asset coverage

简明释义

资产复盖率

英英释义

例句

1.A high asset coverage 资产覆盖率 indicates a strong financial position.

高资产覆盖率 asset coverage表明财务状况良好。

2.To evaluate the asset coverage 资产覆盖率, we analyzed their balance sheet.

为了评估资产覆盖率 asset coverage，我们分析了他们的资产负债表。

3.The bank requires a minimum asset coverage 资产覆盖率 of 150% for loan approvals.

银行要求贷款批准的最低资产覆盖率 asset coverage为150%。

4.Investors often look at asset coverage 资产覆盖率 when assessing the risk of a company.

投资者在评估公司的风险时，通常会关注资产覆盖率 asset coverage。

5.The company's asset coverage 资产覆盖率 improved after selling off non-core assets.

公司在出售非核心资产后，资产覆盖率 asset coverage有所改善。

作文

In the world of finance and investment, the term asset coverage refers to the extent to which a company's assets can cover its liabilities. This concept is crucial for investors and creditors alike, as it provides insight into a company’s financial stability and risk profile. Understanding asset coverage is essential for making informed decisions when considering investments or extending credit to a business.To illustrate the importance of asset coverage, let us consider a hypothetical company, ABC Corp. Suppose ABC Corp has total assets valued at $1 million and total liabilities amounting to $600,000. In this case, the asset coverage ratio would be calculated by dividing the total assets by total liabilities, resulting in an asset coverage ratio of 1.67. This means that for every dollar of liability, ABC Corp has $1.67 in assets. Such a ratio indicates a strong financial position, as the company has sufficient assets to cover its debts.On the other hand, if we take another company, XYZ Inc., which has total assets of $500,000 and total liabilities of $600,000, the asset coverage ratio would be 0.83. This suggests that XYZ Inc. does not have enough assets to cover its liabilities, posing a higher risk for investors and creditors. A low asset coverage ratio could lead to increased scrutiny from lenders, as it raises concerns about the company's ability to repay its debts.Investors often look at asset coverage as part of their overall analysis of a company's financial health. A strong asset coverage ratio is typically associated with lower risk, making it more attractive to potential investors. Conversely, companies with weak asset coverage may face difficulties in securing loans or attracting investors, as they are perceived as higher-risk entities.Moreover, the significance of asset coverage extends beyond just individual companies; it is also vital for assessing entire industries or sectors. For instance, during economic downturns, industries with generally high asset coverage ratios may weather financial storms better than those with lower ratios. This resilience can influence investment strategies, as investors may prefer to allocate funds to companies within sectors that exhibit strong asset coverage.In conclusion, asset coverage plays a critical role in evaluating a company's financial health and stability. It serves as a key indicator for investors and creditors, helping them assess the risks associated with investing in or lending to a company. By understanding and analyzing asset coverage, stakeholders can make more informed decisions that align with their financial goals. Therefore, both current and prospective investors should pay close attention to this metric as part of their broader financial analysis and investment strategy.

在金融和投资的世界中，术语资产覆盖率指的是公司资产能够覆盖其负债的程度。这个概念对于投资者和债权人来说至关重要，因为它提供了公司财务稳定性和风险状况的洞察。理解资产覆盖率对于在考虑投资或向企业提供信贷时做出明智的决策是必不可少的。为了说明资产覆盖率的重要性，让我们考虑一个假设的公司ABC公司。假设ABC公司的总资产价值为100万美元，总负债为60万美元。在这种情况下，资产覆盖率比率将通过将总资产除以总负债来计算，结果为1.67。这意味着每一美元的负债，ABC公司有1.67美元的资产。这样的比率表明公司财务状况良好，因为公司有足够的资产来覆盖其债务。另一方面，如果我们考虑另一家公司XYZ公司，其总资产为50万美元，总负债为60万美元，那么资产覆盖率比率将为0.83。这表明XYZ公司没有足够的资产来覆盖其负债，给投资者和债权人带来了更高的风险。低的资产覆盖率比率可能会导致贷方的更多审查，因为这引发了对公司偿还债务能力的担忧。投资者通常将资产覆盖率视为公司财务健康分析的一部分。强大的资产覆盖率比率通常与较低的风险相关，使其对潜在投资者更具吸引力。相反，资产覆盖率较弱的公司可能在获得贷款或吸引投资者方面面临困难，因为它们被视为高风险实体。此外，资产覆盖率的重要性不仅限于单个公司；它对于评估整个行业或部门也至关重要。例如，在经济衰退期间，通常具有较高资产覆盖率的行业可能比那些低比例的行业更能抵御金融风暴。这种韧性可以影响投资策略，因为投资者可能更愿意将资金分配给表现出强大资产覆盖率的行业中的公司。总之，资产覆盖率在评估公司财务健康和稳定性方面发挥着关键作用。它作为投资者和债权人的关键指标，帮助他们评估与投资或借款给公司相关的风险。通过理解和分析资产覆盖率，利益相关者可以做出更符合其财务目标的明智决策。因此，当前和潜在的投资者在进行更广泛的财务分析和投资策略时，应密切关注这一指标。