admissible asset

简明释义

准列资产

英英释义

例句

1.Investors need to ensure that their investments qualify as admissible assets for tax benefits.

投资者需要确保他们的投资符合税收优惠的可接受资产标准。

2.In the context of a loan application, banks typically assess the value of the property as an admissible asset.

在贷款申请的背景下，银行通常会评估该物业的价值作为一个可接受资产。

3.For retirement planning, certain types of accounts are classified as admissible assets under federal regulations.

根据联邦法规，某些类型的账户被归类为退休规划中的可接受资产。

4.During bankruptcy proceedings, only admissible assets can be considered for liquidation.

在破产程序中，只有可接受资产才能被考虑用于清算。

5.To qualify for a mortgage, you must list all admissible assets on your application.

为了获得抵押贷款，您必须在申请表上列出所有可接受资产。

作文

In the world of finance and accounting, the term admissible asset refers to an asset that is accepted or recognized for a specific purpose, such as for collateral in a loan agreement or for regulatory compliance. Understanding the concept of admissible asset is crucial for both businesses and individuals who are looking to manage their finances effectively. An admissible asset can include cash, real estate, stocks, bonds, and other investments that hold value and can be easily liquidated or used as security for borrowing. For instance, when a person applies for a mortgage, the lender will evaluate the applicant's financial situation and determine which assets qualify as admissible assets. Typically, cash savings, equity in a home, and certain types of investments are considered admissible. This assessment helps the lender gauge the risk involved in granting the loan. If the borrower defaults, the lender needs to know that they have sufficient admissible assets to recover their losses. Moreover, in the context of regulatory frameworks, businesses must also identify admissible assets to comply with various financial regulations. For example, banks are required to maintain a certain level of capital reserves, which includes only those assets deemed admissible by regulatory authorities. This ensures that the bank remains solvent and can meet its obligations to depositors and creditors. The classification of what constitutes an admissible asset can vary depending on the context and the rules governing the financial institution or regulatory body. Therefore, it is essential for individuals and organizations to stay informed about the criteria that define admissible assets in their specific circumstances. Failure to recognize and classify assets correctly can lead to significant financial repercussions, including the inability to secure loans or meet regulatory requirements. In summary, the concept of admissible asset is integral to effective financial management. Whether one is seeking a loan or ensuring compliance with financial regulations, understanding which assets qualify as admissible is vital. By identifying and managing these assets wisely, individuals and businesses can enhance their financial stability and reduce risks associated with borrowing and investment. Ultimately, being knowledgeable about admissible assets empowers stakeholders to make informed decisions that contribute to long-term financial success.

在金融和会计的世界中，术语可接受资产指的是为特定目的（如在贷款协议中作为抵押品或用于合规性）而被接受或认可的资产。理解可接受资产的概念对于希望有效管理财务的企业和个人至关重要。可接受资产可以包括现金、房地产、股票、债券以及其他具有价值并且可以轻易变现或用作借款担保的投资。例如，当一个人申请抵押贷款时，贷方将评估申请人的财务状况，并确定哪些资产符合可接受资产的标准。通常，现金储蓄、房屋的净值和某些类型的投资被视为可接受的。这种评估帮助贷方判断授予贷款的风险。如果借款人违约，贷方需要知道他们有足够的可接受资产来弥补损失。此外，在监管框架的背景下，企业也必须识别可接受资产以遵守各种金融法规。例如，银行被要求维持一定水平的资本储备，其中只包括监管机构认为可接受的资产。这确保了银行保持偿付能力，并能履行对存款人和债权人的义务。什么构成可接受资产的分类可能因上下文和治理金融机构或监管机构的规则而异。因此，个人和组织必须及时了解在特定情况下定义可接受资产的标准。未能正确识别和分类资产可能导致重大财务后果，包括无法获得贷款或满足监管要求。总之，可接受资产的概念对于有效的财务管理至关重要。无论是寻求贷款还是确保遵守金融法规，了解哪些资产符合可接受标准都是至关重要的。通过明智地识别和管理这些资产，个人和企业可以增强其财务稳定性，并降低与借款和投资相关的风险。最终，了解可接受资产使利益相关者能够做出明智的决策，从而促进长期的财务成功。