automatically renewable credit

简明释义

自动展期贷款

英英释义

例句

1.With an automatically renewable credit, you can ensure your business has continuous cash flow for operational expenses.

通过自动续期信用，您可以确保您的企业在运营费用方面拥有持续的现金流。

2.The terms of the automatically renewable credit include interest rates that adjust based on market conditions.

该自动续期信用的条款包括根据市场条件调整的利率。

3.Many small businesses rely on automatically renewable credit to manage seasonal fluctuations in revenue.

许多小企业依赖于自动续期信用来管理收入的季节性波动。

4.Investors often prefer companies that utilize automatically renewable credit for their flexibility and lower risk.

投资者通常更喜欢利用自动续期信用的公司，因为它们灵活且风险较低。

5.The bank offers an automatically renewable credit that allows borrowers to access funds repeatedly without reapplying.

银行提供一种自动续期信用，允许借款人无需重新申请即可重复获取资金。

作文

In today's fast-paced financial world, understanding various credit options is essential for individuals and businesses alike. One term that has gained prominence is automatically renewable credit, which refers to a type of credit arrangement that renews itself without the need for the borrower to reapply. This concept can be particularly beneficial in managing cash flow and ensuring access to funds when needed. 自动续期信用的特点在于其便利性和灵活性，使得借款人能够在没有额外手续的情况下，继续利用他们的信用额度。 To illustrate the importance of automatically renewable credit, consider a small business that experiences seasonal fluctuations in revenue. During peak seasons, the business may generate substantial income, but during off-peak times, it might struggle to maintain cash flow. By utilizing automatically renewable credit, the business can secure a line of credit that automatically renews as long as it meets certain conditions, such as making timely payments. This ensures that the business has access to necessary funds without the hassle of repeated applications. Moreover, automatically renewable credit can also help individuals manage unexpected expenses. For instance, if someone faces an emergency medical situation or urgent home repairs, having access to a renewable credit line allows them to address these issues promptly. The convenience of 自动续期信用 means that borrowers can focus on resolving their problems rather than worrying about the logistics of obtaining new credit. Another significant advantage of automatically renewable credit is its potential to improve credit scores. When borrowers utilize this type of credit responsibly—by making payments on time and keeping their balances low—they can positively impact their credit history. A higher credit score can lead to better interest rates and terms on future loans, creating a beneficial cycle for borrowers. In contrast, not having access to automatically renewable credit could result in missed opportunities for financial growth, especially in emergencies. However, it is crucial for borrowers to understand the terms associated with automatically renewable credit. While it offers flexibility, there may be fees or interest rates that could accumulate over time. Borrowers should carefully review their agreements and ensure they are aware of any potential pitfalls. This diligence can prevent situations where the cost of borrowing outweighs the benefits. In conclusion, automatically renewable credit serves as a powerful tool for both individuals and businesses seeking to navigate the complexities of financial management. Its inherent flexibility and convenience make it an attractive option for those looking to maintain cash flow and manage unexpected expenses. However, as with any financial product, it is essential to approach it with caution and a thorough understanding of the terms involved. By doing so, borrowers can reap the benefits of 自动续期信用 while minimizing potential risks, ultimately leading to a more stable financial future.

在当今快节奏的金融世界中，理解各种信用选项对个人和企业都至关重要。一个日益突出的术语是自动续期信用，它指的是一种信用安排，借款人无需重新申请即可自动续期。这一概念对于管理现金流和确保在需要时获得资金特别有利。自动续期信用的特点在于其便利性和灵活性，使得借款人能够在没有额外手续的情况下，继续利用他们的信用额度。为了说明自动续期信用的重要性，可以考虑一家经历季节性收入波动的小型企业。在高峰季节，企业可能会产生可观的收入，但在淡季时，它可能会在维持现金流方面苦苦挣扎。通过利用自动续期信用，该企业可以确保一条信用额度，只要满足某些条件，例如按时还款，就会自动续期。这确保了企业在没有繁琐申请的情况下，能够获得必要的资金。此外，自动续期信用也可以帮助个人管理意外支出。例如，如果某人面临紧急医疗情况或迫切的房屋维修，拥有可续期的信用额度使他们能够及时解决这些问题。自动续期信用的便利性意味着借款人可以专注于解决问题，而不必担心获取新信用的后勤问题。自动续期信用的另一个显著优势是其提高信用评分的潜力。当借款人负责任地使用这种类型的信用——按时还款并保持低余额时，他们可以积极影响自己的信用历史。更高的信用评分可以导致未来贷款更好的利率和条款，从而为借款人创造有利的循环。相比之下，如果没有获得自动续期信用的机会，可能会错失财务增长的机会，尤其是在紧急情况下。然而，借款人必须理解与自动续期信用相关的条款。尽管它提供了灵活性，但可能会有费用或利息随时间累积。借款人应仔细审查其协议，确保了解任何潜在的陷阱。这种谨慎可以防止借款人在借款成本超过收益的情况下陷入困境。总之，自动续期信用作为一种强大的工具，为寻求应对财务管理复杂性的个人和企业服务。其固有的灵活性和便利性使其成为那些希望维持现金流和管理意外支出的人的一种有吸引力的选择。然而，与任何金融产品一样，谨慎对待并全面理解相关条款至关重要。通过这样做，借款人可以在最小化潜在风险的同时，收获自动续期信用的好处，从而最终实现更稳定的财务未来。