omnibus account

简明释义

总括帐户

英英释义

例句

1.An omnibus account can help reduce the administrative burden for financial institutions by consolidating multiple accounts.

一个综合账户可以通过合并多个账户来帮助金融机构减少行政负担。

2.The fund manager explained how the omnibus account works during the investment seminar.

基金经理在投资研讨会上解释了综合账户的运作方式。

3.In order to simplify the reporting process, they decided to use an omnibus account for all their transactions.

为了简化报告流程，他们决定对所有交易使用一个综合账户。

4.The brokerage firm opened an omnibus account for its clients, allowing them to trade under a single account while maintaining individual records.

经纪公司为其客户开设了一个综合账户，允许他们在一个账户下交易，同时保持单独的记录。

5.Investors often prefer an omnibus account because it provides privacy and protects their identity.

投资者通常更喜欢使用综合账户，因为它提供隐私并保护他们的身份。

作文

In the world of finance and investment, the term omnibus account refers to a type of account that aggregates multiple clients' assets and transactions into a single account. This structure is commonly used by brokerage firms and financial institutions to streamline the management of client investments. The omnibus account allows for the pooling of resources, which can lead to reduced transaction costs and increased efficiency in executing trades. One of the main advantages of an omnibus account is that it simplifies record-keeping for both the broker and the client. Instead of maintaining separate accounts for each individual client, a broker can manage one consolidated account. This not only reduces administrative burdens but also allows for faster execution of trades, as the broker can act on behalf of all clients simultaneously. However, there are also some disadvantages associated with omnibus accounts. One significant concern is the lack of transparency. Since all clients’ assets are combined in one account, it can be challenging for clients to track their individual holdings and performance. This opacity can lead to confusion and mistrust among clients, especially if they are not fully aware of how their investments are being managed. Moreover, regulatory implications must be considered. Financial regulators often scrutinize omnibus accounts closely due to the potential for misuse or mismanagement of client funds. For instance, if a broker were to experience financial difficulties, the assets in an omnibus account could be at risk, leaving individual clients vulnerable. Therefore, it is essential for clients to thoroughly understand the risks associated with such accounts before investing. In conclusion, an omnibus account serves as a useful tool in the financial industry, offering benefits such as cost savings and efficiency. However, potential clients should weigh these advantages against the drawbacks, particularly regarding transparency and regulatory risks. As with any financial decision, it is crucial to conduct thorough research and consult with financial advisors to ensure that an omnibus account aligns with one's investment goals and risk tolerance. Understanding the intricacies of this account type can empower investors to make informed decisions about their financial futures.

在金融和投资领域，术语omnibus account指的是一种将多个客户的资产和交易汇聚到一个单一账户中的账户类型。这种结构通常被经纪公司和金融机构使用，以简化客户投资的管理。omnibus account允许资源的集中，这可以降低交易成本并提高执行交易的效率。omnibus account的主要优点之一是，它简化了经纪人和客户的记录保存。经纪人可以管理一个合并账户，而不必为每个单独客户维护单独的账户。这不仅减少了行政负担，还允许更快地执行交易，因为经纪人可以同时代表所有客户进行操作。然而，与omnibus accounts相关的一些缺点也需要考虑。一个显著的担忧是缺乏透明度。由于所有客户的资产都合并在一个账户中，客户可能难以跟踪他们的个人持有和表现。这种不透明性可能导致客户之间的困惑和不信任，特别是如果他们没有完全了解投资的管理方式。此外，监管影响也必须考虑。金融监管机构通常会对omnibus accounts进行严格审查，因为这些账户存在误用或管理不善客户资金的潜在风险。例如，如果经纪人遇到财务困难，omnibus account中的资产可能面临风险，使得个别客户处于脆弱状态。因此，客户在投资之前，了解与此类账户相关的风险至关重要。总之，omnibus account作为金融行业中的一种有用工具，提供了如节省成本和提高效率等好处。然而，潜在客户应权衡这些优势与缺点，特别是在透明度和监管风险方面。与任何金融决策一样，进行全面的研究并咨询金融顾问，以确保omnibus account符合个人的投资目标和风险承受能力，是至关重要的。理解这种账户类型的复杂性可以使投资者能够做出明智的财务决策。