financing cost

简明释义

资金筹措费用

英英释义

The cost incurred by a borrower for obtaining funds, typically expressed as an interest rate or the total interest paid over the life of a loan.

借款人为获得资金而产生的费用,通常以利率或贷款期间支付的总利息形式表示。

例句

1.High interest rates can increase the financing cost 融资成本 for new projects.

高利率会增加新项目的融资成本 financing cost

2.The company needs to reduce its financing cost 融资成本 to improve profitability.

公司需要降低其融资成本 financing cost以提高盈利能力。

3.Investors are concerned about the financing cost 融资成本 associated with the merger.

投资者对并购相关的融资成本 financing cost表示担忧。

4.To achieve better cash flow, the startup must lower its financing cost 融资成本.

为了实现更好的现金流,初创公司必须降低其融资成本 financing cost

5.The financing cost 融资成本 of borrowing can vary significantly between lenders.

借款的融资成本 financing cost可能在不同的贷方之间有显著差异。

作文

In today's dynamic business environment, understanding the concept of financing cost is crucial for both entrepreneurs and established companies. The term financing cost refers to the expenses incurred by a company when it raises funds through various means, such as loans, bonds, or equity financing. These costs can significantly impact a company's profitability and overall financial health. Therefore, it is essential for businesses to carefully evaluate their financing cost to make informed decisions regarding capital structure and investment strategies.When a company opts for debt financing, it often faces interest payments that constitute a major part of its financing cost. The interest rate applied to the borrowed amount can vary based on several factors, including the creditworthiness of the company, prevailing market rates, and the duration of the loan. For instance, a company with a strong credit rating may secure a loan at a lower interest rate, thereby reducing its financing cost. Conversely, a company with a poor credit history may face higher interest rates, leading to increased financial burdens.Moreover, equity financing also comes with its own set of financing costs. When a company issues stocks to raise capital, it may have to share its profits with shareholders in the form of dividends. Although dividends are not mandatory, they are often expected by investors seeking returns on their investments. This expectation can lead to a higher financing cost in the long run, as companies may feel pressured to distribute profits rather than reinvest them into the business.Another aspect to consider is the opportunity cost associated with financing costs. When a company chooses to finance its operations through debt or equity, it might miss out on other lucrative investment opportunities. For example, if a business takes on a significant amount of debt to fund a project, it may not have sufficient resources left to invest in other areas that could yield higher returns. This scenario highlights the importance of analyzing financing costs in relation to potential returns from different investment avenues.Furthermore, external economic factors can influence a company's financing cost. Changes in interest rates set by central banks, inflation rates, and economic growth can all affect the cost of borrowing. During periods of economic uncertainty, lenders may tighten their lending criteria, making it more challenging for companies to secure favorable financing terms. This situation can lead to increased financing costs, which may hinder a company's ability to expand or invest in new projects.In conclusion, the concept of financing cost plays a vital role in shaping a company's financial strategy. By understanding the various components that contribute to financing costs, businesses can make more strategic decisions regarding their capital structure and investment plans. It is essential for companies to regularly assess their financing costs and explore ways to minimize them, such as refinancing existing debts or seeking alternative funding sources. Ultimately, managing financing costs effectively can lead to improved profitability and sustainable growth in an increasingly competitive marketplace.

在当今动态的商业环境中,理解“融资成本”这一概念对于创业者和成熟公司都至关重要。术语“融资成本”指的是公司通过各种方式筹集资金时所发生的费用,例如贷款、债券或股权融资。这些成本会显著影响公司的盈利能力和整体财务健康。因此,公司必须仔细评估其“融资成本”,以便在资本结构和投资策略方面做出明智的决策。当一家公司选择债务融资时,通常会面临利息支付,这构成了其“融资成本”的主要部分。借款金额适用的利率可能会根据多个因素而有所不同,包括公司的信用worthiness、市场利率和贷款期限。例如,信用评级较高的公司可能以较低的利率获得贷款,从而降低其“融资成本”。相反,信用历史不佳的公司可能面临更高的利率,导致财务负担加重。此外,股权融资也有其自身的一套“融资成本”。当公司发行股票以筹集资本时,可能需要与股东分享利润,以形式分红。尽管分红不是强制性的,但投资者通常期望获得投资回报。这种期望可能在长期内导致更高的“融资成本”,因为公司可能感到压力,需要分配利润,而不是将其再投资于业务。另一个需要考虑的方面是与“融资成本”相关的机会成本。当一家公司选择通过债务或股权来融资时,可能会错失其他有利可图的投资机会。例如,如果一家企业为了资助某个项目而承担了大量债务,可能没有足够的资源去投资于其他可能带来更高回报的领域。这种情况突显了分析“融资成本”与不同投资途径潜在回报之间关系的重要性。此外,外部经济因素也会影响公司的“融资成本”。中央银行设定的利率变化、通货膨胀率和经济增长都可能影响借款成本。在经济不确定时期,贷方可能会收紧贷款标准,使公司更难以获得有利的融资条件。这种情况可能导致“融资成本”增加,从而阻碍公司扩展或投资新项目的能力。总之,“融资成本”这一概念在塑造公司的财务战略中发挥着至关重要的作用。通过了解影响“融资成本”的各种组成部分,企业可以在资本结构和投资计划方面做出更具战略性的决策。公司必须定期评估其“融资成本”,并探索降低这些成本的方法,例如重新融资现有债务或寻求替代融资来源。最终,有效管理“融资成本”可以在日益竞争的市场中带来更高的盈利能力和可持续增长。

相关单词

financing

financing详解:怎么读、什么意思、用法