asset deficiency

简明释义

资产亏绌

英英释义

例句

1.The company's financial report revealed an alarming level of asset deficiency 资产不足, which raised concerns among investors.

公司的财务报告揭示了令人担忧的 资产不足 asset deficiency 水平，这引起了投资者的担忧。

2.The startup faced an asset deficiency 资产不足 that hindered its ability to scale operations effectively.

这家初创公司面临 资产不足 asset deficiency，这妨碍了其有效扩展业务的能力。

3.To address the asset deficiency 资产不足, the management decided to liquidate some non-core assets.

为了应对 资产不足 asset deficiency，管理层决定清算一些非核心资产。

4.The audit highlighted significant asset deficiency 资产不足 that needed immediate attention.

审计强调了需要立即关注的重大 资产不足 asset deficiency。

5.Investors are wary of companies with high levels of asset deficiency 资产不足 as it indicates potential financial instability.

投资者对高水平 资产不足 asset deficiency 的公司持谨慎态度，因为这表明潜在的财务不稳定性。

作文

In today's complex financial landscape, the term asset deficiency refers to a situation where an individual's or organization’s liabilities exceed their assets. This imbalance can lead to significant financial distress and may hinder the ability to meet obligations. Understanding asset deficiency is crucial for both personal finance management and corporate financial health. To illustrate, consider a small business that has taken out loans to expand its operations. If the business's total liabilities, which include loans and unpaid bills, amount to $500,000, but its total assets—such as cash, inventory, and property—only total $300,000, the business faces an asset deficiency. This means it is unable to cover its debts with its current resources. An asset deficiency can arise from various factors, including poor financial planning, unexpected expenses, or economic downturns. For individuals, this might mean accumulating credit card debt that surpasses savings and investment accounts. For businesses, it could result from overestimating revenue projections or underestimating costs associated with operations. The implications of asset deficiency are dire. For individuals, it can lead to bankruptcy, foreclosure, or a damaged credit score, making it difficult to secure loans in the future. For businesses, it can result in insolvency, layoffs, and ultimately, closure if not addressed promptly. Therefore, recognizing the signs of asset deficiency early on is vital. Preventing asset deficiency requires proactive financial management strategies. Individuals should regularly review their budgets, track expenses, and ensure they have a safety net in the form of savings. Businesses, on the other hand, should conduct thorough market analysis, maintain accurate financial records, and plan for unforeseen circumstances. Moreover, addressing an existing asset deficiency involves taking immediate action. This could mean restructuring debt, selling off non-essential assets, or seeking additional funding sources. For individuals, it may involve consulting with a financial advisor or credit counselor to create a manageable repayment plan. In conclusion, understanding asset deficiency is essential for maintaining financial stability. Whether for individuals or organizations, recognizing the signs, implementing preventive measures, and addressing deficiencies promptly can mitigate the risks associated with this financial condition. By fostering a culture of financial awareness and responsibility, we can work towards ensuring that our assets always outweigh our liabilities, paving the way for a more secure financial future.

在当今复杂的金融环境中，术语资产不足指的是个人或组织的负债超过其资产的情况。这种不平衡可能导致重大的财务困境，并可能妨碍履行义务的能力。理解资产不足对个人财务管理和企业财务健康至关重要。举个例子，考虑一家小企业为了扩大运营而贷款。如果该企业的总负债，包括贷款和未支付的账单，金额为500,000美元，但其总资产——如现金、库存和物业——仅总计300,000美元，那么该企业就面临资产不足。这意味着它无法用当前资源偿还债务。资产不足可能由于多种因素引起，包括糟糕的财务规划、意外支出或经济衰退。对于个人而言，这可能意味着信用卡债务累积超过储蓄和投资账户。对于企业而言，这可能是因为高估了收入预期或低估了与运营相关的成本。资产不足的影响是严重的。对于个人而言，这可能导致破产、止赎或信用评分受损，未来很难获得贷款。对于企业而言，如果不及时解决，可能会导致资不抵债、裁员，最终关闭。因此，尽早识别资产不足的迹象至关重要。预防资产不足需要主动的财务管理策略。个人应定期审查预算、跟踪支出，并确保拥有储蓄作为安全网。另一方面，企业应进行全面的市场分析，保持准确的财务记录，并为不可预见的情况做好计划。此外，解决现有的资产不足涉及采取紧急行动。这可能意味着重组债务、出售非必要资产或寻求额外的资金来源。对于个人来说，这可能涉及咨询财务顾问或信用顾问，以制定可管理的还款计划。总之，理解资产不足对维持财务稳定至关重要。无论是个人还是组织，识别迹象、实施预防措施并及时解决不足，可以减轻与这种财务状况相关的风险。通过培养财务意识和责任感的文化，我们可以努力确保我们的资产始终超过我们的负债，为更安全的财务未来铺平道路。