discretionary spending power

简明释义

自由开销能力

英英释义

Discretionary spending power refers to the amount of money that an individual or organization can spend at their discretion, which is not allocated for fixed expenses or obligations.

自由支配的消费能力是指个人或组织可以自由支配的资金量,这部分资金不用于固定开支或义务。

例句

1.As a small business owner, she appreciates having discretionary spending power 自由支配的支出权力 to invest in marketing strategies.

作为一名小企业主,她很感激拥有discretionary spending power 自由支配的支出权力 来投资于营销策略。

2.The city council decided to allocate more funds to parks, giving them discretionary spending power 自由支配的支出权力 for maintenance and improvements.

市议会决定为公园分配更多资金,给予他们discretionary spending power 自由支配的支出权力 用于维护和改善。

3.With his new job, he finally has some discretionary spending power 自由支配的支出权力 to enjoy life a bit more.

有了新工作后,他终于有了一些discretionary spending power 自由支配的支出权力 来享受生活。

4.The government has increased the budget for education, allowing schools to have more discretionary spending power 自由支配的支出权力 to enhance their programs.

政府增加了教育预算,使学校拥有更多的discretionary spending power 自由支配的支出权力 来提升他们的项目。

5.The charity organization relies on donations to increase its discretionary spending power 自由支配的支出权力 for community projects.

这个慈善组织依靠捐款来增加其discretionary spending power 自由支配的支出权力 用于社区项目。

作文

In today's consumer-driven society, understanding the concept of discretionary spending power is crucial for both individuals and businesses. Discretionary spending power refers to the amount of money that households or individuals can spend on non-essential items after all necessary expenses, such as rent, utilities, groceries, and taxes, have been paid. This financial flexibility allows consumers to make choices about how they allocate their resources, which can significantly impact the economy.For individuals, having a strong discretionary spending power can lead to a higher quality of life. When people have extra funds available, they can invest in leisure activities, travel, dining out, or purchasing luxury goods. These expenditures not only enhance personal enjoyment but also stimulate local economies by supporting businesses. For instance, when a family decides to dine at a restaurant or take a vacation, they are directly contributing to the livelihood of workers in those industries.However, the level of discretionary spending power can vary widely among different income groups. Those with higher incomes typically have more disposable income, allowing them to indulge in various luxuries. In contrast, low-income families may struggle to cover basic necessities, leaving little to no room for discretionary spending. This disparity highlights the importance of economic policies aimed at increasing the overall income levels of lower and middle-class families. By improving wages and job opportunities, governments can enhance the discretionary spending power of a larger segment of the population, thus promoting economic growth.On a macroeconomic scale, discretionary spending power plays a vital role in shaping economic trends. When consumers feel confident about their financial situation, they are more likely to spend money on non-essential items. This increase in consumer confidence can lead to greater demand for goods and services, prompting businesses to expand and hire more employees. Conversely, during economic downturns, when people fear losing their jobs or experience reduced incomes, discretionary spending power often declines. This reduction in spending can lead to a negative cycle where businesses suffer from decreased sales, resulting in layoffs and further economic contraction.In conclusion, discretionary spending power is a key factor that influences both individual lifestyles and broader economic health. Understanding how it operates can help individuals make informed financial decisions and encourage policymakers to create environments that enhance the financial well-being of all citizens. By fostering an economy where more people have the opportunity to enjoy increased discretionary spending power, we can build a more resilient and prosperous society. Ultimately, the balance between necessary expenses and discretionary choices shapes our daily lives and the economic landscape around us.

在当今以消费为导向的社会中,理解“可支配消费能力”这一概念对个人和企业来说至关重要。“可支配消费能力”是指家庭或个人在支付完所有必要开支(如房租、水电费、食品杂货和税收)后,可以用于非必需品的支出金额。这种财务灵活性使消费者能够选择如何分配资源,这可能会对经济产生重大影响。对于个人来说,拥有强大的可支配消费能力可以提高生活质量。当人们有额外资金可用时,他们可以投资于休闲活动、旅行、外出就餐或购买奢侈品。这些支出不仅增强了个人的享受,还通过支持企业来刺激地方经济。例如,当一个家庭决定去餐馆就餐或度假时,他们实际上是在直接为这些行业工人的生计做出贡献。然而,可支配消费能力的水平在不同收入群体之间可能差异很大。高收入者通常拥有更多的可支配收入,允许他们沉溺于各种奢侈品。相比之下,低收入家庭可能难以支付基本必需品,几乎没有可用于可支配消费的空间。这种差距突显了旨在提高低收入和中等收入家庭整体收入水平的经济政策的重要性。通过改善工资和就业机会,政府可以增强更大部分人群的可支配消费能力,从而促进经济增长。在宏观经济层面上,可支配消费能力在塑造经济趋势方面起着至关重要的作用。当消费者对自己的财务状况感到信心时,他们更有可能在非必需品上花钱。这种消费者信心的增加可能导致对商品和服务的需求增加,促使企业扩张并雇用更多员工。相反,在经济衰退期间,当人们担心失业或收入减少时,可支配消费能力往往会下降。这种支出的减少可能导致一种负面循环,企业因销售减少而受到影响,从而导致裁员和进一步的经济收缩。总之,可支配消费能力是影响个人生活方式和更广泛经济健康的关键因素。理解它的运作方式可以帮助个人做出明智的财务决策,并鼓励政策制定者创造提升所有公民经济福祉的环境。通过促进一个更多人有机会享受增加的可支配消费能力的经济,我们可以建立一个更具韧性和繁荣的社会。最终,必要开支与可支配选择之间的平衡塑造了我们的日常生活和周围的经济格局。

相关单词

spending

spending详解:怎么读、什么意思、用法