total assets

简明释义

资产总额

英英释义

例句

1.To calculate the debt-to-asset ratio, you need to know the total assets and total liabilities.

要计算债务与资产比率，你需要知道总资产和总负债。

2.Investors often look at the total assets to assess a company's financial health.

投资者通常查看总资产来评估公司的财务健康状况。

3.A rise in total assets can indicate that a company is growing.

在总资产上升可能表明公司正在增长。

4.The company's total assets have increased by 15% this year.

公司的总资产今年增加了15%。

5.The bank requires a minimum level of total assets to grant a loan.

银行要求最低的总资产水平才能批准贷款。

作文

Understanding financial health is crucial for both individuals and businesses. One of the key metrics used to assess this health is the concept of total assets. The term total assets refers to the sum of all resources owned by an individual or a company that have economic value. This includes cash, real estate, investments, inventory, and any other items that can be converted into cash. Knowing one’s total assets is essential for determining net worth, which is calculated by subtracting total liabilities from total assets. For individuals, having a clear picture of their total assets helps in planning for future financial goals, such as retirement, purchasing a home, or funding education. For instance, if a person has significant savings, property, and investments, they may feel more secure about their financial future. Conversely, understanding the total assets can also highlight areas where one might need to improve, such as increasing savings or investing wisely. In the business world, total assets are a critical component of the balance sheet, which provides a snapshot of a company's financial position at a specific point in time. Investors and stakeholders closely analyze a company’s total assets to gauge its size, stability, and growth potential. A higher total assets figure often indicates that a company has a strong resource base, which can be leveraged for expansion or investment opportunities. Moreover, tracking changes in total assets over time can reveal trends in a company’s performance. If a company’s total assets are consistently increasing, it may suggest effective management and growth strategies. However, a decline in total assets could raise red flags about operational efficiency or market conditions. The importance of total assets extends beyond just numbers; it reflects the overall strategy and direction of both personal and corporate finance. For individuals, maintaining a healthy level of total assets can provide peace of mind and financial security. For companies, growing total assets can enhance competitiveness and market position. In conclusion, whether for personal finance or corporate assessment, understanding total assets is vital. It not only helps in evaluating current financial health but also aids in making informed decisions for the future. By keeping track of total assets, individuals and businesses alike can ensure they are on the right path toward achieving their financial goals. Thus, the concept of total assets plays a significant role in the broader context of financial literacy and decision-making.

理解财务健康对于个人和企业来说至关重要。评估这种健康状况的关键指标之一是“总资产”这一概念。“总资产”一词是指个人或公司拥有的所有具有经济价值的资源的总和。这包括现金、房地产、投资、库存以及任何可以转换为现金的其他项目。了解自己的总资产对于确定净资产至关重要，净资产是通过从总资产中减去总负债来计算的。对于个人来说，清晰地了解自己的总资产有助于规划未来的财务目标，例如退休、购房或资助教育。例如，如果一个人有大量的储蓄、财产和投资，他们可能会对自己的财务未来感到更安全。相反，了解总资产也可以凸显出一个人需要改进的领域，例如增加储蓄或明智投资。在商业世界中，总资产是资产负债表的关键组成部分，资产负债表提供了公司在特定时间点的财务状况快照。投资者和利益相关者密切分析公司的总资产以评估其规模、稳定性和增长潜力。较高的总资产数字通常表明公司拥有强大的资源基础，可以用于扩展或投资机会。此外，跟踪总资产随时间变化的情况可以揭示公司业绩的趋势。如果一家公司的总资产持续增加，这可能表明管理和增长策略有效。然而，总资产的下降可能会引发关于运营效率或市场条件的警示。总资产的重要性不仅仅体现在数字上；它反映了个人和企业财务的整体战略和方向。对于个人来说，保持健康的总资产水平可以提供安心和财务安全。对于公司而言，增长的总资产可以增强竞争力和市场地位。总之，无论是个人财务还是企业评估，理解总资产都是至关重要的。它不仅有助于评估当前的财务健康状况，还有助于为未来做出明智的决策。通过跟踪总资产，个人和企业都可以确保他们走在实现财务目标的正确道路上。因此，总资产这一概念在财务素养和决策的更广泛背景中发挥着重要作用。