gross household income

简明释义

住户总收入

英英释义

例句

1.When applying for the scholarship, you need to provide proof of your gross household income 总家庭收入.

申请奖学金时，你需要提供你的总家庭收入的证明。

2.Families with a gross household income 总家庭收入 below a certain threshold may qualify for subsidies.

年收入低于某一门槛的家庭可能有资格获得补贴。

3.They calculated their gross household income 总家庭收入 to determine their eligibility for government assistance.

他们计算了自己的总家庭收入以确定是否符合政府援助的资格。

4.To qualify for the loan, your gross household income 总家庭收入 must be at least $50,000.

为了获得贷款，你的总家庭收入必须至少为50,000美元。

5.The tax form requires you to report your gross household income 总家庭收入 from all sources.

税表要求你报告来自所有来源的总家庭收入。

作文

Understanding the concept of gross household income is crucial for anyone looking to manage their finances effectively. Gross household income refers to the total earnings of all members of a household before taxes and any other deductions are made. This includes wages, salaries, bonuses, rental income, investment income, and any other sources of income. By grasping this definition, individuals can better assess their financial situation and make informed decisions about budgeting, saving, and investing.In today's world, where financial literacy is more important than ever, understanding gross household income can serve as a foundation for effective financial planning. For instance, when applying for loans or mortgages, lenders often look at an individual's or household's gross household income to determine eligibility and the amount they can borrow. A higher gross household income generally indicates a greater capacity to repay debts, making it a critical factor in the approval process.Moreover, knowing your gross household income allows you to create a realistic budget. A budget is essential for tracking expenses and ensuring that spending does not exceed income. By calculating your gross household income, you can allocate funds for necessities such as housing, food, transportation, and healthcare, while also setting aside money for savings and discretionary spending.Another important aspect of gross household income is its role in determining eligibility for various government programs and benefits. Many social services, including housing assistance and food stamps, have income thresholds based on gross household income. Understanding how your household's total income fits into these criteria can help you access the support you need.Additionally, it is essential to consider the impact of gross household income on tax liabilities. This total income figure is used to calculate the amount of taxes owed to the government. By knowing your gross household income, you can better estimate your tax burden and plan for payments throughout the year. This understanding can also aid in identifying potential deductions and credits that may reduce your overall tax liability.Furthermore, analyzing changes in your gross household income over time can provide insights into your financial health and stability. For example, if you notice a steady increase in your gross household income, it may indicate career advancement or successful investments. Conversely, a decline may prompt a reevaluation of spending habits or a search for additional income sources.In conclusion, the concept of gross household income is fundamental to personal finance management. It encompasses all income earned by a household before deductions, serving as a basis for budgeting, loan applications, eligibility for assistance programs, and tax calculations. By understanding and effectively managing gross household income, individuals can achieve greater financial stability and make informed decisions that positively impact their lives. Whether you are just starting your financial journey or looking to improve your existing strategies, a solid grasp of gross household income will pave the way for success in managing your finances.

理解“总家庭收入”这一概念对于任何希望有效管理财务的人来说都是至关重要的。“总家庭收入”是指一个家庭所有成员在扣除税款和其他扣除项之前的总收入。这包括工资、薪水、奖金、租金收入、投资收入以及其他任何收入来源。通过掌握这个定义，个人可以更好地评估自己的财务状况，并就预算、储蓄和投资做出明智的决策。在当今这个金融知识愈发重要的世界里，理解“总家庭收入”可以成为有效财务规划的基础。例如，在申请贷款或抵押贷款时，贷款人通常会查看个人或家庭的“总家庭收入”以确定资格和可借金额。较高的“总家庭收入”通常表明还款能力更强，这使其成为批准过程中的关键因素。此外，了解自己的“总家庭收入”可以帮助你制定现实的预算。预算对于跟踪支出和确保开支不超过收入至关重要。通过计算“总家庭收入”，你可以为住房、食品、交通和医疗等必要支出分配资金，同时也为储蓄和非必需支出留出预算。“总家庭收入”的另一个重要方面是它在确定各种政府项目和福利的资格中的作用。许多社会服务，包括住房援助和食品券，都有基于“总家庭收入”的收入门槛。了解你家庭的总收入如何符合这些标准，可以帮助你获得所需的支持。此外，了解“总家庭收入”对税务负担的影响也至关重要。这个总收入数字用于计算应向政府支付的税款。通过了解你的“总家庭收入”，你可以更好地估算税负，并在全年内规划付款。这种理解还有助于识别可能减少整体税负的扣除和抵免。此外，分析“总家庭收入”随时间的变化可以提供关于财务健康和稳定性的洞察。例如，如果你注意到“总家庭收入”稳步增加，这可能表明职业进步或成功的投资。相反，收入下降可能促使你重新评估消费习惯或寻找额外的收入来源。总之，“总家庭收入”的概念是个人财务管理的基础。它涵盖了一个家庭在扣除之前的所有收入，是预算、贷款申请、援助项目资格和税务计算的基础。通过理解和有效管理“总家庭收入”，个人可以实现更大的财务稳定，并做出积极影响生活的明智决策。无论你是刚开始财务旅程，还是希望改善现有策略，牢牢把握“总家庭收入”将为成功管理财务铺平道路。