working capital and reserve

简明释义

周转资本和准备金

英英释义

例句

1.The accountant recommended increasing the working capital and reserve (营运资金和储备) for better financial stability.

会计师建议增加working capital and reserve（营运资金和储备），以提高财务稳定性。

2.A healthy working capital and reserve (营运资金和储备) allow businesses to operate smoothly even during downturns.

健康的working capital and reserve（营运资金和储备）使企业在经济低迷期间能够顺利运营。

3.Investors often look at a firm's working capital and reserve (营运资金和储备) to assess its liquidity.

投资者通常查看公司的working capital and reserve（营运资金和储备）以评估其流动性。

4.The company needs to ensure that its working capital and reserve (营运资金和储备) are sufficient to cover unexpected expenses.

公司需要确保其working capital and reserve（营运资金和储备）足够覆盖意外支出。

5.Before expanding, the startup must analyze its working capital and reserve (营运资金和储备) to avoid cash flow issues.

在扩张之前，初创公司必须分析其working capital and reserve（营运资金和储备），以避免现金流问题。

作文

In the world of business, understanding financial terms is crucial for success. One such term that plays a significant role in the operations of any company is working capital and reserve. These concepts are fundamental to ensuring that a business can maintain its day-to-day operations while also preparing for unforeseen circumstances. Working capital and reserve refer to the funds that are available for a company to use in its operations, as well as the savings set aside for future needs or emergencies.Firstly, let’s break down what working capital and reserve mean. Working capital is defined as the difference between a company's current assets and current liabilities. It represents the short-term liquidity of a business, which is essential for meeting immediate operational expenses such as payroll, inventory purchases, and other day-to-day costs. A positive working capital indicates that a company has sufficient assets to cover its short-term obligations, while a negative working capital suggests potential financial trouble.On the other hand, a reserve refers to the portion of a company’s profits that is set aside for specific purposes, such as reinvestment, expansion, or as a safety net during tough economic times. This reserve acts as a financial cushion, allowing businesses to navigate through downturns without jeopardizing their operational capabilities. Having a healthy reserve is vital for companies, especially in industries that are susceptible to market fluctuations.The relationship between working capital and reserve is significant. A company with strong working capital can operate smoothly, ensuring that it can pay its bills on time and invest in opportunities as they arise. However, if a business fails to manage its working capital effectively, it may find itself in a precarious position, unable to meet its obligations. This is where having a robust reserve becomes essential. A well-planned reserve can provide the necessary support during cash flow shortages, allowing the business to stabilize itself without resorting to loans or credit lines that could incur high-interest rates.Moreover, effective management of working capital and reserve can lead to improved profitability. Companies that monitor their working capital closely can identify inefficiencies in their operations, such as excess inventory or slow-moving accounts receivable. By optimizing these areas, businesses can free up cash that can be redirected into their reserves or reinvested into growth initiatives.In conclusion, the concepts of working capital and reserve are interrelated and critical for the financial health of any business. A strong working capital position enables a company to function efficiently, while a well-maintained reserve provides security against unexpected challenges. Business owners and financial managers must prioritize the management of both elements to ensure long-term stability and growth. By doing so, they can create a resilient organization capable of thriving in an ever-changing economic landscape.

在商业世界中，理解财务术语对于成功至关重要。其中一个在任何公司运营中扮演重要角色的术语是营运资金和储备。这些概念是确保企业能够维持日常运营，同时也为不可预见的情况做好准备的基础。营运资金和储备指的是公司可用于其运营的资金，以及为未来需求或紧急情况而留出的储蓄。首先，让我们分析一下营运资金和储备的含义。营运资金被定义为公司流动资产与流动负债之间的差额。它代表了企业的短期流动性，这对于满足即时运营费用至关重要，如工资、库存采购和其他日常开支。正的营运资金表明公司有足够的资产来覆盖其短期义务，而负的营运资金则暗示潜在的财务问题。另一方面，储备指的是公司利润的部分，专门留作特定用途，如再投资、扩张或在经济困难时期作为安全网。这种储备充当财务缓冲，使企业能够在经济低迷时航行而不危及其运营能力。拥有健康的储备对公司至关重要，尤其是在那些易受市场波动影响的行业。营运资金和储备之间的关系非常重要。拥有强大营运资金的公司可以顺利运营，确保能够及时支付账单并在机会出现时进行投资。然而，如果企业未能有效管理其营运资金，可能会发现自己处于危险境地，无法履行义务。这就是拥有强大储备的重要性。经过良好规划的储备可以在现金流短缺期间提供必要支持，使企业能够稳定下来，而无需求助于高利率的贷款或信用额度。此外，营运资金和储备的有效管理可以提高盈利能力。密切监控其营运资金的公司可以识别运营中的低效，例如过剩库存或慢速应收账款。通过优化这些领域，企业可以释放出现金，重新投入到其储备中或重新投资于增长计划。总之，营运资金和储备的概念是相互关联的，对于任何企业的财务健康至关重要。强大的营运资金使公司能够高效运作，而良好的储备维护则为意外挑战提供保障。企业主和财务经理必须优先管理这两个要素，以确保长期的稳定和增长。通过这样做，他们可以创建一个能够在不断变化的经济环境中蓬勃发展的韧性组织。