assumption of risk

简明释义

自己承担保险

英英释义

The legal doctrine that a person may not recover for injuries received from a risk they voluntarily accepted or engaged in.

一种法律原则,指一个人不能因自愿接受或参与的风险而获得伤害赔偿。

例句

1.Before participating in the extreme sports event, all participants signed a waiver acknowledging their assumption of risk.

在参加极限运动活动之前,所有参与者都签署了免责声明,承认他们的风险承担

2.The athlete’s assumption of risk was evident when he chose to compete despite his previous injuries.

这位运动员的风险承担显而易见,当他选择尽管有先前的伤病仍然参赛时。

3.Many outdoor adventure companies require clients to sign contracts that include an assumption of risk clause.

许多户外冒险公司要求客户签署合同,其中包含风险承担条款。

4.The court ruled that the plaintiff had accepted the assumption of risk by engaging in the dangerous activity.

法庭裁定原告通过参与危险活动接受了风险承担

5.Parents are often required to understand the assumption of risk involved when enrolling their children in sports programs.

家长在为孩子报名参加体育项目时,通常需要理解其中涉及的风险承担

作文

The concept of assumption of risk is a fundamental principle in both law and sports. It refers to the understanding that an individual acknowledges and accepts the inherent risks associated with a particular activity. This principle is particularly significant in activities that involve a degree of danger or uncertainty, such as extreme sports, medical procedures, or even everyday activities like driving. When individuals participate in these activities, they often sign waivers or consent forms that outline the potential risks involved. By doing so, they are essentially agreeing to the assumption of risk, which can limit the liability of organizers or providers in case of injury or accidents.In sports, for example, athletes are usually aware of the physical demands and potential injuries that can occur during competition. Whether it’s a football game where tackles are common or a skiing event with the possibility of falls, athletes understand that they might get hurt. This awareness leads to the assumption of risk, meaning they cannot easily sue for injuries that are typical of the sport. In many jurisdictions, this legal doctrine protects sports organizations from lawsuits resulting from injuries that participants knew were possible when they decided to take part.However, the assumption of risk does not mean that all responsibility is waived. If an organization fails to provide a safe environment or neglects to warn participants about unusual hazards, they may still be held liable. For instance, if a ski resort does not maintain its equipment or fails to mark dangerous areas, it could be seen as negligent. Thus, while the assumption of risk offers some protection, it is not absolute and must be balanced with the duty of care owed by those organizing the activity.Moreover, the assumption of risk is also relevant in medical contexts. Patients often have to sign consent forms before undergoing surgeries or treatments, acknowledging that there are risks involved. This is crucial for both patients and healthcare providers. By signing, patients accept the possibility of complications, thereby protecting doctors from potential lawsuits related to unforeseen outcomes. However, similar to sports, if a medical professional fails to inform a patient about significant risks or performs a procedure negligently, the assumption of risk may not apply.In conclusion, the assumption of risk is a vital concept that plays a critical role in various aspects of life, particularly in sports and medical fields. It serves to protect both participants and providers by clarifying the responsibilities and expectations associated with engaging in potentially hazardous activities. Understanding this principle helps individuals make informed decisions about their participation in activities that carry inherent risks. It is important for everyone to recognize that while they may accept certain risks, they are still entitled to a reasonable standard of care and safety from those who facilitate these activities. Therefore, the assumption of risk should always be viewed within the context of overall safety and responsibility.

“风险承担”这一概念是法律和体育领域的基本原则。它指的是个人承认并接受与特定活动相关的固有风险的理解。这一原则在涉及一定危险或不确定性的活动中尤为重要,比如极限运动、医疗程序,甚至是日常活动如驾驶。当个人参与这些活动时,他们通常会签署免责声明或同意书,概述潜在的风险。通过这样做,他们实际上是在同意“风险承担”,这可以在发生受伤或事故时限制组织者或提供者的责任。例如,在体育活动中,运动员通常意识到竞争过程中可能出现的身体需求和潜在伤害。无论是足球比赛中常见的铲球,还是滑雪活动中可能发生的摔倒,运动员都明白他们可能会受伤。这种意识导致了“风险承担”,这意味着他们不能轻易因运动中典型的伤害而提起诉讼。在许多司法管辖区,这一法律原则保护体育组织免受因参与者在决定参与时已知的伤害而导致的诉讼。然而,“风险承担”并不意味着所有责任都被放弃。如果组织未能提供安全的环境或未能警告参与者有关异常危险,他们仍然可能被追究责任。例如,如果滑雪度假村未维护其设备或未标记危险区域,则可能被视为疏忽。因此,尽管“风险承担”提供了一定的保护,但并不是绝对的,必须与组织活动者所承担的照顾义务相平衡。此外,“风险承担”在医疗背景中也很相关。患者在进行手术或治疗之前,通常需要签署同意书,承认存在风险。这对患者和医疗提供者都至关重要。通过签字,患者接受了并发症的可能性,从而保护医生免受与意外结果相关的潜在诉讼。然而,与体育活动类似,如果医疗专业人员未能告知患者重大风险或以疏忽的方式进行手术,“风险承担”可能不适用。总之,“风险承担”是一个重要的概念,在生活的各个方面,特别是在体育和医疗领域发挥着关键作用。它通过明确参与潜在危险活动的责任和期望,帮助保护参与者和提供者。理解这一原则有助于个人在参与固有风险的活动时做出明智的决策。重要的是,每个人都要认识到,尽管他们可能接受某些风险,但他们仍然有权获得合理的安全标准和来自那些促进这些活动的人的责任。因此,“风险承担”应始终在整体安全和责任的背景下进行审视。

相关单词

assumption

assumption详解:怎么读、什么意思、用法