quasi-money; near-money

简明释义

准货币

英英释义

例句

1.Savings accounts are often considered quasi-money 准货币 because they can be quickly converted to cash.

储蓄账户通常被视为准货币 准货币，因为它们可以迅速转换为现金。

2.Money market accounts can be classified as quasi-money 准货币 due to their limited withdrawal capabilities.

货币市场账户可以被归类为准货币 准货币，因为它们的取款能力有限。

3.Certificates of deposit (CDs) are examples of near-money 近似货币 that provide interest but are not as liquid as cash.

存款证（CD）是近似货币 近似货币的例子，它们提供利息，但流动性不如现金。

4.Investors often use bonds as near-money 近似货币 because they can be sold for cash relatively easily.

投资者通常将债券视为近似货币 近似货币，因为它们可以相对容易地出售以换取现金。

5.In times of economic uncertainty, people may convert their assets to quasi-money 准货币 for safety.

在经济不确定时期，人们可能会将资产转换为准货币 准货币以确保安全。

作文

In modern economics, understanding the concept of quasi-money; near-money is crucial for analyzing financial markets and monetary policies. Quasi-money; near-money refers to financial assets that are not cash but can be quickly converted into cash or are close substitutes for cash. These assets include savings accounts, time deposits, and other short-term investments that provide liquidity without being actual currency. By recognizing the significance of quasi-money; near-money, individuals and policymakers can better navigate the complexities of the economy.The role of quasi-money; near-money in the economy cannot be overstated. During times of economic uncertainty, people often prefer to hold assets that can be easily liquidated. For instance, when a financial crisis looms, individuals may withdraw their funds from investment accounts and transfer them into savings accounts or money market funds. This behavior illustrates how quasi-money; near-money serves as a safety net, providing individuals with immediate access to funds while still allowing them to earn interest.Furthermore, banks and financial institutions play a pivotal role in the creation and management of quasi-money; near-money. When customers deposit money into savings accounts, banks do not simply store this money; they use it to create loans for other customers. This process creates a multiplier effect, expanding the money supply in the economy. As a result, quasi-money; near-money becomes an essential component of the overall financial system, influencing monetary policy decisions made by central banks.Central banks monitor the levels of quasi-money; near-money as part of their broader assessment of the money supply. An increase in quasi-money; near-money can signal rising consumer confidence and spending, while a decrease may indicate a lack of faith in the economy. By adjusting interest rates and implementing quantitative easing measures, central banks aim to influence the availability of quasi-money; near-money, thereby stabilizing the economy and promoting growth.Moreover, the digital age has transformed the way we perceive and utilize quasi-money; near-money. With the rise of online banking and financial technology, consumers can now manage their finances more efficiently. Digital wallets and mobile payment systems have blurred the lines between cash and quasi-money; near-money, making transactions quicker and more convenient. This evolution has led to a greater emphasis on the importance of quasi-money; near-money in our daily lives, as it facilitates seamless financial interactions.In conclusion, the concept of quasi-money; near-money is integral to understanding the dynamics of the financial system. It encompasses various assets that provide liquidity and serve as a buffer during economic fluctuations. By recognizing the significance of quasi-money; near-money, individuals can make informed financial decisions, while policymakers can implement effective strategies to maintain economic stability. As we continue to navigate an increasingly complex financial landscape, the role of quasi-money; near-money will undoubtedly remain a focal point in economic discussions.

在现代经济学中，理解准货币；近似货币的概念对于分析金融市场和货币政策至关重要。准货币；近似货币是指不是现金但可以快速转换为现金或与现金非常接近的金融资产。这些资产包括储蓄账户、定期存款和其他短期投资，这些投资提供流动性，而不是实际货币。通过认识到准货币；近似货币的重要性，个人和政策制定者可以更好地应对经济的复杂性。准货币；近似货币在经济中的作用不可低估。在经济不确定时期，人们往往更愿意持有可以轻松变现的资产。例如，当金融危机逼近时，个人可能会从投资账户中提取资金，并将其转入储蓄账户或货币市场基金。这种行为说明了准货币；近似货币作为安全网的作用，为个人提供了立即获取资金的途径，同时仍然允许他们赚取利息。此外，银行和金融机构在准货币；近似货币的创造和管理中发挥着关键作用。当客户将钱存入储蓄账户时，银行并不会仅仅存储这些钱；它们会利用这些资金为其他客户创造贷款。这个过程产生了乘数效应，扩大了经济中的货币供应。因此，准货币；近似货币成为整体金融体系的重要组成部分，影响着中央银行的货币政策决策。中央银行监测准货币；近似货币的水平，作为其对货币供应的更广泛评估的一部分。准货币；近似货币的增加可能表明消费者信心和支出上升，而减少则可能表明对经济缺乏信心。通过调整利率和实施量化宽松措施，中央银行旨在影响准货币；近似货币的可用性，从而稳定经济并促进增长。此外，数字时代改变了我们对准货币；近似货币的看法和利用方式。随着在线银行和金融科技的兴起，消费者现在可以更高效地管理他们的财务。数字钱包和移动支付系统模糊了现金与准货币；近似货币之间的界限，使交易更快、更便利。这一演变使得准货币；近似货币在我们日常生活中的重要性更加突出，因为它促进了无缝的金融互动。总之，准货币；近似货币的概念对于理解金融系统的动态至关重要。它涵盖了提供流动性并在经济波动期间充当缓冲的各种资产。通过认识到准货币；近似货币的重要性，个人可以做出明智的财务决策，而政策制定者可以实施有效的策略以维持经济稳定。随着我们继续应对日益复杂的金融环境，准货币；近似货币的作用无疑将继续成为经济讨论的焦点。