give the right to pay by installments

简明释义

准许分期付款

英英释义

例句

1.The store decided to give the right to pay by installments for customers who cannot afford the full price upfront.

商店决定给予分期付款的权利给那些无法一次性支付全款的顾客。

2.To make it easier for students, the university gives the right to pay by installments for tuition fees.

为了方便学生，大学给予分期付款的权利用于学费。

3.Our new policy will give the right to pay by installments for any purchases over $500.

我们的新政策将给予分期付款的权利用于任何超过500美元的购买。

4.The financing plan gives the right to pay by installments over a period of 12 months.

该融资计划给予分期付款的权利，期限为12个月。

5.The car dealership gives the right to pay by installments to help buyers manage their budgets.

汽车经销商给予分期付款的权利以帮助买家管理他们的预算。

作文

In today's fast-paced world, making large purchases can often be a daunting task for many individuals. Whether it's buying a new car, a high-end electronic device, or even furniture for our homes, the cost can be overwhelming. This is where financial flexibility comes into play, and one of the most effective solutions is to give the right to pay by installments. This option allows consumers to break down the total cost of an item into smaller, more manageable payments over a specified period of time. By doing so, it alleviates the immediate financial burden and enables more people to afford the products they desire.The concept of paying in installments is not new; it has been around for decades. However, its popularity has surged in recent years, largely due to the rise of e-commerce and the increasing availability of credit options. When retailers give the right to pay by installments, they are essentially providing customers with a lifeline, allowing them to acquire goods without the stress of paying the full amount upfront. This not only benefits consumers but also helps businesses increase their sales volume, as more customers are likely to make a purchase if they have the option to spread out the payments.One significant advantage of installment payments is that they can help individuals manage their budgets more effectively. For instance, instead of depleting savings or relying on credit cards, consumers can plan their finances better by knowing exactly how much they need to pay each month. This predictability can lead to improved financial health and reduce the anxiety associated with large expenditures. Moreover, many retailers offer interest-free installment plans, which further enhances the appeal of this payment method.However, it is essential for consumers to approach installment payments with caution. While the option to give the right to pay by installments can be beneficial, it can also lead to overspending if individuals do not remain disciplined. The allure of being able to afford something now while paying later can sometimes cloud judgment, causing people to buy items they do not necessarily need. Therefore, it is crucial for consumers to assess their financial situation before opting for installment plans to ensure that they can meet their payment obligations without straining their finances.Another aspect to consider is the potential impact of installment payments on credit scores. Many companies that give the right to pay by installments report payment histories to credit bureaus. This means that timely payments can positively affect a consumer's credit score, while missed payments can have the opposite effect. As such, it is imperative for consumers to stay organized and keep track of their payment schedules to avoid any negative repercussions on their credit standing.In conclusion, the ability to give the right to pay by installments has revolutionized the way consumers approach purchasing decisions. It provides a practical solution to the challenges of managing large expenses and fosters greater accessibility to various products and services. However, with this flexibility comes the responsibility of making informed financial choices. By understanding the implications of installment payments and exercising discipline, consumers can take full advantage of this beneficial option while safeguarding their financial well-being.

在当今快节奏的世界中，进行大额消费往往对许多人来说是一项艰巨的任务。无论是购买新车、高端电子设备，还是为我们的家居购买家具，这些费用可能会让人感到不知所措。这时，财务灵活性就显得尤为重要，而其中一个有效的解决方案就是给予分期付款的权利。这个选项允许消费者将商品的总成本分解为一段时间内更小、更可管理的付款。通过这样做，它减轻了即时的经济负担，使更多人能够负担得起他们渴望的产品。分期付款的概念并不是新的；它已经存在了几十年。然而，近年来，由于电子商务的兴起和信用选项的日益增多，它的受欢迎程度激增。当零售商给予分期付款的权利时，他们实际上是在为顾客提供一条生命线，让他们可以在不承受全额付款压力的情况下获取商品。这不仅使消费者受益，还有助于企业增加销售量，因为如果客户可以选择分期付款，他们更有可能进行购买。分期付款的一大优势是它可以帮助个人更有效地管理预算。例如，消费者可以通过知道每月需要支付多少来更好地规划财务，而不是耗尽储蓄或依赖信用卡。这种可预测性可以改善财务健康，减少与大额支出相关的焦虑。此外，许多零售商提供无息分期付款计划，这进一步增强了这一付款方式的吸引力。然而，消费者在选择分期付款时必须谨慎。虽然给予分期付款的权利可能是有益的，但如果个人不保持自律，也可能导致超支。现在就能负担得起某样东西而稍后付款的诱惑，有时会模糊判断，使人们购买并不一定需要的物品。因此，消费者在选择分期付款计划之前，务必评估自己的财务状况，以确保他们能够履行付款义务，而不会给财务带来压力。另一个需要考虑的方面是分期付款对信用评分的潜在影响。许多提供给予分期付款的权利的公司会向信用局报告付款历史。这意味着及时付款可以对消费者的信用评分产生积极影响，而错过付款则会产生相反的效果。因此，消费者必须保持组织性，并跟踪他们的付款计划，以避免对信用状况产生任何负面影响。总之，能够给予分期付款的权利彻底改变了消费者对购买决策的看法。它为管理大额开支的挑战提供了切实可行的解决方案，并促进了对各种产品和服务的更大可及性。然而，伴随着这种灵活性而来的是做出明智财务选择的责任。通过理解分期付款的影响，并保持自律，消费者可以充分利用这一有利选项，同时保护他们的财务健康。