你需要知道每月的总收入。

2.The bank requires proof of gross income for loan applications.

银行要求提供贷款申请的总收入证明。

3.Many people confuse gross income with net income.

许多人把总收入和净收入搞混。

4.She calculated her gross income to determine her eligibility for the scholarship.

她计算了自己的总收入以确定自己是否符合奖学金的资格。

5.Before taxes, my annual gross income is $60,000.

在扣税之前，我的年总收入是60,000美元。

作文

Understanding the concept of gross income is essential for anyone managing their finances, whether they are individuals or businesses. Gross income refers to the total earnings before any deductions are made. This includes wages, salaries, bonuses, and any other forms of income such as rental income or dividends. By grasping this concept, individuals can better assess their financial situation and make informed decisions about budgeting and saving.When analyzing gross income, it is crucial to differentiate it from net income, which is the amount remaining after all deductions, including taxes and expenses, have been taken out. Understanding this difference helps individuals recognize how much they actually take home versus what they initially earn. For example, if someone has a gross income of $60,000 a year but pays $15,000 in taxes and $5,000 in health insurance, their net income would be only $40,000. This distinction is vital for effective financial planning.Moreover, businesses also need to calculate their gross income to evaluate their profitability. For companies, gross income is calculated by subtracting the cost of goods sold (COGS) from total revenue. This figure provides insight into how well a company is performing in terms of its core business activities. A higher gross income indicates that a business is generating more revenue than it spends on producing its goods or services, which is a positive sign for investors and stakeholders.Additionally, understanding gross income can aid in tax preparation. Many tax forms and calculations begin with gross income, and knowing this figure allows individuals and businesses to understand their tax obligations better. It is often necessary to report gross income when filing taxes, as it serves as the starting point for determining taxable income.Furthermore, awareness of gross income can influence personal financial decisions. When individuals know their total earnings, they can set realistic goals for savings and investments. For instance, if someone has a gross income of $50,000, they might aim to save 20% of that amount each year. This understanding can lead to better budgeting practices and ultimately contribute to financial stability.In conclusion, the term gross income encompasses the total earnings before any deductions, providing a clear picture of one’s financial standing. Whether for personal finance or business analysis, recognizing the significance of gross income is crucial. It not only aids in financial planning and tax preparation but also empowers individuals and businesses to make informed financial decisions. Mastering the concept of gross income will undoubtedly enhance one’s ability to manage finances effectively and achieve long-term financial goals.

理解毛收入的概念对于任何管理财务的人来说都是至关重要的，无论是个人还是企业。毛收入指的是在任何扣除之前的总收入。这包括工资、薪金、奖金以及其他形式的收入，例如租金收入或股息。掌握这一概念，个人可以更好地评估自己的财务状况，并就预算和储蓄做出明智的决策。在分析毛收入时，区分它与净收入至关重要，后者是指在所有扣除（包括税收和费用）后剩下的金额。理解这种差异有助于个人认识到他们实际带回家的钱与他们最初赚取的收入之间的区别。例如，如果某人的毛收入为每年60,000美元，但支付了15,000美元的税款和5,000美元的健康保险，那么他们的净收入将仅为40,000美元。这一区别对于有效的财务规划至关重要。此外，企业也需要计算其毛收入以评估其盈利能力。对于公司而言，毛收入是通过从总收入中减去销售成本（COGS）来计算的。这个数字提供了对公司核心业务活动表现的洞察。较高的毛收入表明企业产生的收入超过了其在生产商品或服务上花费的费用，这对投资者和利益相关者来说是一个积极的信号。此外，了解毛收入可以帮助准备税务。许多税务表格和计算都始于毛收入，而知道这一数字使个人和企业能够更好地理解其税务义务。在报税时，通常需要报告毛收入，因为它是确定应纳税收入的起点。此外，意识到毛收入可以影响个人财务决策。当个人知道自己的总收入时，他们可以设定现实的储蓄和投资目标。例如，如果某人的毛收入为50,000美元，他们可能会计划每年储蓄其中的20%。这种理解可以导致更好的预算实践，并最终有助于财务稳定。总之，毛收入一词包含了在任何扣除之前的总收入，提供了一个清晰的财务状况图景。无论是个人财务还是商业分析，认识到毛收入的重要性至关重要。它不仅有助于财务规划和税务准备，还使个人和企业能够做出明智的财务决策。掌握毛收入的概念无疑将增强一个人有效管理财务和实现长期财务目标的能力。