lump-sum purchase

简明释义

总价采购

英英释义

例句

1.The government made a lump-sum purchase of vaccines to ensure public health safety.

政府进行了总额购买疫苗，以确保公共健康安全。

2.She opted for a lump-sum purchase of her retirement annuity to have immediate access to funds.

她选择了其退休年金的总额购买，以便立即获得资金。

3.Investing in a lump-sum purchase of real estate can yield significant returns over time.

投资于房地产的总额购买可以随着时间的推移获得可观的回报。

4.They arranged for a lump-sum purchase of office supplies at the beginning of the fiscal year.

他们在财政年度开始时安排了总额购买办公用品。

5.The company decided to make a lump-sum purchase of new equipment to streamline production.

公司决定进行一次总额购买新设备，以简化生产流程。

作文

In today's fast-paced world, financial decisions often require careful consideration and planning. One such decision that many individuals and businesses face is whether to make a lump-sum purchase (一次性购买) or to opt for more incremental payment methods. A lump-sum purchase refers to the act of buying an item or service in one single payment, rather than breaking it down into smaller installments over time. This approach has its advantages and disadvantages, which are worth exploring in detail.Firstly, one of the primary benefits of making a lump-sum purchase is the potential for cost savings. When you pay for something all at once, you may be able to negotiate a better price, as sellers often prefer immediate payment. For instance, when purchasing a car, paying the full amount upfront can sometimes lead to discounts that are not available for those who choose financing options. Additionally, making a lump-sum purchase means that you will not have to worry about ongoing payments, interest rates, or hidden fees that can accumulate over time with installment plans.Moreover, a lump-sum purchase can provide peace of mind. Once the transaction is completed, the buyer does not have to think about future payments or obligations related to that purchase. This can be particularly beneficial in situations where financial stability is a concern. For example, if someone decides to buy a house outright with cash, they eliminate the stress of monthly mortgage payments, allowing them to focus on other aspects of their financial life.However, there are also downsides to consider when it comes to lump-sum purchases. One significant drawback is the impact on cash flow. Making a large purchase can deplete savings or reserves that might be needed for emergencies or unexpected expenses. If someone spends all their savings on a lump-sum purchase, they may find themselves in a difficult situation if a financial emergency arises shortly after.Furthermore, committing to a lump-sum purchase requires careful planning and budgeting. It is essential to ensure that the funds are available and that the purchase aligns with long-term financial goals. Impulse buying can lead to regret, especially with larger items. For instance, someone might decide to make a lump-sum purchase on an expensive vacation package without considering how it may affect their finances in the coming months.In conclusion, the decision to make a lump-sum purchase (一次性购买) should not be taken lightly. While it can offer advantages such as potential savings and peace of mind, it also carries risks related to cash flow and financial planning. Individuals and businesses alike must weigh these factors carefully before deciding whether a lump-sum purchase is the right choice for their specific situation. Ultimately, understanding the implications of such purchases can help consumers make informed financial decisions that align with their overall goals and circumstances.

在当今快节奏的世界中，财务决策往往需要仔细考虑和规划。许多个人和企业面临的一个重要决策是，是否进行一次性购买或选择更为逐步的付款方式。一次性购买是指以一次性付款的方式购买商品或服务，而不是将其分解为较小的分期付款。这种方式有其优缺点，值得详细探讨。首先，进行一次性购买的主要好处之一是潜在的成本节省。当你一次性支付某样东西时，你可能能够谈判出更好的价格，因为卖方通常更喜欢立即付款。例如，在购买汽车时，提前全额付款有时可以获得融资选项无法提供的折扣。此外，进行一次性购买意味着你不必担心持续的付款、利率或随着时间推移而累积的隐藏费用。此外，一次性购买可以带来安心。一旦交易完成，买方就不必再考虑与该购买相关的未来付款或义务。这在财务稳定性受到关注的情况下尤其有益。例如，如果某人决定用现金全款买房，他们就消除了每月抵押贷款付款的压力，从而能够专注于财务生活的其他方面。然而，在进行一次性购买时也有一些缺点需要考虑。一个显著的缺点是对现金流的影响。进行大额购买可能会耗尽储蓄或可能需要用于应急或意外支出的储备。如果某人将所有储蓄花在一次性购买上，他们可能会发现自己在不久之后遇到财务紧急情况时陷入困境。此外，承诺进行一次性购买需要仔细规划和预算。确保资金可用并且购买符合长期财务目标至关重要。冲动消费可能导致后悔，特别是对于较大物品。例如，有人可能决定对一项昂贵的度假套餐进行一次性购买，却没有考虑这可能对他们未来几个月的财务状况产生影响。总之，进行一次性购买（一次性购买）的决定不应轻易做出。虽然它可以提供潜在的节省和安心，但也存在与现金流和财务规划相关的风险。无论是个人还是企业，都必须仔细权衡这些因素，然后决定一次性购买是否适合他们的具体情况。最终，理解此类购买的含义可以帮助消费者作出与其整体目标和情况相符的明智财务决策。