all-embracing budget

简明释义

总括预算

英英释义

例句

1.During the planning meeting, we discussed the need for an all-embracing budget that covers both operational and capital expenses.

在规划会议上，我们讨论了需要一个涵盖运营和资本支出的全面的预算。

2.For a successful project, it is essential to create an all-embracing budget that considers every possible expense.

为了成功的项目，创建一个考虑到每个可能费用的全面的预算是必不可少的。

3.The company is preparing an all-embracing budget for the upcoming fiscal year to ensure all departments are adequately funded.

公司正在为即将到来的财政年度准备一个全面的预算，以确保所有部门都获得足够的资金。

4.The nonprofit organization developed an all-embracing budget to ensure all programs were funded appropriately.

该非营利组织制定了一个全面的预算，以确保所有项目都得到适当的资金支持。

5.An all-embracing budget helps to identify areas where costs can be reduced without sacrificing quality.

一个全面的预算有助于识别可以在不牺牲质量的情况下降低成本的领域。

作文

In today's rapidly changing economic landscape, the importance of an all-embracing budget cannot be overstated. An all-embracing budget refers to a comprehensive financial plan that takes into account all aspects of an individual's or organization's financial activities. This type of budget is designed to cover every conceivable expense and revenue source, ensuring that no financial detail is overlooked. It is crucial for effective financial management, as it provides a clear picture of where money is coming from and where it is going.Creating an all-embracing budget begins with a thorough assessment of current financial situations. Individuals should gather all necessary financial documents, including income statements, bank statements, and previous budgets. For organizations, this process may involve collaborating with different departments to gather relevant data. Once all information is compiled, it is essential to categorize expenses into fixed and variable costs. Fixed costs are those that remain constant, such as rent and salaries, while variable costs can fluctuate, like utilities and supplies.One of the primary benefits of an all-embracing budget is that it allows for better decision-making. By having a detailed overview of finances, individuals and organizations can identify areas where they can cut costs or reallocate funds. For instance, if an individual notices that they are spending excessively on dining out, they can decide to cook more meals at home, thereby saving money for other priorities. Similarly, a business may find that certain projects are not yielding the expected returns and can redirect resources to more profitable ventures.Moreover, an all-embracing budget serves as a valuable tool for setting financial goals. With a complete understanding of their financial situation, individuals and organizations can establish realistic and achievable objectives. Whether it is saving for a vacation, investing in new equipment, or preparing for retirement, having a comprehensive budget helps in tracking progress towards these goals. It encourages accountability, as individuals and teams can regularly review their spending against the established budget.However, creating and maintaining an all-embracing budget requires discipline and commitment. It is essential to regularly update the budget to reflect changes in income or expenses. This ongoing process ensures that the budget remains relevant and useful. Additionally, individuals and organizations should be prepared to adjust their budgets as needed, responding to unexpected financial challenges or opportunities.In conclusion, an all-embracing budget is a fundamental aspect of sound financial management. It provides a holistic view of financial activities, facilitates informed decision-making, and aids in achieving financial goals. By committing to the creation and maintenance of a comprehensive budget, individuals and organizations can enhance their financial stability and work towards a more secure future. Embracing this practice not only fosters good financial habits but also empowers individuals and businesses to thrive in an ever-evolving economic environment.

在当今快速变化的经济环境中，全面预算的重要性不容小觑。全面预算是指一个全面的财务计划，考虑到个人或组织财务活动的各个方面。这种预算旨在涵盖所有可能的支出和收入来源，确保没有财务细节被忽视。它对于有效的财务管理至关重要，因为它提供了资金来源和去向的清晰图景。创建一个全面预算始于对当前财务状况的彻底评估。个人应收集所有必要的财务文件，包括收入报表、银行对账单和以前的预算。对于组织来说，这一过程可能涉及与不同部门合作以收集相关数据。一旦所有信息汇总，就必须将支出分类为固定成本和可变成本。固定成本是指那些保持不变的费用，如租金和工资，而可变成本则可能波动，例如公用事业和供应品。全面预算的主要好处之一是它允许更好的决策。通过拥有详细的财务概览，个人和组织可以识别可以削减成本或重新分配资金的领域。例如，如果个人注意到自己在外出就餐上花费过多，他们可以决定更多地在家做饭，从而为其他优先事项节省资金。同样，一家公司可能发现某些项目未能产生预期的回报，可以将资源重新分配给更有利可图的业务。此外，全面预算作为设定财务目标的宝贵工具。通过全面了解自己的财务状况，个人和组织可以制定现实和可实现的目标。无论是为度假储蓄、投资新设备还是为退休做准备，拥有全面预算都有助于跟踪这些目标的进展。它鼓励问责制，因为个人和团队可以定期审查他们的支出与既定预算的对比。然而，创建和维护全面预算需要纪律和承诺。定期更新预算以反映收入或支出的变化是至关重要的。这一持续的过程确保了预算保持相关性和实用性。此外，个人和组织应准备根据需要调整预算，以应对意外的财务挑战或机会。总之，全面预算是健全财务管理的基本方面。它提供了财务活动的整体视图，促进了明智的决策，并有助于实现财务目标。通过致力于创建和维护全面预算，个人和组织可以增强其财务稳定性，为更安全的未来而努力。采纳这一做法不仅培养良好的财务习惯，还使个人和企业能够在不断发展的经济环境中蓬勃发展。