supply of demand for funds

简明释义

资金供求

英英释义

例句

1.A higher supply of demand for funds can lead to increased lending by financial institutions.

更高的资金需求的供给可能导致金融机构增加放贷。

2.The bank analyzed the supply of demand for funds to adjust its interest rates accordingly.

银行分析了资金需求的供给以相应调整其利率。

3.During economic downturns, the supply of demand for funds often decreases.

在经济衰退期间，资金需求的供给通常会减少。

4.Investors are keen to understand the supply of demand for funds before making investment decisions.

投资者在做出投资决策之前，渴望了解资金需求的供给。

5.The government reported an increase in the supply of demand for funds due to new infrastructure projects.

由于新的基础设施项目，政府报告了资金需求的供给的增加。

作文

In today's complex financial landscape, understanding the dynamics of the economy is crucial for both individuals and businesses. One of the key concepts that often arises in discussions about economic activity is the supply of demand for funds. This phrase refers to the balance between the availability of capital (supply) and the desire or need for that capital (demand). In other words, it encapsulates how much money is available to be borrowed and how much people and companies want to borrow. The supply of demand for funds can significantly influence interest rates, investment opportunities, and overall economic growth. When there is a high demand for funds but a limited supply, interest rates tend to rise. This is because lenders can charge more when they know that borrowers are eager to obtain funds. Conversely, when there is a surplus of funds available, and demand is low, interest rates may decrease, making borrowing cheaper and encouraging spending and investment.For instance, during economic booms, businesses often seek to expand their operations, leading to an increased supply of demand for funds. They may require loans to finance new projects, purchase equipment, or hire additional staff. If banks and financial institutions perceive this demand as sustainable, they may be willing to lend more, thereby increasing the overall supply of funds in the market. This can create a positive feedback loop where increased investment leads to greater economic growth, which in turn stimulates even more demand for funds.On the other hand, during economic downturns, the supply of demand for funds can shift dramatically. Companies may cut back on expansion plans, and consumers may reduce spending due to uncertainty about their financial futures. In such cases, the demand for funds decreases, while the supply may remain constant or even increase as lenders become more cautious. This mismatch can lead to lower interest rates, but it can also result in tighter lending standards, making it harder for borrowers to access the funds they need.Understanding the supply of demand for funds is essential for policymakers as well. Central banks, such as the Federal Reserve in the United States, closely monitor these dynamics to make informed decisions about monetary policy. By adjusting interest rates and implementing measures like quantitative easing, they aim to influence the supply of funds and encourage borrowing and spending when the economy needs a boost.In conclusion, the supply of demand for funds is a fundamental concept that plays a critical role in shaping economic conditions. It affects everything from personal loans to corporate investments and has far-reaching implications for economic growth and stability. By grasping this concept, individuals and businesses can make more informed financial decisions and better navigate the complexities of the financial world. As global markets continue to evolve, staying attuned to the supply of demand for funds will be vital for success in both personal and professional financial endeavors.

在当今复杂的金融环境中，理解经济的动态对于个人和企业都至关重要。在关于经济活动的讨论中，一个经常出现的关键概念是supply of demand for funds。这个短语指的是资本的可用性（供给）与对该资本的渴望或需求（需求）之间的平衡。换句话说，它概括了借款的资金有多少以及人们和公司想借多少。supply of demand for funds可以显著影响利率、投资机会和整体经济增长。当对资金的需求很高但供给有限时，利率往往会上升。这是因为当贷款者知道借款者急于获得资金时，他们可以收取更多费用。相反，当市场上可用的资金过剩而需求低迷时，利率可能会下降，从而使借款变得更便宜，鼓励消费和投资。例如，在经济繁荣时期，企业通常寻求扩大运营，从而导致supply of demand for funds的增加。它们可能需要贷款来资助新项目、购买设备或雇佣额外员工。如果银行和金融机构认为这种需求是可持续的，它们可能愿意借出更多资金，从而增加市场上资金的总供给。这可以创造一个积极的反馈循环，即增加的投资导致更大的经济增长，进而刺激更多的资金需求。另一方面，在经济衰退期间，supply of demand for funds的动态可能会发生剧烈变化。公司可能会缩减扩张计划，消费者由于对财务未来的不确定性而减少支出。在这种情况下，资金的需求减少，而供给可能保持不变甚至增加，因为贷款者变得更加谨慎。这种不匹配可能导致利率降低，但也可能导致贷款标准收紧，使借款者更难获得所需的资金。理解supply of demand for funds对于政策制定者来说也至关重要。中央银行，如美国的联邦储备委员会，密切监测这些动态，以便做出明智的货币政策决策。通过调整利率和实施量化宽松等措施，他们旨在影响资金供给，并在经济需要提振时鼓励借贷和消费。总之，supply of demand for funds是一个基本概念，在塑造经济条件方面发挥着关键作用。它影响从个人贷款到企业投资的方方面面，对经济增长和稳定具有深远的影响。通过掌握这一概念，个人和企业可以做出更明智的财务决策，更好地应对金融世界的复杂性。随着全球市场的不断演变，关注supply of demand for funds将对个人和职业财务事业的成功至关重要。