working cash

简明释义

周转现金

英英释义

例句

1.It's important for startups to have a plan for managing working cash effectively.

初创公司制定有效管理流动现金的计划是很重要的。

2.The business needs to maintain enough working cash to cover daily expenses.

企业需要保持足够的流动现金以支付日常开支。

3.Investing in new equipment requires a careful assessment of working cash availability.

投资新设备需要仔细评估流动现金的可用性。

4.A sudden drop in sales can quickly deplete working cash reserves.

销售的突然下降会迅速耗尽流动现金储备。

5.Without sufficient working cash, the company may struggle to pay its employees on time.

没有足够的流动现金，公司可能会在按时支付员工工资方面遇到困难。

作文

In the world of finance and business, understanding the concept of working cash is crucial for effective management. Working cash refers to the amount of liquid assets a company has available for its day-to-day operations. This includes cash on hand and assets that can be quickly converted into cash, which are essential for covering immediate expenses such as payroll, inventory purchases, and other operational costs. Without sufficient working cash, a business may struggle to maintain its operations, leading to potential financial difficulties.To illustrate the importance of working cash, consider a small retail business. The owner must ensure that there is enough cash flow to pay employees, restock inventory, and cover rent. If the business experiences a sudden drop in sales, the owner may find themselves in a tight spot if they do not have adequate working cash. This scenario highlights how working cash acts as a buffer against unexpected financial challenges.Moreover, having a healthy level of working cash allows businesses to seize opportunities. For example, if a supplier offers a discount on bulk purchases, a company with sufficient working cash can take advantage of this offer, potentially increasing profit margins. Conversely, a lack of working cash could mean missing out on such opportunities, which can hinder growth and competitiveness.Effective management of working cash involves careful planning and forecasting. Businesses need to analyze their cash flow regularly to ensure that they maintain an adequate level of liquid assets. This often requires creating a budget that accounts for all expected income and expenses. By doing so, businesses can anticipate periods of low cash flow and take proactive measures to mitigate any potential issues.Additionally, businesses can improve their working cash position by optimizing their receivables and payables. For instance, encouraging customers to pay invoices promptly can enhance cash flow, while negotiating longer payment terms with suppliers can help retain cash within the business for longer periods. These strategies not only improve working cash but also contribute to overall financial health.In conclusion, working cash is a vital aspect of any business's financial strategy. It ensures that a company can meet its short-term obligations and take advantage of growth opportunities. By understanding and managing working cash effectively, business owners can secure their operations against unforeseen challenges and position their companies for long-term success. Therefore, it is imperative for entrepreneurs and managers to prioritize working cash management as part of their overall business strategy.

在金融和商业的世界中，理解流动现金的概念对于有效管理至关重要。流动现金是指公司可用于日常运营的流动资产的数量。这包括手头现金和可以迅速转换为现金的资产，这些资产对于支付工资、采购库存和其他运营成本等即时开支至关重要。如果没有足够的流动现金，企业可能会面临维持运营的困难，从而导致潜在的财务问题。为了说明流动现金的重要性，可以考虑一个小型零售企业。店主必须确保有足够的现金流来支付员工工资、补充库存和支付租金。如果企业突然销售额下降，而店主没有足够的流动现金，他们可能会发现自己陷入困境。这一情景突显了流动现金如何作为应对意外财务挑战的缓冲器。此外，拥有健康的流动现金水平使企业能够抓住机会。例如，如果供应商提供批量购买的折扣，拥有充足流动现金的公司可以利用这一优惠，从而可能提高利润率。相反，缺乏流动现金可能意味着错失这样的机会，这可能会阻碍增长和竞争力。有效管理流动现金需要仔细的规划和预测。企业需要定期分析其现金流，以确保保持足够的流动资产水平。这通常需要制定预算，考虑所有预期的收入和支出。通过这样做，企业可以预测现金流低迷的时期，并采取主动措施来减轻任何潜在问题。此外，企业可以通过优化应收账款和应付账款来改善其流动现金状况。例如，鼓励客户及时支付发票可以增强现金流，而与供应商协商更长的付款期限可以帮助企业在更长时间内保留现金。这些策略不仅改善了流动现金，而且有助于整体财务健康。总之，流动现金是任何企业财务战略的重要方面。它确保公司能够满足短期义务并抓住增长机会。通过有效理解和管理流动现金，企业主可以保护其运营免受不可预见的挑战，并为公司的长期成功奠定基础。因此，企业家和管理者必须将流动现金管理作为整体商业战略的一部分予以优先考虑。