free assets

简明释义

自由资产［即未经出质或抵押的资产］

英英释义

例句

1.Before making an investment, it's important to assess the free assets available for liquidation.

在进行投资之前，评估可供变现的自由资产是很重要的。

2.The startup was able to secure funding due to its free assets that could be easily converted to cash.

由于初创公司拥有可以轻松转换为现金的自由资产，因此能够获得资金支持。

3.During the audit, we discovered several free assets that had not been accounted for.

在审计过程中，我们发现了一些未被列入的自由资产。

4.Investors are attracted to firms with a high amount of free assets on their balance sheets.

投资者对资产负债表上有大量自由资产的公司很感兴趣。

5.The company decided to sell its free assets to raise capital for new projects.

公司决定出售其自由资产以筹集新项目的资金。

作文

In today's fast-paced world, understanding financial terms is crucial for both personal and business success. One such term that often comes up in discussions about finance is free assets. The concept of free assets refers to the portion of an individual's or a company's total assets that are not tied up in liabilities and can be easily accessed or utilized without any restrictions. This idea is particularly important for investors and entrepreneurs who need to gauge their financial health and make informed decisions.To illustrate the significance of free assets, consider a small business owner who has invested in various equipment, inventory, and property. While these items contribute to the overall value of the business, they may also come with associated debts, such as loans or mortgages. The free assets would be the value of the assets that are not encumbered by these liabilities. For instance, if the business owner has cash reserves or investments that can be liquidated quickly, those would be categorized as free assets. These assets provide a safety net and flexibility, allowing the owner to respond to unexpected expenses or seize new opportunities.Furthermore, having a healthy amount of free assets can significantly enhance an individual's or a company's creditworthiness. Lenders often look at the ratio of free assets to liabilities when assessing the risk of lending money. A higher proportion of free assets indicates that the borrower has sufficient resources to cover potential debts, which can lead to better loan terms and lower interest rates.On a personal finance level, understanding free assets can help individuals manage their budgets more effectively. By identifying which of their assets are free and available for use, individuals can make better decisions regarding spending, saving, and investing. For example, someone might realize that they have a significant amount of free assets in the form of savings accounts or stocks that can be sold if necessary. This knowledge can alleviate financial stress and empower them to take calculated risks, such as starting a new venture or investing in further education.Moreover, in the context of investment strategies, recognizing free assets can guide investors in diversifying their portfolios. Investors who understand the importance of maintaining a balance between free assets and other investments can better navigate market fluctuations and economic downturns. For instance, during a recession, having a solid base of free assets can provide the liquidity needed to capitalize on undervalued investments.In conclusion, the concept of free assets plays a pivotal role in both personal and professional financial management. By understanding what constitutes free assets and how to leverage them effectively, individuals and businesses can enhance their financial stability, improve their creditworthiness, and make informed decisions that lead to long-term success. As we navigate through our financial journeys, keeping a close eye on our free assets will undoubtedly serve as a cornerstone for achieving our goals and aspirations.

在当今快节奏的世界中，理解金融术语对于个人和商业成功至关重要。一个常常出现在财务讨论中的术语是自由资产。自由资产的概念指的是个人或公司总资产中未被负债占用的部分，可以轻松访问或使用而没有任何限制。这一理念对于投资者和企业家尤其重要，因为他们需要评估自己的财务状况并做出明智的决策。为了说明自由资产的重要性，考虑一个小企业主，他已经投资于各种设备、库存和物业。虽然这些项目增加了企业的整体价值，但它们也可能伴随着相关的债务，例如贷款或抵押。自由资产将是那些未被这些负债所束缚的资产的价值。例如，如果企业主拥有现金储备或可以快速变现的投资，这些将被归类为自由资产。这些资产提供了一种安全网和灵活性，使业主能够应对意外开支或抓住新机会。此外，拥有健康数量的自由资产可以显著增强个人或公司的信用worthiness。贷方在评估借款风险时通常会查看自由资产与负债的比例。较高的自由资产比例表明借款人有足够的资源来覆盖潜在的债务，这可以导致更好的贷款条款和更低的利率。在个人理财层面上，理解自由资产可以帮助个人更有效地管理预算。通过识别哪些资产是自由的并可供使用，个人可以在支出、储蓄和投资方面做出更好的决策。例如，有人可能意识到他们在储蓄账户或股票中拥有相当数量的自由资产，如果必要的话可以出售。这一知识可以减轻财务压力，使他们能够采取经过深思熟虑的风险，例如启动新业务或投资于进一步的教育。此外，在投资策略的背景下，识别自由资产可以指导投资者分散其投资组合。理解维持自由资产与其他投资之间平衡的重要性的投资者可以更好地应对市场波动和经济衰退。例如，在经济衰退期间，拥有坚实的自由资产基础可以提供所需的流动性，以便利用被低估的投资。总之，自由资产的概念在个人和职业财务管理中发挥着关键作用。通过理解什么构成自由资产以及如何有效利用它们，个人和企业可以增强财务稳定性，提高信用worthiness，并做出明智的决策，从而实现长期成功。在我们导航自己的财务旅程时，密切关注我们的自由资产无疑将成为实现我们目标和愿望的基石。