assets-income ratio

简明释义

资产收益比率

英英释义

例句

1.Investors often look at the assets-income ratio 资产收入比 to assess a company's financial health.

投资者通常会查看资产收入比 assets-income ratio 来评估公司的财务健康状况。

2.A high assets-income ratio 资产收入比 indicates that the company is generating significant income from its assets.

高资产收入比 assets-income ratio 表明公司从其资产中产生了可观的收入。

3.The bank requires a minimum assets-income ratio 资产收入比 of 1.5 for loan approval.

银行要求贷款批准的最低资产收入比 assets-income ratio 为1.5。

4.Financial analysts use the assets-income ratio 资产收入比 as a key metric in their evaluations.

金融分析师将资产收入比 assets-income ratio 作为评估中的一个关键指标。

5.To improve their assets-income ratio 资产收入比, the firm decided to sell off underperforming assets.

为了改善他们的资产收入比 assets-income ratio，该公司决定出售表现不佳的资产。

作文

In the world of finance and investment, understanding various ratios is crucial for evaluating the health and performance of an individual or a business. One such important metric is the assets-income ratio, which serves as a key indicator of financial stability. The assets-income ratio (资产收入比) measures the relationship between a person's or a company's total assets and their income. Essentially, it provides insights into how effectively assets are being utilized to generate income. A higher ratio indicates that a larger proportion of assets is being converted into income, which is generally seen as a positive sign of financial health.To grasp the significance of the assets-income ratio, it is essential to understand what constitutes assets and income. Assets refer to any resource owned by an individual or organization that has economic value. This can include cash, real estate, investments, and equipment. On the other hand, income is the money earned from various sources, such as salaries, dividends, rents, or profits from business activities.Calculating the assets-income ratio is relatively straightforward. The formula involves dividing the total assets by the total income. For example, if an individual has total assets worth $500,000 and earns an annual income of $100,000, their assets-income ratio would be 5. This means that for every dollar earned, there are five dollars in assets.A assets-income ratio of 5 might suggest that the individual is in a strong financial position, as they have substantial assets relative to their income. However, it is important to note that this ratio should not be viewed in isolation. Different industries and sectors may have varying benchmarks for what constitutes a healthy assets-income ratio. For instance, a startup company might have a lower ratio during its initial growth phase, while established companies often aim for a higher ratio.Investors and financial analysts often use the assets-income ratio to assess risk. A low ratio may indicate that an entity is not generating enough income from its assets, which could raise concerns about liquidity and operational efficiency. Conversely, a very high ratio might suggest that the entity is not investing enough in growth opportunities, potentially leading to stagnation.Moreover, the assets-income ratio can also reflect an individual's or company's investment strategies. For example, individuals who prioritize saving and accumulating wealth may have a higher ratio, as they focus on building their asset base. In contrast, those who actively reinvest their earnings into new ventures might exhibit a lower ratio, reflecting their commitment to growth rather than asset accumulation.In conclusion, the assets-income ratio (资产收入比) is a vital financial metric that provides insights into the effectiveness of asset utilization in generating income. While it is an important tool for assessing financial health, it should be analyzed alongside other financial ratios and metrics to gain a comprehensive understanding of an entity's performance. Understanding the assets-income ratio allows individuals and businesses to make informed decisions regarding investments, savings, and overall financial strategy, ultimately contributing to long-term financial success.

在金融和投资领域，理解各种比率对于评估个人或企业的健康状况和表现至关重要。其中一个重要的指标是资产收入比，它作为财务稳定性的关键指标。资产收入比（资产收入比）衡量个人或公司总资产与其收入之间的关系。基本上，它提供了资产如何有效转化为收入的洞察。较高的比率表明，较大比例的资产正在被转化为收入，这通常被视为财务健康的积极迹象。要理解资产收入比的重要性，首先必须了解什么构成资产和收入。资产是指个人或组织拥有的任何具有经济价值的资源。这可以包括现金、房地产、投资和设备。另一方面，收入是从各种来源赚取的金钱，例如薪水、股息、租金或商业活动的利润。计算资产收入比相对简单。公式是将总资产除以总收入。例如，如果一个人拥有价值50万美元的总资产，并且年收入为10万美元，他们的资产收入比将为5。这意味着每赚取一美元，就有五美元的资产。资产收入比为5可能表明这个人处于良好的财务状况，因为他们的资产相对于收入来说是相当可观的。然而，需要注意的是，这个比率不应孤立地看待。不同的行业和部门可能对什么构成健康的资产收入比有不同的基准。例如，一家初创公司在初始增长阶段可能会有较低的比率，而成熟公司通常会追求较高的比率。投资者和金融分析师通常使用资产收入比来评估风险。较低的比率可能表明实体未能从其资产中产生足够的收入，这可能引发关于流动性和运营效率的担忧。相反，过高的比率可能表明实体未能充分投资于增长机会，可能导致停滞。此外，资产收入比也可以反映个人或公司的投资策略。例如，优先考虑储蓄和积累财富的个人可能会有更高的比率，因为他们专注于建立资产基础。相比之下，那些积极将收入再投资于新业务的人可能会表现出较低的比率，反映他们对增长的承诺，而不是资产的积累。总之，资产收入比（资产收入比）是一个重要的财务指标，提供了关于资产在产生收入方面有效性的洞察。虽然它是评估财务健康的重要工具，但应与其他财务比率和指标一起分析，以全面了解实体的表现。理解资产收入比使个人和企业能够就投资、储蓄和整体财务战略做出明智的决定，最终有助于实现长期的财务成功。