total liability; gross liabilities

简明释义

总负债

英英释义

例句

1.Before making an investment, it is crucial to review the company's gross liabilities 总负债 in their financial statements.

在进行投资之前，审查公司财务报表中的总负债 gross liabilities是至关重要的。

2.The total liability 总负债 of the firm includes all types of debts and obligations.

公司的总负债 total liability包括所有类型的债务和义务。

3.The company's total liability 总负债 has increased significantly over the last year due to new loans.

由于新贷款，公司的总负债 total liability在过去一年中显著增加。

4.A high total liability 总负债 ratio can indicate potential financial trouble for a company.

高总负债 total liability比率可能表明公司潜在的财务问题。

5.Investors should be aware of the gross liabilities 总负债 when assessing the financial health of a business.

投资者在评估企业的财务健康状况时应注意总负债 gross liabilities。

作文

Understanding financial terms is essential for anyone involved in business or finance. One such term that often comes up is total liability, which refers to the complete amount of debt and obligations that a company owes to external parties. This includes loans, accounts payable, and any other forms of financial obligation. On the other hand, gross liabilities can be seen as a synonym for total liability, as it also encompasses all liabilities without any deductions. To put it simply, both terms represent the financial responsibilities that a company must fulfill, which are crucial for assessing its overall financial health.When analyzing a company's financial statements, the total liability figure gives stakeholders insight into the level of risk associated with the organization. A high total liability indicates that a company has taken on significant debt, which may affect its ability to invest in growth opportunities or withstand economic downturns. Conversely, a lower total liability suggests that the company is in a stronger financial position, with less dependency on borrowed funds. Investors and creditors closely monitor these figures to gauge the company's stability and long-term viability.It is important to note that while gross liabilities provide a comprehensive view of a company’s obligations, they do not account for the assets that the company holds. Therefore, it is essential to look at the relationship between total liabilities and total assets, often referred to as the debt-to-equity ratio. This ratio helps stakeholders understand how much of the company is financed through debt versus equity, providing a clearer picture of the company’s financial leverage.In addition, the concept of total liability is not just limited to businesses; individuals also have their own total liabilities, which may include mortgages, student loans, credit card debt, and other personal obligations. By managing these liabilities effectively, individuals can improve their financial standing and work towards achieving their financial goals.Furthermore, understanding gross liabilities is vital for effective financial planning and risk management. Companies often engage in strategic planning to manage their liabilities, ensuring that they do not become over-leveraged. This can involve refinancing existing debts, negotiating better terms with creditors, or even restructuring the organization to improve cash flow. By keeping a close eye on total liabilities, companies can make informed decisions that align with their long-term objectives.In conclusion, grasping the concepts of total liability and gross liabilities is crucial for both businesses and individuals alike. These terms encapsulate the essence of financial responsibility and risk management. By understanding what these liabilities entail, stakeholders can make better-informed decisions that contribute to financial stability and success. Ultimately, whether you are an investor, a business owner, or an individual, recognizing the importance of total liabilities will empower you to navigate the complexities of financial landscapes more effectively.

理解财务术语对于任何参与商业或金融的人来说都是至关重要的。一个经常出现的术语是总负债，它指的是公司对外部方所欠的全部债务和义务。这包括贷款、应付账款和任何其他形式的财务义务。另一方面，总负债可以被视为总负债的同义词，因为它也涵盖了所有负债而没有任何扣除。简单来说，这两个术语都代表了公司必须履行的财务责任，这对于评估其整体财务健康状况至关重要。在分析公司的财务报表时，总负债数字为利益相关者提供了关于组织风险水平的洞察。高总负债表明公司承担了大量债务，这可能影响其投资增长机会或抵御经济衰退的能力。相反，较低的总负债则表明公司处于更强的财务状况，依赖借款的程度较低。投资者和债权人密切关注这些数字，以评估公司的稳定性和长期生存能力。值得注意的是，虽然总负债提供了公司义务的全面视图，但它并不考虑公司持有的资产。因此，查看总负债与总资产之间的关系是至关重要的，这通常被称为债务与股权比率。这个比率帮助利益相关者了解公司有多少部分是通过债务而非股权融资的，从而提供了公司财务杠杆的更清晰图景。此外，理解总负债的概念对于有效的财务规划和风险管理至关重要。公司通常会进行战略规划来管理其负债，确保它们不会过度负债。这可能涉及重新融资现有债务、与债权人协商更好的条款，甚至重组组织以改善现金流。通过密切关注总负债，公司可以做出符合其长期目标的明智决策。最后，掌握总负债和总负债的概念对于企业和个人来说都至关重要。这些术语概括了财务责任和风险管理的本质。通过理解这些负债的含义，利益相关者可以做出更明智的决策，从而有助于财务稳定和成功。最终，无论您是投资者、企业主还是个人，认识到总负债的重要性将使您能够更有效地驾驭复杂的财务环境。