assets cover

简明释义

资产抵偿

英英释义

例句

1.The auditor confirmed that the company’s assets cover 资产覆盖 its long-term debts adequately.

审计师确认该公司的资产覆盖 资产覆盖其长期债务是足够的。

2.In a bankruptcy situation, the court assesses whether assets cover 资产覆盖 the debts owed to creditors.

在破产情况下，法院评估资产覆盖 资产覆盖对债权人的债务。

3.A healthy ratio of assets cover 资产覆盖 liabilities is crucial for attracting new investors.

健康的资产覆盖 资产覆盖负债比率对于吸引新投资者至关重要。

4.The company's financial report showed that its assets cover 资产覆盖 the liabilities, indicating a strong financial position.

公司的财务报告显示，其资产覆盖 资产覆盖负债，表明财务状况良好。

5.Investors often look for firms where assets cover 资产覆盖 current obligations to minimize risk.

投资者通常寻找那些资产覆盖 资产覆盖当前义务的公司，以降低风险。

作文

In the world of finance and investment, understanding the concept of assets cover is crucial for both individual investors and corporations. The term assets cover refers to the ratio of a company’s total assets to its liabilities, which indicates how well the assets can cover the debts. This metric is essential for assessing the financial health of an organization. Investors often look at this ratio to determine whether a company is in a position to meet its financial obligations without risking insolvency.For instance, if a company has $1 million in assets and $500,000 in liabilities, its assets cover ratio would be 2:1. This means that for every dollar the company owes, it has two dollars in assets to cover that debt. A higher ratio is generally seen as favorable, as it suggests that the company is less likely to face financial difficulties. Conversely, a low assets cover ratio may raise red flags for potential investors, indicating that the company might struggle to pay off its debts in times of financial strain.Moreover, the assets cover ratio can vary significantly across different industries. For example, capital-intensive industries like manufacturing may have lower ratios compared to service-based industries, where assets are less tied up in physical goods. Therefore, when evaluating a company's assets cover ratio, it's important to consider the industry context and compare it with peers to get a clearer picture of its financial standing.Another important aspect of assets cover is its impact on credit ratings. Credit agencies assess a company’s ability to repay its debts by looking at various financial metrics, including the assets cover ratio. A strong ratio can lead to better credit ratings, which in turn can lower borrowing costs and increase access to capital. Companies with poor assets cover ratios may find it challenging to secure loans or may face higher interest rates, ultimately affecting their growth and operational capabilities.Furthermore, understanding assets cover is not only relevant for businesses but also for individuals. When individuals apply for loans, lenders often evaluate their personal assets against their liabilities. This assessment helps lenders determine whether a borrower can manage their debt responsibly. Thus, a solid understanding of how assets cover works can empower individuals to make informed financial decisions and improve their chances of obtaining credit.In conclusion, the concept of assets cover plays a pivotal role in the financial analysis of both companies and individuals. By evaluating the relationship between assets and liabilities, stakeholders can gain valuable insights into financial stability and risk management. Whether you are an investor, a business owner, or an individual seeking credit, grasping the significance of assets cover can enhance your financial literacy and decision-making skills. As the financial landscape continues to evolve, keeping a close eye on this ratio will remain vital for ensuring long-term financial success and sustainability.

在金融和投资的世界中，理解“资产覆盖”这一概念对个人投资者和企业至关重要。“资产覆盖”一词指的是公司总资产与其负债的比率，表明资产能否很好地覆盖债务。这个指标对于评估一个组织的财务健康状况是必不可少的。投资者通常会关注这一比率，以判断公司是否能够在不面临破产风险的情况下履行其财务义务。例如，如果一家公司拥有100万美元的资产和50万美元的负债，则其“资产覆盖”比率为2:1。这意味着每欠一美元，公司就有两美元的资产来覆盖这笔债务。较高的比率通常被视为有利，因为这表明公司在财务困难时期不太可能面临问题。相反，低的“资产覆盖”比率可能会引起潜在投资者的警惕，表明公司在财务压力下可能难以偿还债务。此外，“资产覆盖”比率在不同的行业之间可能会有显著差异。例如，资本密集型行业（如制造业）的比率可能低于服务型行业，因为资产不那么依赖于实物商品。因此，在评估公司的“资产覆盖”比率时，考虑行业背景并与同行进行比较是非常重要的，以更清晰地了解其财务状况。“资产覆盖”的另一个重要方面是其对信用评级的影响。信用机构通过查看各种财务指标（包括“资产覆盖”比率）来评估公司偿还债务的能力。强劲的比率可以导致更好的信用评级，从而降低借款成本并增加资本获取的机会。拥有较差“资产覆盖”比率的公司可能会发现很难获得贷款，或者可能面临更高的利率，这最终会影响其增长和运营能力。此外，理解“资产覆盖”不仅与企业相关，也与个人息息相关。当个人申请贷款时，贷方通常会评估其个人资产与负债的关系。这种评估帮助贷方判断借款人是否能够负责任地管理债务。因此，充分理解“资产覆盖”的运作方式可以使个人做出明智的财务决策，提高获得信用的机会。总之，“资产覆盖”的概念在公司和个人的财务分析中发挥着关键作用。通过评估资产与负债之间的关系，利益相关者可以获得有关财务稳定性和风险管理的宝贵见解。无论你是投资者、企业主还是寻求信用的个人，掌握“资产覆盖”的重要性都可以提高你的财务素养和决策能力。随着金融环境的不断发展，密切关注这一比率将继续对确保长期财务成功和可持续性至关重要。