bad debts recoveries

简明释义

重新收回呆帐

英英释义

例句

1.The company reported an increase in bad debts recoveries this quarter, indicating better financial management.

公司报告本季度坏账回收增加，表明财务管理有所改善。

2.She was praised for her efforts in increasing bad debts recoveries last year.

她因去年提升了坏账回收而受到赞扬。

3.Effective strategies for bad debts recoveries can enhance a company's profitability.

有效的坏账回收策略可以提高公司的盈利能力。

4.Our finance team is focusing on bad debts recoveries to improve cash flow.

我们的财务团队正专注于坏账回收以改善现金流。

5.The audit revealed significant bad debts recoveries from previous fiscal years.

审计显示前几个财政年度有显著的坏账回收。

作文

In the world of finance and business, managing debts is a crucial aspect of maintaining healthy cash flow and ensuring the longevity of any organization. One significant challenge that many businesses face is dealing with bad debts. Bad debts refer to amounts owed to a company that are unlikely to be collected due to various reasons, such as the debtor's financial inability or disputes over the debt. However, there is a silver lining in this challenging scenario: the process of bad debts recoveries (坏账回收). This term encompasses the strategies and actions taken by businesses to reclaim funds that were previously deemed uncollectible.The importance of bad debts recoveries cannot be overstated. For any business, especially small and medium-sized enterprises, every dollar counts. When debts go unpaid, it can significantly impact a company's bottom line, leading to cash flow problems and potentially jeopardizing its operations. Therefore, implementing effective recovery strategies is essential for minimizing losses and improving financial health.Several methods can be employed to enhance bad debts recoveries. First, maintaining open lines of communication with debtors is vital. Often, debtors may be facing temporary financial difficulties, and a simple conversation can lead to a mutually beneficial repayment plan. By offering flexible payment terms or negotiating settlements, businesses can increase their chances of recovering at least a portion of the outstanding debts.Another effective strategy is to conduct thorough credit checks before extending credit to new customers. By assessing a potential client's creditworthiness, businesses can reduce the risk of incurring bad debts in the first place. This proactive approach ensures that companies only engage with clients who have a reliable payment history, thereby minimizing the likelihood of encountering bad debts recoveries issues later on.In some cases, businesses may need to enlist the help of professional debt collection agencies. These agencies specialize in recovering debts and have the expertise and resources to handle difficult cases. While this may come with a cost, the potential recovery of funds often outweighs the expenses involved. It's important for businesses to weigh the pros and cons of involving third-party collectors and to choose reputable agencies that adhere to ethical practices.Moreover, keeping detailed records of all transactions and communications with debtors is crucial for successful bad debts recoveries. Documentation serves as evidence in case legal action is required and helps to track the status of each debt. By having organized records, businesses can efficiently follow up on outstanding payments and maintain a systematic approach to recovery.Additionally, businesses should consider writing off certain bad debts as a last resort. While this may seem counterintuitive, recognizing a debt as uncollectible can provide tax benefits and improve financial statements. However, this should be done judiciously and only after all recovery efforts have been exhausted.In conclusion, the concept of bad debts recoveries plays a pivotal role in the financial management of businesses. By implementing effective recovery strategies, maintaining open communication with debtors, conducting credit checks, and possibly engaging professional collectors, companies can enhance their ability to recover lost funds. Ultimately, understanding and mastering the process of bad debts recoveries is essential for any organization aiming to thrive in a competitive marketplace.

在金融和商业的世界中，管理债务是维持健康现金流和确保任何组织长寿的重要方面。许多企业面临的一大挑战是处理坏账。坏账是指由于各种原因（例如债务人的财务能力或对债务的争议）而不太可能收回的公司欠款。然而，在这个充满挑战的情况下，有一个好消息：坏账回收的过程。这个术语包括企业采取的策略和行动，以追回先前被认为无法收回的资金。坏账回收的重要性不容小觑。对于任何企业，尤其是中小型企业来说，每一美元都至关重要。当债务未支付时，会对公司的底线产生重大影响，导致现金流问题，甚至可能危及其运营。因此，实施有效的回收策略对于减少损失和改善财务健康至关重要。可以采用几种方法来增强坏账回收。首先，与债务人保持开放的沟通渠道至关重要。通常，债务人可能面临暂时的财务困难，一次简单的对话可以导致双方都能受益的还款计划。通过提供灵活的付款条款或协商和解，企业可以增加至少收回部分未偿债务的机会。另一个有效的策略是在向新客户扩展信用之前进行彻底的信用检查。通过评估潜在客户的信用worthiness，企业可以降低首次发生坏账的风险。这种主动的方式确保公司只与有可靠付款历史的客户合作，从而最小化未来遇到坏账回收问题的可能性。在某些情况下，企业可能需要寻求专业债务催收机构的帮助。这些机构专门从事债务回收，并拥有处理困难案件的专业知识和资源。虽然这可能会产生费用，但潜在的资金回收往往超过所涉及的费用。企业应权衡涉及第三方催收者的利弊，并选择遵循道德实践的信誉良好的机构。此外，保持详细的交易记录和与债务人的沟通记录对于成功的坏账回收至关重要。文档作为证据，以防需要法律行动，并有助于跟踪每笔债务的状态。通过拥有有组织的记录，企业可以有效地跟进未付款项，并保持系统化的回收方法。此外，企业应考虑将某些坏账作为最后手段进行注销。虽然这看起来可能违反直觉，但承认一笔债务为不可收回的债务可以带来税收优惠，并改善财务报表。然而，这应该谨慎进行，仅在所有回收努力都已耗尽后进行。总之，坏账回收的概念在企业的财务管理中发挥着关键作用。通过实施有效的回收策略，与债务人保持开放的沟通，进行信用检查，并可能聘请专业催收人员，企业可以增强其收回失去资金的能力。最终，理解和掌握坏账回收的过程对于任何希望在竞争激烈的市场中生存的组织都是至关重要的。