gearing rate

简明释义

资本搭配比率

英英释义

例句

1.The company's gearing rate 负债比率 is currently at 40%, indicating a balanced approach to financing.

该公司的gearing rate 负债比率目前为40%，表明其融资方式较为平衡。

2.Investors often look at the gearing rate 负债比率 to assess a company's financial leverage.

投资者通常会查看gearing rate 负债比率来评估公司的财务杠杆。

3.A company with a gearing rate 负债比率 above 70% is considered highly leveraged.

负债比率超过70%的公司被认为是高度杠杆化的。

4.A high gearing rate 负债比率 can increase the risk for investors, especially in volatile markets.

高gearing rate 负债比率可能会增加投资者的风险，尤其是在波动市场中。

5.The gearing rate 负债比率 of this startup is low, which may attract more venture capital.

这家初创公司的gearing rate 负债比率较低，这可能会吸引更多的风险投资。

作文

Understanding financial concepts is crucial for anyone looking to navigate the complex world of business and investment. One such concept is the gearing rate, which refers to the ratio of a company's debt to its equity. This metric is essential for assessing a company's financial leverage and risk profile. A higher gearing rate indicates that a company has a larger proportion of debt compared to its equity, which can lead to higher potential returns but also increases the risk of financial distress if the company cannot meet its debt obligations. Conversely, a lower gearing rate suggests a more conservative approach to financing, relying more on equity than debt, which may be safer but could also limit growth opportunities.In practice, the gearing rate is calculated using the formula: Gearing Rate = (Total Debt / Total Equity) x 100%. This calculation provides investors with insight into how much of the company’s capital structure is financed by debt. For instance, a company with a gearing rate of 50% means that for every dollar of equity, there are 50 cents of debt. This can be a red flag for investors, especially in volatile markets where companies might struggle to service their debt.Moreover, industries vary widely in their typical gearing rates. Capital-intensive industries, such as utilities and telecommunications, often operate with higher levels of debt because they require significant upfront investments in infrastructure. On the other hand, technology firms may maintain lower gearing rates as they often rely on equity financing to fuel innovation without the burden of large debt repayments.Investors should consider the gearing rate in conjunction with other financial metrics, such as return on equity (ROE) and interest coverage ratio, to get a complete picture of a company's financial health. A high gearing rate can amplify returns when the company performs well, but it can also magnify losses during downturns. Therefore, understanding the context behind a company's gearing rate is critical. It is advisable to compare the gearing rates of similar companies within the same industry to evaluate relative risk and performance.In conclusion, the gearing rate is a vital indicator of a company's financial strategy and risk exposure. By analyzing this ratio, investors can make more informed decisions about their investments. A comprehensive understanding of the gearing rate, along with other financial metrics, will enable investors to better assess the potential risks and rewards associated with investing in a particular company. As the financial landscape continues to evolve, staying informed about such key concepts will empower individuals to navigate their investment journeys with confidence.

理解金融概念对于任何想要在复杂的商业和投资世界中导航的人来说都是至关重要的。其中一个概念是gearing rate，它指的是公司债务与股本的比例。这个指标对于评估公司的财务杠杆和风险状况至关重要。较高的gearing rate表明公司相对于其股本有更大比例的债务，这可能带来更高的潜在回报，但也增加了财务困境的风险，尤其是在公司无法满足其债务义务的情况下。相反，较低的gearing rate则表明采取了更保守的融资方式，更依赖股本而非债务，这可能更安全，但也可能限制增长机会。在实践中，gearing rate的计算公式为：Gearing Rate = (总债务 / 总股本) x 100%。这个计算为投资者提供了关于公司资本结构中有多少是通过债务融资的洞察。例如，一个gearing rate为50%的公司意味着每一美元的股本有50美分的债务。这对投资者来说可能是一个警告信号，特别是在波动市场中，公司可能会面临偿还债务的困难。此外，各行业的典型gearing rates差异很大。资本密集型行业，如公用事业和电信，通常以较高的债务水平运营，因为它们需要在基础设施上进行大量前期投资。另一方面，科技公司可能保持较低的gearing rates，因为它们通常依靠股权融资来推动创新，而不必承担大型债务偿还的负担。投资者应将gearing rate与其他财务指标结合考虑，例如股本回报率（ROE）和利息保障比率，以全面了解公司的财务健康状况。高gearing rate在公司表现良好时可以放大回报，但在经济低迷时期也可能放大损失。因此，理解公司gearing rate背后的背景至关重要。建议将类似公司的gearing rates进行比较，以评估相对风险和表现。总之，gearing rate是公司财务战略和风险暴露的重要指标。通过分析这一比率，投资者可以更明智地做出投资决策。全面理解gearing rate及其他财务指标，将使投资者能够更好地评估与特定公司投资相关的潜在风险和回报。随着金融环境的不断演变，了解这些关键概念将使个人在投资旅程中充满信心。