cash equivalent value

简明释义

资产现值

英英释义

例句

1.The company reported a total asset value of $1 million, with a significant portion in the form of cash equivalent value (现金等价物价值).

公司报告的总资产价值为100万美元，其中很大一部分以现金等价物价值（现金等价物价值）形式存在。

2.The bank allows you to withdraw funds up to the cash equivalent value (现金等价物价值) of your savings account balance.

银行允许你提取资金，直到你的储蓄账户余额的现金等价物价值（现金等价物价值）。

3.When evaluating investments, it's crucial to consider the cash equivalent value (现金等价物价值) of your liquid assets.

在评估投资时，考虑你的流动资产的现金等价物价值（现金等价物价值）是至关重要的。

4.In financial reports, companies must disclose their cash equivalent value (现金等价物价值) to provide transparency to investors.

在财务报告中，公司必须披露其现金等价物价值（现金等价物价值），以向投资者提供透明度。

5.During the audit, the accountant verified the cash equivalent value (现金等价物价值) listed on the balance sheet.

在审计过程中，会计师核实了资产负债表上列出的现金等价物价值（现金等价物价值）。

作文

In today's financial landscape, understanding the concept of cash equivalent value is crucial for both individuals and businesses. This term refers to the amount of cash that an asset can be converted into immediately. It is essential for making informed financial decisions, as it provides a clear picture of the liquidity of an asset. For instance, if a company holds stocks, the cash equivalent value would represent the amount of cash it could receive if those stocks were sold at the current market price. The significance of cash equivalent value extends beyond mere liquidity. Investors often evaluate their portfolios based on the cash equivalent value of their assets to assess risk and return. For example, during periods of economic uncertainty, having a higher proportion of assets with a strong cash equivalent value can provide a safety net. This is because liquid assets are easier to sell and can be quickly converted into cash, which is vital in times of financial distress.Moreover, the cash equivalent value plays a pivotal role in personal finance as well. Individuals need to understand how much their investments, savings, and other assets are worth in terms of cash equivalent value. This understanding aids in budgeting and planning for future expenses. For example, if someone is considering purchasing a home, they must know the cash equivalent value of their current assets to determine how much they can afford for a down payment.Furthermore, the cash equivalent value is not limited to just stocks or real estate; it also applies to other forms of assets such as bonds, mutual funds, and even collectibles. Each of these assets has a different degree of liquidity, which affects its cash equivalent value. For instance, while government bonds might have a high cash equivalent value due to their ease of sale, rare collectibles might take longer to sell and may not fetch a price close to their perceived value.In the realm of accounting, the cash equivalent value is crucial for preparing financial statements. Companies must report their assets accurately, reflecting their cash equivalent value to provide stakeholders with a true understanding of their financial health. This transparency is important for investors, creditors, and regulatory bodies, as it influences investment decisions and credit ratings.In conclusion, the concept of cash equivalent value is fundamental in various aspects of finance, from personal budgeting to corporate financial reporting. Understanding this term allows individuals and businesses to make more informed decisions regarding their assets. Whether planning for retirement, investing in stocks, or managing a company's finances, recognizing the cash equivalent value of assets can lead to better financial outcomes and greater peace of mind. Therefore, it is imperative for everyone involved in financial matters to grasp the implications of cash equivalent value and apply this knowledge to their financial strategies.

在当今的金融环境中，理解“现金等价价值”的概念对个人和企业来说至关重要。这个术语指的是资产可以立即转换为的现金金额。它对于做出明智的财务决策至关重要，因为它提供了资产流动性的清晰图像。例如，如果一家公司持有股票，那么其“现金等价价值”将代表该公司在当前市场价格下出售这些股票时能够获得的现金金额。“现金等价价值”的重要性不仅限于流动性。投资者通常根据资产的“现金等价价值”来评估他们的投资组合，以评估风险和回报。例如，在经济不确定时期，拥有较高比例的具有强大“现金等价价值”的资产可以提供安全网。这是因为流动资产更容易出售，可以迅速转换为现金，这在财务困境时期至关重要。此外，“现金等价价值”在个人理财中也发挥着关键作用。个人需要了解他们的投资、储蓄和其他资产在“现金等价价值”方面的价值。这种理解有助于预算和规划未来的开支。例如，如果某人考虑购买房屋，他们必须知道自己当前资产的“现金等价价值”以确定他们能负担多少首付款。此外，“现金等价价值”不仅限于股票或房地产；它同样适用于债券、共同基金甚至收藏品等其他形式的资产。这些资产的流动性程度不同，影响其“现金等价价值”。例如，政府债券可能由于易于出售而具有较高的“现金等价价值”，而稀有收藏品可能需要更长时间才能出售，并且可能无法以接近其感知价值的价格出售。在会计领域，“现金等价价值”对于准备财务报表至关重要。公司必须准确报告其资产，反映其“现金等价价值”，以向利益相关者提供对其财务健康状况的真实理解。这种透明度对投资者、债权人和监管机构很重要，因为它影响投资决策和信用评级。总之，“现金等价价值”的概念在个人预算、企业财务报告等各个方面都非常基础。理解这个术语使个人和企业能够对其资产做出更明智的决策。无论是为退休做计划、投资股票还是管理公司的财务，认识到资产的“现金等价价值”都可以带来更好的财务结果和更大的安心。因此，参与财务事务的每个人都必须掌握“现金等价价值”的含义，并将这一知识应用于他们的财务策略。