carrying charge

简明释义

资产持有费用

英英释义

例句

1.When you finance a purchase, be aware of the carrying charge that may apply.

当你融资购买时，要注意可能适用的携带费。

2.The carrying charge on my credit card balance increased this month.

我信用卡余额上的携带费这个月增加了。

3.The store charges a carrying charge for items not picked up within 30 days.

商店对在30天内未取走的物品收取携带费。

4.Investors should consider the carrying charge when holding commodities.

投资者在持有商品时应考虑携带费。

5.The carrying charge for storing goods in the warehouse can add up quickly.

在仓库存储商品的携带费可能会迅速增加。

作文

In the world of finance and business, understanding various terms is crucial for making informed decisions. One such term that often comes up in discussions about investments and loans is carrying charge. A carrying charge refers to the cost associated with holding an asset or a liability over a period of time. This can include interest expenses, storage fees, insurance, and other related costs. For example, when a company purchases inventory, it incurs a carrying charge in the form of storage costs and potential depreciation of the goods. Similarly, if an individual takes out a loan, the carrying charge would be the interest paid on that loan until it is fully repaid.Understanding carrying charge is particularly important for investors. When evaluating the potential return on an investment, one must consider not only the expected gains but also the carrying charge associated with maintaining that investment. For instance, real estate investors need to account for property taxes, maintenance costs, and mortgage interest as part of their carrying charge. Failing to do so could lead to an inflated perception of profitability, resulting in poor investment decisions.Moreover, the concept of carrying charge extends beyond physical assets. In financial markets, traders often deal with futures contracts, which also involve carrying charges. These charges are calculated based on the cost of holding the underlying asset until the contract's expiration date. For example, if a trader holds a commodity futures contract, they must consider the carrying charge related to the costs of storing the commodity, as well as any financing costs incurred while holding the position.It is essential for businesses to manage their carrying charges effectively to maintain profitability. Excessive carrying charges can erode margins and impact cash flow. Therefore, companies often seek ways to minimize these costs, such as optimizing inventory levels or negotiating better financing terms. By keeping carrying charges in check, businesses can improve their overall financial health and enhance their competitive position in the market.In conclusion, the term carrying charge encompasses various costs associated with holding assets or liabilities. Whether in personal finance, corporate finance, or trading, understanding and managing carrying charges is vital for making sound financial decisions. Investors and businesses alike must take these charges into account to ensure they are accurately assessing the true value of their investments and operations. As the financial landscape continues to evolve, the importance of recognizing and managing carrying charges will only grow, making it a key concept for anyone involved in finance or investment.

在金融和商业的世界中，理解各种术语对于做出明智的决策至关重要。一个经常出现在投资和贷款讨论中的术语是持有费用。持有费用是指在一段时间内持有资产或负债所产生的成本。这可以包括利息支出、存储费用、保险和其他相关成本。例如，当一家公司购买库存时，它会产生以存储成本和商品潜在折旧形式的持有费用。同样，如果个人贷款，那么持有费用将是该贷款在完全偿还之前支付的利息。理解持有费用对于投资者尤其重要。在评估投资的潜在回报时，必须考虑到不仅是预期收益，还有与维持该投资相关的持有费用。例如，房地产投资者需要考虑房地产税、维护成本和抵押贷款利息作为其持有费用的一部分。如果不这样做，可能会导致对盈利能力的夸大认知，从而导致不良的投资决策。此外，持有费用的概念超出了实物资产。在金融市场上，交易者通常处理期货合约，这也涉及到持有费用。这些费用是根据在合约到期日之前持有基础资产的成本进行计算的。例如，如果交易者持有商品期货合约，他们必须考虑与存储商品相关的持有费用，以及在持有头寸期间产生的任何融资成本。企业有效管理其持有费用对于保持盈利能力至关重要。过高的持有费用可能会侵蚀利润率并影响现金流。因此，公司通常寻求减少这些成本的方法，例如优化库存水平或谈判更好的融资条件。通过控制持有费用，企业可以改善整体财务状况并增强其在市场中的竞争地位。总之，术语持有费用涵盖了与持有资产或负债相关的各种成本。无论是在个人财务、公司财务还是交易中，理解和管理持有费用对于做出合理的财务决策至关重要。投资者和企业都必须考虑这些费用，以确保他们准确评估其投资和运营的真实价值。随着金融环境的不断演变，认识和管理持有费用的重要性只会增加，使其成为任何参与金融或投资的人的关键概念。