stand-by insured amount

简明释义

准备投保金额

英英释义

例句

1.The policy includes a stand-by insured amount 备用保险金额 to cover additional risks.

该政策包括一个stand-by insured amount 备用保险金额以覆盖额外风险。

2.Investors are reassured by the stand-by insured amount 备用保险金额 that protects their assets.

投资者对保护其资产的stand-by insured amount 备用保险金额感到安心。

3.In case of unforeseen events, the stand-by insured amount 备用保险金额 can be accessed quickly.

在不可预见的事件发生时，可以快速访问stand-by insured amount 备用保险金额。

4.Before finalizing the project, we need to confirm the stand-by insured amount 备用保险金额 with our insurer.

在最终确定项目之前，我们需要与保险公司确认stand-by insured amount 备用保险金额。

5.The company has a stand-by insured amount 备用保险金额 set aside for emergency situations.

公司为紧急情况预留了一个stand-by insured amount 备用保险金额。

作文

In the world of insurance, understanding various terms is crucial for both policyholders and insurers. One such term that often arises in discussions about insurance policies is the stand-by insured amount. This phrase refers to a specific sum of money that an insurer agrees to provide in case of a loss or damage to an insured asset, but it is not immediately available for use until certain conditions are met. This concept can be particularly relevant in situations involving large investments or significant assets, where the policyholder may need assurance that they will have access to funds when necessary.The stand-by insured amount serves as a safety net for individuals and businesses alike. For example, consider a company that has invested heavily in machinery for its production line. If a fire were to break out and damage this machinery, the company would rely on its insurance policy to cover the losses. However, if the policy includes a stand-by insured amount, the company knows that there is a guaranteed sum set aside specifically for such emergencies, even if it takes some time for the claim to be processed.This type of insurance arrangement can provide peace of mind, as it ensures that there is a financial cushion in place. Policyholders can feel more secure knowing that they are protected against unforeseen events that could disrupt their operations or personal lives. Furthermore, having a stand-by insured amount can also facilitate better financial planning. Businesses can budget accordingly, knowing that they have a certain amount of coverage available should disaster strike.However, it is essential to understand the terms and conditions surrounding a stand-by insured amount. Not all insurance policies will include this feature, and those that do may have specific stipulations regarding how and when the funds can be accessed. For instance, some policies may require the policyholder to meet certain criteria before the stand-by insured amount can be released. This could involve providing documentation of the loss or damage, or it might require the policyholder to wait for an investigation to conclude.In conclusion, the stand-by insured amount is a valuable component of many insurance policies, offering protection and reassurance to policyholders. By understanding this term and its implications, individuals and businesses can make informed decisions about their insurance needs. It is always advisable to read the fine print and consult with an insurance professional to ensure that you fully understand your coverage options, including any stand-by insured amount provisions that may be included in your policy. With this knowledge, policyholders can navigate the complexities of insurance with greater confidence and security, ultimately leading to better financial stability and peace of mind in the face of potential risks.

在保险的世界中，理解各种术语对投保人和保险公司至关重要。一个在讨论保险政策时经常出现的术语是备用保险金额。这个短语指的是保险公司同意在发生损失或损坏时提供的特定金额，但在某些条件满足之前，这笔钱并不立即可用。这个概念在涉及大量投资或重要资产的情况下尤为相关，在这种情况下，投保人可能需要确保在必要时能够获得资金。备用保险金额为个人和企业提供了安全保障。例如，考虑一家在生产线上的机器设备上进行了大量投资的公司。如果发生火灾并损坏了这些机器，公司将依赖其保险政策来覆盖损失。然而，如果该政策包括备用保险金额，公司就知道在紧急情况下有一笔保证金专门用于此类事件，即使索赔处理需要一些时间。这种保险安排可以提供安心，因为它确保有一个财务缓冲。投保人可以更有安全感地知道，他们受到保护，免受可能干扰其运营或个人生活的不可预见事件。此外，拥有备用保险金额还可以促进更好的财务规划。企业可以相应地进行预算，知道在灾难发生时有一定的保险覆盖可用。然而，了解与备用保险金额相关的条款和条件至关重要。并非所有保险政策都会包括这一特性，而那些包含这一条款的政策可能会对如何以及何时可以访问资金有具体的规定。例如，一些政策可能要求投保人在释放备用保险金额之前满足某些标准。这可能涉及提供损失或损坏的文件，或者可能要求投保人等待调查结束。总之，备用保险金额是许多保险政策中一个有价值的组成部分，为投保人提供保护和安心。通过理解这个术语及其含义，个人和企业可以就其保险需求做出明智的决策。始终建议阅读细则，并咨询保险专业人士，以确保您充分理解您的保险选项，包括您保单中可能包含的任何备用保险金额条款。凭借这些知识，投保人可以更自信和安全地驾驭保险的复杂性，最终实现更好的财务稳定和在潜在风险面前的内心平静。