gearing rate

简明释义

资本与负债的比率

英英释义

例句

1.The gearing rate of the startup was significantly lower than that of established firms.

该初创公司的杠杆比率明显低于成熟企业。

2.The company's gearing rate indicates its level of debt compared to equity.

公司的杠杆比率表明其债务与股本的水平。

3.A gearing rate above 50% might be considered risky in this industry.

在这个行业，超过50%的杠杆比率可能被视为风险较高。

4.A high gearing rate can increase the risk for investors.

高杠杆比率可能会增加投资者的风险。

5.Investors often look at the gearing rate to assess financial stability.

投资者通常查看杠杆比率以评估财务稳定性。

作文

The concept of gearing rate refers to the ratio of a company's debt to its equity. This financial metric is crucial for understanding how leveraged a company is, which can significantly influence its risk profile and overall financial health. In simple terms, a high gearing rate indicates that a company relies more on borrowed funds to finance its operations, while a low gearing rate suggests a more conservative approach with less dependence on debt.For example, consider two companies in the same industry. Company A has a gearing rate of 70%, meaning that 70% of its capital comes from debt. Conversely, Company B has a gearing rate of 30%. At first glance, one might think that Company A is taking on more risk because it has a higher level of debt. However, this isn't always the case. A higher gearing rate can be beneficial if the company generates sufficient returns on its investments. If Company A can earn a return greater than the interest it pays on its debt, it can enhance its profitability and provide higher returns to its shareholders.On the other hand, a high gearing rate also comes with increased risk. If market conditions change or if the company faces operational challenges, the burden of debt can become overwhelming. High levels of debt mean that the company must consistently generate cash flow to meet its interest payments, which can be particularly challenging during economic downturns. Therefore, investors and analysts closely monitor the gearing rate when evaluating a company's financial stability.In contrast, a lower gearing rate typically indicates that a company is more financially stable and less vulnerable to economic fluctuations. Such companies may have more flexibility to invest in new projects or weather financial storms without the immediate pressure of debt repayments. However, it's essential to note that a very low gearing rate could also indicate that a company is not taking full advantage of leverage to fuel growth. Companies need to find a balance between equity and debt that supports their growth ambitions while managing risk effectively.In conclusion, understanding the gearing rate is vital for investors, financial analysts, and business leaders alike. It provides insights into a company's capital structure and its approach to financing. While a high gearing rate can signal potential for higher returns, it also brings with it increased risk. Conversely, a low gearing rate may suggest stability but could limit growth opportunities. Ultimately, the key lies in finding the right balance that aligns with the company's strategic goals and market conditions, ensuring sustainable growth and minimizing financial risks.

“gearing rate”的概念是指公司债务与股本的比率。这个财务指标对于理解公司的杠杆程度至关重要，这将显著影响其风险特征和整体财务健康状况。简单来说，高的gearing rate表示公司在经营中更依赖借款资金，而低的gearing rate则表明公司采取了更为保守的策略，较少依赖债务。例如，考虑两个处于同一行业的公司。公司A的gearing rate为70%，这意味着其资本的70%来自债务。相反，公司B的gearing rate为30%。乍一看，人们可能会认为公司A承担了更高的风险，因为它的债务水平较高。然而，这并不总是如此。如果公司A能够获得高于其债务利息的投资回报，那么高的gearing rate可能是有利的。公司A可以提高其盈利能力，并为股东提供更高的回报。另一方面，高的gearing rate也伴随着增加的风险。如果市场条件发生变化，或者公司面临运营挑战，债务负担可能会变得压倒性。高水平的债务意味着公司必须持续产生现金流以满足其利息支付，这在经济低迷时期尤其具有挑战性。因此，投资者和分析师在评估公司的财务稳定性时，会密切关注gearing rate。相比之下，较低的gearing rate通常表明公司财务更加稳健，不易受到经济波动的影响。这类公司可能在投资新项目或在没有立即偿还债务压力的情况下度过财务风暴时更具灵活性。然而，值得注意的是，过低的gearing rate也可能表明公司没有充分利用杠杆来推动增长。公司需要找到股本与债务之间的平衡，以支持其增长目标，同时有效管理风险。总之，理解gearing rate对投资者、财务分析师和企业领导者来说都是至关重要的。它提供了关于公司资本结构及其融资方式的见解。虽然高的gearing rate可能暗示着更高的回报潜力，但同时也带来了更高的风险。相反，低的gearing rate可能表明稳定性，但可能限制增长机会。最终，关键在于找到与公司战略目标和市场条件相一致的适当平衡，以确保可持续增长并最大限度地降低财务风险。