asset-to-debt ratio

简明释义

资产债务比率

英英释义

例句

1.A high asset-to-debt ratio 资产负债比率 suggests that a company is less leveraged.

高资产负债比率 asset-to-debt ratio 表明公司杠杆较低。

2.Investors often look at the asset-to-debt ratio 资产负债比率 to assess risk.

投资者通常查看资产负债比率 asset-to-debt ratio 来评估风险。

3.A declining asset-to-debt ratio 资产负债比率 may signal potential financial trouble.

下降的资产负债比率 asset-to-debt ratio 可能预示着潜在的财务问题。

4.The company's asset-to-debt ratio 资产负债比率 indicates its financial stability.

公司的资产负债比率 asset-to-debt ratio 表明其财务稳定性。

5.Calculating the asset-to-debt ratio 资产负债比率 can help in making investment decisions.

计算资产负债比率 asset-to-debt ratio 有助于做出投资决策。

作文

In the world of finance and investment, understanding various financial ratios is crucial for evaluating a company's performance and overall health. One such important metric is the asset-to-debt ratio, which serves as a significant indicator of a company's leverage and financial stability. The asset-to-debt ratio is defined as the total assets of a company divided by its total debt. This ratio provides insight into how much of a company's assets are financed through debt, allowing investors and stakeholders to assess the risk associated with the company's capital structure.A high asset-to-debt ratio indicates that a company has more assets relative to its debt, suggesting a lower risk of insolvency. For instance, if a company has total assets worth $1 million and total debt of $500,000, its asset-to-debt ratio would be 2:1. This means that for every dollar of debt, the company has two dollars in assets, which is generally viewed as a positive sign. Investors may perceive such companies as financially stable and less likely to default on their obligations.Conversely, a low asset-to-debt ratio could signal potential financial trouble. If the same company had total assets of $500,000 against total debt of $1 million, its asset-to-debt ratio would be 0.5:1. In this scenario, the company has less in assets than it owes in debt, which raises red flags for investors and creditors alike. A low ratio might suggest that the company is over-leveraged and could face difficulties in meeting its financial commitments, especially during economic downturns.Moreover, analyzing the asset-to-debt ratio in conjunction with other financial metrics can provide a more comprehensive view of a company's financial health. For example, examining the company's liquidity ratios, profitability ratios, and cash flow statements alongside the asset-to-debt ratio can help investors make informed decisions. It is also essential to compare the asset-to-debt ratio with industry benchmarks to understand how a company stands relative to its peers. Different industries have varying standards for acceptable levels of debt, and what may be considered risky in one sector could be standard practice in another.In conclusion, the asset-to-debt ratio is a vital tool for assessing a company's financial stability and risk profile. It not only helps investors gauge the extent of a company's leverage but also aids in making informed investment decisions. By keeping an eye on this ratio and comparing it with other financial indicators, stakeholders can better navigate the complexities of corporate finance and identify potential investment opportunities. Ultimately, a solid understanding of the asset-to-debt ratio and its implications can lead to more strategic financial planning and investment choices in an ever-evolving market environment.

在金融和投资的世界中，理解各种财务比率对于评估公司的表现和整体健康至关重要。其中一个重要指标是资产负债比率，它作为公司杠杆和财务稳定性的显著指标。资产负债比率被定义为公司的总资产除以其总债务。这个比率提供了对公司资产通过债务融资的程度的洞察，使投资者和利益相关者能够评估与公司资本结构相关的风险。高资产负债比率表明公司相对于其债务拥有更多的资产，这暗示着较低的破产风险。例如，如果一家公司总资产价值100万美元，总债务为50万美元，则其资产负债比率为2:1。这意味着每一美元的债务，公司有两美元的资产，这通常被视为积极的信号。投资者可能会将这样的公司视为财务稳定，并且不太可能违约。相反，低资产负债比率可能会发出潜在财务问题的信号。如果同一家公司总资产为50万美元，而总债务为100万美元，则其资产负债比率将为0.5:1。在这种情况下，公司所拥有的资产少于其债务，这引起了投资者和债权人的警觉。低比率可能表明公司过度负债，可能在履行财务承诺时面临困难，尤其是在经济衰退期间。此外，将资产负债比率与其他财务指标进行分析，可以更全面地了解公司的财务健康状况。例如，检查公司的流动比率、盈利能力比率和现金流量表，并与资产负债比率结合使用，可以帮助投资者做出明智的决策。同时，还必须将资产负债比率与行业基准进行比较，以了解公司在同行中的地位。不同的行业对可接受的债务水平有不同的标准，在一个行业中被认为是风险的事情，在另一个行业中可能是标准做法。总之，资产负债比率是评估公司财务稳定性和风险特征的重要工具。它不仅帮助投资者衡量公司的杠杆程度，还帮助做出明智的投资决策。通过关注这一比率并与其他财务指标进行比较，利益相关者可以更好地应对企业金融的复杂性，识别潜在的投资机会。最终，深入理解资产负债比率及其影响可以在不断变化的市场环境中推动更具战略性的财务规划和投资选择。