rediscount rate

简明释义

重贴现利率

英英释义

例句

1.Financial institutions often rely on the rediscount rate to manage their liquidity.

金融机构通常依赖再贴现率来管理流动性。

2.The central bank announced a decrease in the rediscount rate to stimulate economic growth.

中央银行宣布降低再贴现率以刺激经济增长。

3.Changes in the rediscount rate can affect inflation and interest rates in the economy.

再贴现率的变化可能会影响经济中的通货膨胀和利率。

4.A lower rediscount rate can encourage banks to lend more to businesses.

较低的再贴现率可以鼓励银行向企业提供更多贷款。

5.The rediscount rate is a tool used by the central bank to influence monetary policy.

再贴现率是中央银行用来影响货币政策的工具。

作文

The concept of the rediscount rate is crucial in understanding the monetary policy and financial stability of a country. The rediscount rate, which refers to the interest rate at which central banks lend money to commercial banks, plays a significant role in regulating the money supply and influencing economic activity. When commercial banks face liquidity issues, they can borrow from the central bank by rediscounting their eligible financial instruments, such as promissory notes or bills of exchange. This process allows banks to maintain their operations without having to sell off their assets at unfavorable prices. In times of economic downturn, central banks may lower the rediscount rate to encourage lending and investment. By making borrowing cheaper for commercial banks, it incentivizes them to extend credit to businesses and consumers. This, in turn, stimulates spending and investment, which can help revive an economy that is struggling. Conversely, if the economy is overheating, central banks may raise the rediscount rate to curb excessive lending and prevent inflation. Understanding the implications of the rediscount rate is essential for both policymakers and investors. For policymakers, adjusting this rate is a tool to influence economic conditions. For instance, a lower rediscount rate can lead to increased consumer confidence as people feel more secure about accessing credit. On the other hand, a higher rate might signal tighter monetary policy, which could lead to reduced consumer spending. Investors must also pay attention to the rediscount rate as it can affect the overall market environment. Changes in this rate can influence stock prices, bond yields, and currency values. For example, when the rediscount rate is lowered, it often leads to a bullish market as investors anticipate increased corporate profits from expanded borrowing. Conversely, a hike in the rate may lead to bearish sentiments as the cost of borrowing rises. Moreover, the rediscount rate serves as a barometer for the central bank's outlook on the economy. A consistent increase in the rate may indicate that the central bank is concerned about inflation and is taking measures to control it. Alternatively, a decrease might suggest a proactive approach to stimulate growth during sluggish economic periods. In conclusion, the rediscount rate is more than just a number; it is a vital component of a country's financial ecosystem. It affects how banks operate, influences economic growth, and impacts investor behavior. Understanding its significance can provide valuable insights into the broader economic landscape. As we navigate through various economic cycles, keeping an eye on the rediscount rate can help us better understand the shifting dynamics of our financial systems.

再贴现率的概念在理解一个国家的货币政策和金融稳定性方面至关重要。再贴现率是指中央银行向商业银行借贷资金时所收取的利率，它在调节货币供应和影响经济活动方面发挥着重要作用。当商业银行面临流动性问题时，可以通过再贴现合格的金融工具（如本票或汇票）向中央银行借款。这一过程使得银行能够维持其运营，而不必以不利的价格出售其资产。在经济低迷时期，中央银行可能会降低再贴现率，以鼓励贷款和投资。通过降低商业银行的借款成本，刺激它们向企业和消费者提供信贷。这反过来又刺激了支出和投资，有助于复苏陷入困境的经济。相反，如果经济过热，中央银行可能会提高再贴现率，以抑制过度放贷并防止通货膨胀。理解再贴现率的影响对于政策制定者和投资者都是至关重要的。对于政策制定者来说，调整这一利率是一种影响经济状况的工具。例如，较低的再贴现率可以增加消费者信心，因为人们对获得信贷感到更加安全。另一方面，较高的利率可能会发出紧缩货币政策的信号，从而导致消费者支出减少。投资者也必须关注再贴现率，因为它会影响整体市场环境。该利率的变化可能会影响股票价格、债券收益率和货币价值。例如，当再贴现率降低时，通常会导致市场看涨，因为投资者预期借贷扩张带来的企业利润增加。相反，利率上升可能会导致市场看跌，因为借款成本上升。此外，再贴现率还作为中央银行对经济前景的晴雨表。再贴现率的一致上升可能表明中央银行对通货膨胀的担忧，并采取措施加以控制。相反，下降可能表明在经济疲软时期采取刺激增长的积极措施。总之，再贴现率不仅仅是一个数字；它是一个国家金融生态系统的重要组成部分。它影响银行的运作，影响经济增长，并对投资者行为产生影响。理解其重要性可以为我们提供对更广泛经济形势的宝贵见解。在我们经历各种经济周期时，关注再贴现率可以帮助我们更好地理解金融体系的动态变化。