capitalized value

简明释义

资本还原价值

英英释义

例句

1.A higher capitalized value indicates a more valuable company in the market.

更高的资本化价值表明公司在市场上的价值更高。

2.The real estate's capitalized value was appraised based on its rental income.

该房地产的资本化价值是根据其租金收入评估的。

3.Investors often look at the capitalized value to assess the worth of an asset.

投资者通常查看资本化价值来评估资产的价值。

4.The company's capitalized value is determined by its future cash flows and discount rate.

公司的资本化价值是通过其未来现金流和折现率来确定的。

5.To calculate the capitalized value, we need to consider the expected growth rate.

要计算资本化价值，我们需要考虑预期的增长率。

作文

In the world of finance and investment, understanding the concept of capitalized value is crucial for making informed decisions. The term capitalized value refers to the present worth of a future stream of income or cash flows, often used in real estate and business valuation. Investors and analysts use this concept to determine how much they should be willing to pay for an asset based on its expected future earnings. By calculating the capitalized value, one can assess whether an investment is worthwhile compared to other opportunities available in the market.To illustrate the application of capitalized value, consider a rental property that generates a monthly income of $1,000. If an investor expects this income to remain consistent for the next ten years, they need to calculate the total income generated over that period. However, simply multiplying the monthly income by the number of months would not provide a complete picture due to the time value of money. This is where the concept of capitalized value becomes essential.The investor must decide on a capitalization rate, which represents the expected rate of return on the investment. For instance, if the investor chooses a capitalization rate of 8%, they would use this rate to discount the future cash flows back to their present value. The formula for calculating capitalized value is:Capitalized Value = Annual Income / Capitalization RateIn our example, the annual income from the rental property is $12,000 (which is $1,000 multiplied by 12 months). Using the capitalization rate of 8%, the capitalized value would be:Capitalized Value = $12,000 / 0.08 = $150,000This means that the investor should be willing to pay up to $150,000 for the property, assuming the income remains stable and the market conditions do not change significantly. If the asking price is higher than this capitalized value, it may indicate that the property is overvalued based on its income-generating potential.Understanding capitalized value also helps investors compare different investment opportunities. For instance, if another property generates a higher income but has a lower capitalized value, it might still be a better investment choice. This comparative analysis allows investors to allocate their resources more effectively and maximize their returns.Moreover, the concept of capitalized value is not limited to real estate; it can also apply to businesses. When valuing a company, analysts often look at its earnings before interest, taxes, depreciation, and amortization (EBITDA) and apply a similar capitalization rate to estimate its overall value. This approach provides a straightforward way to assess a company's financial health and potential for growth.In conclusion, grasping the idea of capitalized value is vital for anyone involved in finance or investment. It serves as a foundational tool for evaluating assets, making informed decisions, and understanding the relationship between income and investment value. By applying the principles of capitalized value, investors can enhance their ability to identify lucrative opportunities and avoid potential pitfalls in their investment journey.

在金融和投资的世界中，理解“资本化价值”这个概念对于做出明智的决策至关重要。术语“资本化价值”指的是未来收入或现金流的现值，通常用于房地产和商业估值。投资者和分析师使用这个概念来确定他们应该愿意为一项资产支付多少，基于其预期的未来收益。通过计算“资本化价值”，人们可以评估一项投资是否值得，与市场上其他可用机会相比。为了说明“资本化价值”的应用，考虑一个每月产生$1,000收入的租赁物业。如果投资者预计这种收入在未来十年内保持不变，他们需要计算在该期间内产生的总收入。然而，仅仅将每月收入乘以月份数量并不能提供完整的图景，因为钱的时间价值。这就是“资本化价值”概念变得至关重要的地方。投资者必须决定一个资本化率，这代表了对投资的预期回报率。例如，如果投资者选择8%的资本化率，他们将使用这个利率将未来现金流折现为现值。计算“资本化价值”的公式是：资本化价值 = 年收入 / 资本化率在我们的例子中，租赁物业的年收入为$12,000（即$1,000乘以12个月）。使用8%的资本化率，“资本化价值”将为：资本化价值 = $12,000 / 0.08 = $150,000这意味着投资者应该愿意为该物业支付高达$150,000，假设收入保持稳定且市场条件没有显著变化。如果要价高于这个“资本化价值”，这可能表明根据其收入生成潜力，该物业被高估了。理解“资本化价值”还帮助投资者比较不同的投资机会。例如，如果另一处物业产生更高的收入，但具有较低的“资本化价值”，它仍然可能是更好的投资选择。这种比较分析使投资者能够更有效地分配资源，最大化回报。此外，“资本化价值”的概念不仅限于房地产；它也适用于企业。在对公司进行估值时，分析师通常会查看其息税折旧摊销前利润（EBITDA），并应用类似的资本化率来估算其整体价值。这种方法提供了一种简单的方法来评估公司的财务健康状况和增长潜力。总之，掌握“资本化价值”的概念对于任何参与金融或投资的人来说都是至关重要的。它作为评估资产、做出明智决策以及理解收入与投资价值之间关系的基础工具。通过应用“资本化价值”的原则，投资者可以增强识别有利可图机会的能力，并避免投资旅程中的潜在陷阱。