capital recovery-plus-interest

简明释义

资本回收加利息

英英释义

例句

1.For long-term projects, companies need to ensure that capital recovery-plus-interest 资本回收加利息 is factored into their forecasts.

对于长期项目，公司需要确保将资本回收加利息纳入其预测中。

2.Investors often look for projects that offer a solid capital recovery-plus-interest 资本回收加利息 return over time.

投资者通常寻找能够提供稳定的资本回收加利息回报的项目。

3.The financial analyst presented a report detailing the capital recovery-plus-interest 资本回收加利息 for each investment option.

金融分析师提交了一份报告，详细说明了每个投资选项的资本回收加利息。

4.The company calculated its pricing strategy based on the expected capital recovery-plus-interest 资本回收加利息 to ensure profitability.

公司根据预期的资本回收加利息来计算其定价策略，以确保盈利。

5.In real estate, understanding capital recovery-plus-interest 资本回收加利息 is crucial for assessing the viability of an investment.

在房地产中，理解资本回收加利息对于评估投资的可行性至关重要。

作文

In the world of finance and investment, understanding various concepts is crucial for making informed decisions. One such concept is capital recovery-plus-interest, which refers to the process of recovering the initial investment along with the interest earned over time. This concept is particularly relevant in the context of loans, investments, and capital expenditures. When individuals or businesses invest money, they typically expect a return on that investment, which includes not only the principal amount but also any interest accrued. The idea behind capital recovery-plus-interest is to ensure that the investor is compensated fairly for the time value of their money.To illustrate this concept, consider a simple example. Imagine a business owner who invests $10,000 in a new piece of equipment. If the equipment has an expected lifespan of five years and generates additional revenue of $3,000 per year, the total revenue generated over five years would be $15,000. However, to truly understand the profitability of this investment, the business owner must also consider the cost of capital, which is the rate of return they could have earned if they had invested that money elsewhere. Let’s say the cost of capital is 5%. Over five years, the interest on the initial investment would amount to approximately $2,500. Therefore, the total amount the business owner needs to recover is $10,000 (the initial investment) plus $2,500 (the interest), resulting in a total of $12,500.This means that, in order to achieve a positive return on investment, the business must generate at least $12,500 in revenue from the equipment over its lifespan. If the revenue generated falls short of this amount, the investment would not be considered successful. The concept of capital recovery-plus-interest helps investors assess whether their investments are worthwhile by providing a clear benchmark for profitability.Moreover, understanding capital recovery-plus-interest is essential for making strategic financial decisions. For instance, when evaluating multiple investment opportunities, an investor can use this concept to compare the potential returns of each option. By calculating the total amount that needs to be recovered for each investment, they can determine which option offers the best potential for profit relative to the risk involved.Additionally, capital recovery-plus-interest plays a vital role in project management and budgeting. When organizations undertake large projects, they often need to secure funding and manage cash flows effectively. By applying this concept, project managers can estimate the required returns on investment and set realistic financial goals. This ensures that projects are not only completed on time but also deliver the expected financial benefits.In conclusion, mastering the concept of capital recovery-plus-interest is essential for anyone involved in finance, investment, or business management. It provides a framework for evaluating the profitability of investments and making informed financial decisions. By considering both the initial investment and the interest earned, investors can better assess their financial performance and strategically plan for future endeavors. Understanding this concept not only enhances financial literacy but also empowers individuals and businesses to achieve their financial goals more effectively.

在金融和投资的世界中，理解各种概念对于做出明智的决策至关重要。其中一个概念是资本回收加利息，指的是在一段时间内收回初始投资及其所赚取的利息的过程。这个概念在贷款、投资和资本支出方面尤为相关。当个人或企业投资资金时，他们通常期望获得投资回报，这不仅包括本金，还包括任何累计的利息。资本回收加利息的理念是确保投资者因资金的时间价值而得到公平的补偿。为了说明这一概念，考虑一个简单的例子。想象一下，一个企业主投资了10,000美元购买一台新设备。如果该设备的预期使用寿命为五年，并且每年产生3,000美元的额外收入，那么五年内产生的总收入将为15,000美元。然而，为了真正理解这项投资的盈利能力，企业主还必须考虑资本成本，即如果他们将这笔钱投资于其他地方可能获得的回报。假设资本成本为5%。在五年内，初始投资的利息大约为2,500美元。因此，企业主需要回收的总金额为10,000美元（初始投资）加2,500美元（利息），总计12,500美元。这意味着，为了实现正的投资回报，企业必须在设备的使用寿命内产生至少12,500美元的收入。如果产生的收入低于这个金额，则投资将被视为不成功。资本回收加利息的概念帮助投资者通过提供明确的盈利基准来评估他们的投资是否值得。此外，理解资本回收加利息对于制定战略财务决策至关重要。例如，在评估多种投资机会时，投资者可以利用这一概念来比较每个选项的潜在回报。通过计算每项投资需要回收的总金额，他们可以确定哪个选项相对于所涉及的风险提供最佳的利润潜力。此外，资本回收加利息在项目管理和预算中也发挥着重要作用。当组织进行大型项目时，他们通常需要有效地获得资金和管理现金流。通过应用这一概念，项目经理可以估算所需的投资回报并设定切合实际的财务目标。这确保了项目不仅按时完成，而且还能够实现预期的财务收益。总之，掌握资本回收加利息的概念对于任何参与金融、投资或企业管理的人来说都是必不可少的。它为评估投资的盈利能力和做出明智的财务决策提供了框架。通过考虑初始投资和所赚取的利息，投资者可以更好地评估其财务表现，并有针对性地规划未来的工作。理解这一概念不仅提高了金融素养，也使个人和企业能够更有效地实现其财务目标。