marshalling of assets principle

简明释义

资产清偿排列原则

英英释义

例句

1.Legal experts often refer to the marshalling of assets principle when discussing equitable distribution among multiple claimants.

法律专家在讨论多个索赔人之间的公平分配时，常常提到资产调度原则。

2.The marshalling of assets principle helps to prioritize claims against a debtor's estate.

在债务人的遗产中，资产调度原则有助于优先处理对债权人的索赔。

3.During the liquidation process, the marshalling of assets principle dictates how remaining assets should be allocated.

在清算过程中，资产调度原则决定了剩余资产的分配方式。

4.In bankruptcy proceedings, the court applies the marshalling of assets principle to ensure that creditors are paid in a fair order.

在破产程序中，法院应用资产调度原则以确保债权人按公正的顺序获得偿付。

5.The trustee used the marshalling of assets principle to maximize the return for creditors.

受托人利用资产调度原则来最大化债权人的回报。

作文

The concept of the marshalling of assets principle plays a crucial role in the realm of finance and law, particularly during bankruptcy proceedings. This principle serves as a guideline for the orderly distribution of assets among creditors, ensuring that all parties involved are treated fairly and equitably. Understanding this principle is essential for anyone engaged in financial management, legal practice, or even personal financial planning.At its core, the marshalling of assets principle dictates that when a debtor has multiple assets or sources of income, creditors should first exhaust the assets that are specifically pledged to them before they can claim against other assets. This means that if a debtor owns several properties, for example, and one property is secured against a loan, the lender must first seek repayment from that specific property. Only after that property has been liquidated or exhausted can the creditor pursue other assets owned by the debtor.This principle not only protects the rights of creditors but also safeguards the interests of the debtor. By ensuring that certain assets are designated for specific debts, the marshalling of assets principle helps prevent a situation where a debtor is left with nothing after creditors have reclaimed their dues. It creates a structured approach to asset liquidation, which is particularly important in complex financial situations where multiple creditors may be vying for the same pool of assets.In practical terms, the application of the marshalling of assets principle can be seen in various scenarios. For instance, in a corporate bankruptcy case, the court will look at the hierarchy of claims against the company’s assets. Secured creditors, who have collateral backing their loans, will be prioritized over unsecured creditors. This hierarchy is crucial in determining how much each creditor will ultimately recover from the liquidation of the debtor's assets.Moreover, the marshalling of assets principle can also extend to personal finance. Individuals facing financial difficulties may find themselves in a position where they have to manage debts across different types of loans, such as mortgages, credit cards, and personal loans. By understanding the order in which these debts should be addressed—prioritizing secured debts over unsecured ones—they can create a more effective strategy for debt repayment.Another important aspect of the marshalling of assets principle is its implications for asset protection. Debtors can strategically arrange their assets to protect certain properties from being claimed by creditors. For example, some individuals may choose to place their primary residence in a trust, thereby making it more difficult for creditors to access that asset in the event of bankruptcy. This strategic planning is often guided by the principles of marshalling and prioritization of assets.In conclusion, the marshalling of assets principle is a fundamental concept that underpins the fair treatment of creditors and debtors alike. By establishing a clear framework for the distribution of assets, this principle facilitates an orderly process that benefits all parties involved. Whether in corporate finance or personal debt management, understanding and applying the marshalling of assets principle can lead to better outcomes and a more equitable resolution of financial obligations. As such, it is a vital concept for anyone looking to navigate the complexities of financial obligations and asset management effectively.

“资产整合原则”这一概念在金融和法律领域中扮演着至关重要的角色，特别是在破产程序中。该原则作为债务人和债权人之间资产有序分配的指导方针，确保所有相关方都能得到公平和公正的对待。理解这一原则对于任何参与财务管理、法律实践甚至个人财务规划的人来说都是至关重要的。“资产整合原则”的核心在于，当债务人拥有多个资产或收入来源时，债权人应首先耗尽专门抵押给他们的资产，然后才能对其他资产提出索赔。这意味着，如果债务人拥有几处房产，并且其中一处房产是抵押贷款的担保，贷方必须首先从该特定房产中寻求偿还。只有在该房产被清算或耗尽后，债权人才能追索债务人拥有的其他资产。这一原则不仅保护了债权人的权益，同时也维护了债务人的利益。通过确保某些资产被指定用于特定债务，“资产整合原则”有助于防止债务人在债权人追回欠款后一无所有的情况。它为资产清算提供了一种结构化的方法，这在多方债权人可能争夺同一资产池的复杂财务情况下尤为重要。在实际操作中，“资产整合原则”的应用可以在各种场景中看到。例如，在公司破产案件中，法院将审查针对公司资产的索赔等级。拥有抵押品支持的担保债权人将优先于无担保债权人。这种等级制度对于确定每位债权人最终能从债务人的资产清算中收回多少款项至关重要。此外，“资产整合原则”还可以扩展到个人财务。面临财务困难的个人可能发现自己需要管理不同类型贷款的债务，例如抵押贷款、信用卡和个人贷款。通过了解这些债务的处理顺序——优先处理有担保债务而非无担保债务，他们可以制定出更有效的债务偿还策略。“资产整合原则”的另一个重要方面是其对资产保护的影响。债务人可以战略性地安排其资产，以保护某些财产不被债权人索取。例如，一些个人可能选择将其主要住所放入信托中，从而使债权人在破产时更难以接触到该资产。这种战略性规划通常受到资产整合和优先级原则的指导。总之，“资产整合原则”是一个基本概念，支撑着债权人和债务人之间的公平对待。通过建立明确的资产分配框架，该原则促进了有序的程序，有利于所有相关方。在企业金融或个人债务管理中，理解和应用“资产整合原则”可以带来更好的结果，实现财务义务的更公平解决。因此，对于任何希望有效驾驭财务义务和资产管理复杂性的个人而言，这是一个至关重要的概念。