gross monthly household income

简明释义

住户月总收入

英英释义

例句

1.A higher gross monthly household income 家庭总月收入 can help you secure better mortgage rates.

较高的家庭总月收入可以帮助您获得更好的抵押贷款利率。

2.The government uses gross monthly household income 家庭总月收入 to determine eligibility for assistance programs.

政府使用家庭总月收入来确定是否符合援助项目的资格。

3.To qualify for the loan, your gross monthly household income 家庭总月收入 must be at least $3,000.

为了获得贷款，您的家庭总月收入必须至少为3000美元。

4.Your gross monthly household income 家庭总月收入 is a key factor in calculating your tax obligations.

您的家庭总月收入是计算税务义务的关键因素。

5.When applying for housing assistance, you need to provide proof of your gross monthly household income 家庭总月收入.

申请住房援助时，您需要提供您家庭总月收入的证明。

作文

Understanding the concept of gross monthly household income is crucial for anyone looking to manage their finances effectively. This term refers to the total income that a household earns in a month before any deductions such as taxes, social security, or retirement contributions are taken out. It encompasses all sources of income including wages, salaries, bonuses, rental income, and any other earnings that contribute to the financial resources of the household. For instance, if a family has two working adults, their combined earnings from their jobs would contribute to their gross monthly household income. Additionally, if they receive rental income from a property they own, that amount would also be included in the calculation.The significance of knowing your gross monthly household income cannot be overstated. It serves as a baseline for budgeting and financial planning. By understanding how much money is coming into the household each month, families can make informed decisions about their spending habits. For example, if a family's gross monthly household income is $5,000, they can allocate funds for necessities such as housing, food, utilities, and transportation, while also setting aside money for savings and discretionary spending.Moreover, lenders often look at a household's gross monthly household income when determining eligibility for loans or mortgages. A higher income may qualify a household for larger loans, while a lower income could limit borrowing capacity. Therefore, having a clear picture of this figure is essential for those considering making significant financial commitments.In addition to its role in budgeting and lending, the gross monthly household income also plays a vital role in assessing a household's overall financial health. It can help identify whether a family is living within their means or if they are stretching their finances too thin. For instance, if a household's expenses exceed their gross monthly household income, it may be a signal that they need to cut back on spending or find ways to increase their income.Furthermore, understanding the gross monthly household income can aid in financial goal setting. Families can use this information to establish realistic savings goals, plan for future expenses, or even prepare for retirement. By knowing their total income, they can determine how much they can afford to save each month and set aside funds for emergencies or unexpected costs.In conclusion, the term gross monthly household income is more than just a financial statistic; it is a vital piece of information that influences various aspects of a household's financial life. From budgeting and spending to securing loans and setting financial goals, understanding this concept is essential for achieving financial stability and success. By keeping track of their gross monthly household income and regularly reviewing their financial situation, families can make better decisions that lead to a more secure and prosperous future.

理解“gross monthly household income”这一概念对于任何希望有效管理财务的人来说都是至关重要的。这个术语指的是一个家庭在一个月内的总收入，未扣除任何税款、社会保障或退休金等扣除项。它包括所有收入来源，包括工资、薪水、奖金、租金收入以及任何其他为家庭财务资源做出贡献的收入。例如，如果一个家庭有两个工作成年人，他们的工作收入将共同构成他们的gross monthly household income。此外，如果他们从自己拥有的房产中获得租金收入，该金额也将被纳入计算。了解自己的gross monthly household income的重要性不容小觑。它作为预算和财务规划的基础。通过了解每个月家庭的收入多少，家庭可以对其消费习惯做出明智的决策。例如，如果一个家庭的gross monthly household income是5000美元，他们可以为住房、食品、公用事业和交通等必需品分配资金，同时也可以为储蓄和可支配支出留出钱。此外，贷款机构通常会在决定贷款或抵押贷款的资格时查看家庭的gross monthly household income。更高的收入可能使家庭有资格获得更大的贷款，而较低的收入可能限制借贷能力。因此，对于考虑重大财务承诺的人来说，清晰了解这一数字至关重要。除了在预算和借贷中的作用外，gross monthly household income在评估家庭整体财务健康方面也起着至关重要的作用。它可以帮助识别一个家庭是否在量入为出，或者是否在过度消耗财务。例如，如果一个家庭的支出超过了他们的gross monthly household income，这可能表明他们需要削减开支或寻找增加收入的方法。此外，理解gross monthly household income可以帮助设定财务目标。家庭可以利用这些信息来制定切合实际的储蓄目标，为未来的支出做计划，甚至为退休做好准备。通过了解他们的总收入，他们可以确定每月可以存多少钱，并为紧急情况或意外费用留出资金。总之，gross monthly household income这一术语不仅仅是一个财务统计数据；它是影响家庭财务生活各个方面的重要信息。从预算和支出到获得贷款和设定财务目标，理解这一概念对于实现财务稳定和成功至关重要。通过跟踪他们的gross monthly household income并定期审查财务状况，家庭可以做出更好的决策，从而迈向更安全、更繁荣的未来。